![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/fatos-cocoli.jpg?resize=596%2C338&ssl=1\")
<\/p>\n<\/p>\n
2 Maji 2026<\/p>\n
Gjithnj\u00eb e m\u00eb shum\u00eb edhe n\u00eb Shqip\u00ebri, po rritet p\u00ebrdorimi i kartave bankare dhe pagesave online. Brenda nj\u00eb dekade pagesat online p\u00ebrmes pajisjeve elektronike jan\u00eb rritur me m\u00eb shum\u00eb se 8 her\u00eb, nga 1.4 milion\u00eb pagesa n\u00eb 2015 n\u00eb m\u00eb shum\u00eb se 11.5 milion\u00eb pagesa me home-banking n\u00eb 2025-\u00ebn.<\/p>\n
P\u00ebrfitimet nga p\u00ebrdorimi i pagesave online thot\u00eb eksperti i ekonomis\u00eb Fatos \u00c7o\u00e7oli jan\u00eb t\u00eb shumta, por kryesore \u00ebsht\u00eb shkurtimi i koh\u00ebs.<\/p>\n
\u201cE para jemi m\u00eb t\u00eb sigurt ndaj vjedhjeve sepse po t\u00eb mbajm\u00eb shuma parash mundet ose t\u00eb na humbin ose t\u00eb na vidhen. E dyta ne kursejm\u00eb koh\u00eb sepse t\u00eb b\u00ebsh nj\u00eb transfert apo nj\u00eb pages\u00eb e b\u00ebn brenda sekondit\u201d, shprehet eksperti.<\/p>\n
Nga pagesa e faturave, blerjet online, transferta dhe t\u00eb tjera tashm\u00eb b\u00ebhen leht\u00ebsisht edhe online.<\/p>\n
\u201cNd\u00ebrkoh\u00eb q\u00eb n\u00eb qoft\u00eb se d\u00ebshiron me t\u00eb nj\u00ebjt\u00ebn sasi parash k\u00ebsh, t\u00eb shkosh n\u00eb bank\u00eb apo t\u00eb shkosh t\u00eb b\u00ebsh nj\u00eb pages\u00eb n\u00eb m\u00ebnyr\u00eb fizike, harxhon jasht\u00ebzakonisht koh\u00eb dhe ne kemi filluar m\u00eb n\u00eb fund ta kuptojm\u00eb q\u00eb koha \u00ebsht\u00eb flori, koha \u00ebsht\u00eb shum\u00eb m\u00eb tep\u00ebr sesa vet\u00eb parat\u00eb\u201d, thot\u00eb \u00c7o\u00e7oli.<\/p>\n
Por paralelisht me zhvillimin teknologjik dhe shtimin e pagesave elektronike, jan\u00eb shtuar edhe mashtrimet online.<\/p>\n
\u201cPagesat online t\u00eb ndihmojn\u00eb nga vjedhjet fizike por ama vjedhjet online i ke autostrad\u00eb dhe duhet t\u00eb mbrohesh. Duhet t\u00eb ruash si gj\u00ebn\u00eb m\u00eb t\u00eb shenjt\u00eb, pasuordin e kart\u00ebs bankare, pra at\u00eb fjal\u00ebkalimin nuk duhet ta jap\u00ebsh n\u00eb asnj\u00eb lloj rasti\u201d, thot\u00eb \u00c7o\u00e7oli.<\/p>\n
N\u00eb 5 vite jan\u00eb identifikuar mbi 3,126 raste mashtrimi, nd\u00ebrsa situata \u00ebsht\u00eb edhe m\u00eb problematike, tek krimet kompjuterike, t\u00eb cilat po vijn\u00eb cdo vit e m\u00eb n\u00eb rritje. M\u00ebsohet se vet\u00ebm n\u00eb vitin e kaluar ishin mbi 1 mij\u00eb raste t\u00eb tilla, dhe mbi 3700 n\u00eb 5 vite.<\/p>\n
Agjesia Komb\u00ebtare e Siguris\u00eb Kibernetike thot\u00eb se vet\u00ebm gjat\u00eb vitit t\u00eb kaluar jan\u00eb menaxhuar nga ata 51 raste t\u00eb sulmeve kibernetike, nga t\u00eb ciliat 4 ishin me fokus sektorin bankar apo llogarit\u00eb bankare t\u00eb qytetar\u00ebve dhe bizneseve. Nd\u00ebrsa n\u00eb vitin 2024, ishin 32 sulme kibernetike, nga t\u00eb cilat 7 prej tyre jan\u00eb t\u00eb Sektorit Bankar, nj\u00eb nd\u00ebr sektor\u00ebt m\u00eb t\u00eb prekur.<\/p>\n
