{"id":99803,"date":"2026-05-02T06:11:08","date_gmt":"2026-05-02T06:11:08","guid":{"rendered":"https:\/\/www.shqiperia.com\/blog\/?p=99803"},"modified":"2026-05-02T06:11:08","modified_gmt":"2026-05-02T06:11:08","slug":"kujdes-me-kodin-e-zbehet-portofoli-shtohen-mashtrimet-online-ja-cfare-keshillojne-ekspertet","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/kujdes-me-kodin-e-zbehet-portofoli-shtohen-mashtrimet-online-ja-cfare-keshillojne-ekspertet\/","title":{"rendered":"\u201cKujdes me kodin e\u2026\u201d\/ Zbehet \u2018portofoli\u2019, shtohen mashtrimet online, ja \u00e7far\u00eb k\u00ebshillojn\u00eb ekspert\u00ebt"},"content":{"rendered":"

\"\"<\/p>\n

2 Maji 2026<\/p>\n

Gjithnj\u00eb e m\u00eb shum\u00eb edhe n\u00eb Shqip\u00ebri, po rritet p\u00ebrdorimi i kartave bankare dhe pagesave online. Brenda nj\u00eb dekade pagesat online p\u00ebrmes pajisjeve elektronike jan\u00eb rritur me m\u00eb shum\u00eb se 8 her\u00eb, nga 1.4 milion\u00eb pagesa n\u00eb 2015 n\u00eb m\u00eb shum\u00eb se 11.5 milion\u00eb pagesa me home-banking n\u00eb 2025-\u00ebn.<\/p>\n

P\u00ebrfitimet nga p\u00ebrdorimi i pagesave online thot\u00eb eksperti i ekonomis\u00eb Fatos \u00c7o\u00e7oli jan\u00eb t\u00eb shumta, por kryesore \u00ebsht\u00eb shkurtimi i koh\u00ebs.<\/p>\n

\u201cE para jemi m\u00eb t\u00eb sigurt ndaj vjedhjeve sepse po t\u00eb mbajm\u00eb shuma parash mundet ose t\u00eb na humbin ose t\u00eb na vidhen. E dyta ne kursejm\u00eb koh\u00eb sepse t\u00eb b\u00ebsh nj\u00eb transfert apo nj\u00eb pages\u00eb e b\u00ebn brenda sekondit\u201d, shprehet eksperti.<\/p>\n

Nga pagesa e faturave, blerjet online, transferta dhe t\u00eb tjera tashm\u00eb b\u00ebhen leht\u00ebsisht edhe online.<\/p>\n

\u201cNd\u00ebrkoh\u00eb q\u00eb n\u00eb qoft\u00eb se d\u00ebshiron me t\u00eb nj\u00ebjt\u00ebn sasi parash k\u00ebsh, t\u00eb shkosh n\u00eb bank\u00eb apo t\u00eb shkosh t\u00eb b\u00ebsh nj\u00eb pages\u00eb n\u00eb m\u00ebnyr\u00eb fizike, harxhon jasht\u00ebzakonisht koh\u00eb dhe ne kemi filluar m\u00eb n\u00eb fund ta kuptojm\u00eb q\u00eb koha \u00ebsht\u00eb flori, koha \u00ebsht\u00eb shum\u00eb m\u00eb tep\u00ebr sesa vet\u00eb parat\u00eb\u201d, thot\u00eb \u00c7o\u00e7oli.<\/p>\n

Por paralelisht me zhvillimin teknologjik dhe shtimin e pagesave elektronike, jan\u00eb shtuar edhe mashtrimet online.<\/p>\n

\u201cPagesat online t\u00eb ndihmojn\u00eb nga vjedhjet fizike por ama vjedhjet online i ke autostrad\u00eb dhe duhet t\u00eb mbrohesh. Duhet t\u00eb ruash si gj\u00ebn\u00eb m\u00eb t\u00eb shenjt\u00eb, pasuordin e kart\u00ebs bankare, pra at\u00eb fjal\u00ebkalimin nuk duhet ta jap\u00ebsh n\u00eb asnj\u00eb lloj rasti\u201d, thot\u00eb \u00c7o\u00e7oli.<\/p>\n

N\u00eb 5 vite jan\u00eb identifikuar mbi 3,126 raste mashtrimi, nd\u00ebrsa situata \u00ebsht\u00eb edhe m\u00eb problematike, tek krimet kompjuterike, t\u00eb cilat po vijn\u00eb cdo vit e m\u00eb n\u00eb rritje. M\u00ebsohet se vet\u00ebm n\u00eb vitin e kaluar ishin mbi 1 mij\u00eb raste t\u00eb tilla, dhe mbi 3700 n\u00eb 5 vite.<\/p>\n

Agjesia Komb\u00ebtare e Siguris\u00eb Kibernetike thot\u00eb se vet\u00ebm gjat\u00eb vitit t\u00eb kaluar jan\u00eb menaxhuar nga ata 51 raste t\u00eb sulmeve kibernetike, nga t\u00eb ciliat 4 ishin me fokus sektorin bankar apo llogarit\u00eb bankare t\u00eb qytetar\u00ebve dhe bizneseve. Nd\u00ebrsa n\u00eb vitin 2024, ishin 32 sulme kibernetike, nga t\u00eb cilat 7 prej tyre jan\u00eb t\u00eb Sektorit Bankar, nj\u00eb nd\u00ebr sektor\u00ebt m\u00eb t\u00eb prekur.<\/p>\n

\"\"\"\"\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

2 Maji 2026 Gjithnj\u00eb e m\u00eb shum\u00eb edhe n\u00eb Shqip\u00ebri, po rritet p\u00ebrdorimi i kartave bankare dhe pagesave online. Brenda nj\u00eb dekade pagesat online p\u00ebrmes pajisjeve elektronike jan\u00eb rritur me m\u00eb shum\u00eb se 8 her\u00eb, nga 1.4 milion\u00eb pagesa n\u00eb 2015 n\u00eb m\u00eb shum\u00eb se 11.5 milion\u00eb pagesa me home-banking n\u00eb 2025-\u00ebn. P\u00ebrfitimet nga p\u00ebrdorimi […]<\/p>\n","protected":false},"author":9,"featured_media":99804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1,35],"tags":[],"class_list":["post-99803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/fatos-cocoli.jpg?fit=811%2C460&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-pXJ","jetpack-related-posts":[{"id":93249,"url":"https:\/\/www.shqiperia.com\/blog\/numri-i-pagesave-me-karte-kalon-per-here-te-pare-terheqjet-e-parase-cash-ne-atm-rritje-me-42\/","url_meta":{"origin":99803,"position":0},"title":"Numri i pagesave me kart\u00eb kalon p\u00ebr her\u00eb t\u00eb par\u00eb t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM, rritje me 42%","author":"Kurt Farka","date":"August 26, 2025","format":false,"excerpt":"26 Gusht 2025 Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":53493,"url":"https:\/\/www.shqiperia.com\/blog\/ppp-te-ne-shendetesi-shqiptaret-paguajne-miliona-euro-per-sherbime-te-pakryera\/","url_meta":{"origin":99803,"position":1},"title":"PPP-t\u00eb n\u00eb Sh\u00ebndet\u00ebsi: – Shqiptar\u00ebt paguajn\u00eb miliona euro p\u00ebr sh\u00ebrbime t\u00eb pakryera","author":"Kurt Farka","date":"January 26, 2022","format":false,"excerpt":"PPP-t\u00eb n\u00eb Sh\u00ebndet\u00ebsi: - Shqiptar\u00ebt paguajn\u00eb miliona euro p\u00ebr sh\u00ebrbime t\u00eb pakryera - 25.01.22 Raportet e auditimit t\u00eb Kontrollit t\u00eb Lart\u00eb t\u00eb Shtetit dhe Fondit t\u00eb Sigurimit t\u00eb Detyruesh\u00ebm t\u00eb Kujdesit Sh\u00ebndet\u00ebsor zbulojn\u00eb se taksapaguesit shqiptar\u00eb paguan edhe gjat\u00eb pandemis\u00eb s\u00eb COVID-19 p\u00ebr sh\u00ebrbime q\u00eb nuk jan\u00eb ofruar nga kompanit\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/PPP-ne-shendetesi-750x433-1.jpg?fit=750%2C402&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/PPP-ne-shendetesi-750x433-1.jpg?fit=750%2C402&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/PPP-ne-shendetesi-750x433-1.jpg?fit=750%2C402&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/PPP-ne-shendetesi-750x433-1.jpg?fit=750%2C402&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":59227,"url":"https:\/\/www.shqiperia.com\/blog\/eshte-nje-armik-i-padukshem-qe-na-ka-vrare-eksperti-karamuco-shefat-i-nxjerrin-ne-aksion-vete-jane-te-liste-pagesa-e-bandave\/","url_meta":{"origin":99803,"position":2},"title":"\u201c\u00cbsht\u00eb nj\u00eb armik i paduksh\u00ebm q\u00eb na ka vrar\u00eb\u201d. – Eksperti Karamu\u00e7o: Shefat i nxjerrin n\u00eb aksion, vet\u00eb jan\u00eb te list\u00eb-pagesa e bandave","author":"Kurt Farka","date":"June 22, 2022","format":false,"excerpt":"22 Qershor 2022 Eskperti Karamu\u00e7o gjat\u00eb nj\u00eb dalje mediatike dit\u00ebn e sotme vuri n\u00eb pah r\u00ebnd\u00ebsin\u00eb e dron\u00ebve q\u00eb ka porositur Policia e Shtetit p\u00ebr t\u00eb zbuluar parcelat me kanabis n\u00eb zonat malore, kryesisht n\u00eb Shkod\u00ebr. Ai gjithashtu theksoi se shp\u00ebrthimet me tritol n\u00eb sht\u00ebpit\u00eb e disa efektiv\u00ebve t\u00eb policis\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/06\/640-0-62b3634aa1623-1.jpg?fit=640%2C426&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/06\/640-0-62b3634aa1623-1.jpg?fit=640%2C426&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/06\/640-0-62b3634aa1623-1.jpg?fit=640%2C426&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":19230,"url":"https:\/\/www.shqiperia.com\/blog\/klsh-raporton-deme-ne-shifra-shume-te-larta-ne-financat-e-shtetit\/","url_meta":{"origin":99803,"position":3},"title":"KLSH raporton d\u00ebme n\u00eb shifra shum\u00eb t\u00eb larta n\u00eb financat e shtetit. –","author":"Kurt Farka","date":"April 5, 2019","format":false,"excerpt":"KLSH raporton d\u00ebme n\u00eb shifra shum\u00eb t\u00eb larta n\u00eb financat e shtetit. - 5 prill 2019 Kontrolli i Lart\u00eb i Shtetit ka zbuluar gjat\u00eb auditimeve t\u00eb zhvilluara vitin e shkuar d\u00ebme kolosale n\u00eb financat e shtetit e lidhur kjo si n\u00eb kahun e shpenzimeve ashtu edhe t\u00eb t\u00eb ardhurave t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/04\/qeveria-borxhi-1-770x433.jpg?fit=770%2C384&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/04\/qeveria-borxhi-1-770x433.jpg?fit=770%2C384&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/04\/qeveria-borxhi-1-770x433.jpg?fit=770%2C384&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/04\/qeveria-borxhi-1-770x433.jpg?fit=770%2C384&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":84433,"url":"https:\/\/www.shqiperia.com\/blog\/agjentet-e-bkh-nen-hetim-eksperti-po-nxjerrin-bisedat-e-grupeve-kriminale-ne-sky-me-zyrtaret-e-shtetit\/","url_meta":{"origin":99803,"position":4},"title":"\u201cAgjent\u00ebt e BKH n\u00ebn hetim\u201d, eksperti: – Po nxjerrin bisedat e grupeve kriminale n\u00eb \u201cSKY\u201d me zyrtar\u00ebt e shtetit!","author":"Kurt Farka","date":"September 13, 2024","format":false,"excerpt":"13 Shtator 2024 Prokuroria e Posa\u00e7me raportohet se ka nisur nj\u00eb hetim t\u00eb gjer\u00eb brenda radh\u00ebve t\u00eb agjent\u00ebve t\u00eb Byros\u00eb Komb\u00ebtare t\u00eb Hetimit, p\u00ebr t\u00eb zbuluar se cil\u00ebt jan\u00eb funksionar\u00ebt q\u00eb kan\u00eb nxjerr informacionet e agjencive europiane p\u00ebr SPAK, p\u00ebr bisedat e grupeve kriminale n\u00eb \u201cSKY\u201d. \u00a0 K\u00ebshtu ka deklaruar\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/667142ba2e6ef.png?fit=800%2C465&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/667142ba2e6ef.png?fit=800%2C465&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/667142ba2e6ef.png?fit=800%2C465&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/667142ba2e6ef.png?fit=800%2C465&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":85102,"url":"https:\/\/www.shqiperia.com\/blog\/parate-e-pista-rrisin-cash-in-ne-vend-150-mln-euro-me-shume-jashte-bankave\/","url_meta":{"origin":99803,"position":5},"title":"\u2018Parat\u00eb e pista\u2019 rrisin \u2018cash\u2019-in n\u00eb vend, 150 mln euro m\u00eb shum\u00eb jasht\u00eb bankave","author":"Kurt Farka","date":"September 28, 2024","format":false,"excerpt":"\u00a0 18 Shtator 2024 Pagesat me para n\u00eb dor\u00eb vijojn\u00eb t\u00eb mbizot\u00ebrojn\u00eb n\u00eb ekonomin\u00eb shqiptare. Shifrat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se paraja jasht\u00eb bankave nga janari deri n\u00eb gusht t\u00eb k\u00ebtij viti \u00ebsht\u00eb rritur me 15.5 miliard\u00eb lek\u00eb afro 150 milion\u00eb euro. N\u00eb fund t\u00eb muajit gusht jasht\u00eb sektorit\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=99803"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803\/revisions"}],"predecessor-version":[{"id":99805,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803\/revisions\/99805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/99804"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=99803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=99803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=99803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}