![\"\"](\"https:\/\/i0.wp.com\/sot.com.al\/wp-content\/uploads\/2026\/05\/1777658793_tabela3.jpg?resize=780%2C440&ssl=1\")
![\"\"](\"https:\/\/i0.wp.com\/sot.com.al\/wp-content\/uploads\/2026\/05\/1777659071_Tabela1.jpg?resize=780%2C440&ssl=1\")
![\"\"](\"https:\/\/i0.wp.com\/sot.com.al\/wp-content\/uploads\/2026\/05\/69f4edc83976dtabela-2.png?resize=1650%2C831&ssl=1\")
<\/p>\n","protected":false},"excerpt":{"rendered":"
2 Maji 2026 Gjithnj\u00eb e m\u00eb shum\u00eb edhe n\u00eb Shqip\u00ebri, po rritet p\u00ebrdorimi i kartave bankare dhe pagesave online. Brenda nj\u00eb dekade pagesat online p\u00ebrmes pajisjeve elektronike jan\u00eb rritur me m\u00eb shum\u00eb se 8 her\u00eb, nga 1.4 milion\u00eb pagesa n\u00eb 2015 n\u00eb m\u00eb shum\u00eb se 11.5 milion\u00eb pagesa me home-banking n\u00eb 2025-\u00ebn. P\u00ebrfitimet nga p\u00ebrdorimi […]<\/p>\n","protected":false},"author":9,"featured_media":99804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1,35],"tags":[],"class_list":["post-99803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/fatos-cocoli.jpg?fit=811%2C460&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-pXJ","jetpack-related-posts":[{"id":121379,"url":"https:\/\/www.shqiperia.com\/blog\/klsh-41-e-investimeve-ne-2025-u-kryen-ne-dhjetor-pagesa-250-milione-euro-per-muajt-e-meparshem\/","url_meta":{"origin":99803,"position":0},"title":"KLSH: 41% e investimeve n\u00eb 2025 u kryen n\u00eb dhjetor, pagesa 250 milion\u00eb euro p\u00ebr muajt e m\u00ebparsh\u00ebm","author":"Kurt Farka","date":"November 2, 2026","format":false,"excerpt":"2 N\u00ebntor 2026 Nj\u00eb e pesta e shpenzimeve t\u00eb buxhetit t\u00eb shtetit p\u00ebr vitin 2025 u realizua vet\u00ebm gjat\u00eb muajit dhjetor, nd\u00ebrsa p\u00ebr investimet publike p\u00ebrqendrimi ishte shum\u00eb m\u00eb i lart\u00eb, duke arritur n\u00eb 40.6% t\u00eb totalit vjetor. Kontrolli i Lart\u00eb i Shtetit n\u00eb raportin p\u00ebr zbatimin e buxhetit 2025\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":113307,"url":"https:\/\/www.shqiperia.com\/blog\/karta-te-reja-pago-me-benefite-premium-dergesa-te-menjehershme-drejt-kartave-kudo-ne-bote\/","url_meta":{"origin":99803,"position":1},"title":"Karta t\u00eb reja PAGO me benefite premium, d\u00ebrgesa t\u00eb menj\u00ebhershme drejt kartave kudo n\u00eb bot\u00eb","author":"Kurt Farka","date":"September 26, 2026","format":false,"excerpt":"26 Shtator 2026 Sisteme t\u00eb p\u00ebrmir\u00ebsuara, asistent IA dhe POS n\u00eb telefon! Dev.al dhe Pago prezantojn\u00eb risit\u00eb Nj\u00eb ark\u00eb q\u00eb vazhdon t\u00eb shes\u00eb edhe kur bie interneti. Nj\u00eb asistent virtual q\u00eb p\u00ebrgjigjet p\u00ebr shitjet brenda sekondash dhe nj\u00eb telefon q\u00eb kthehet n\u00eb POS. Kompania dev.al dhe platforma e pagesave Pago\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":105050,"url":"https:\/\/www.shqiperia.com\/blog\/mbi-31-miliarde-kartemonedha-euro-ne-qarkullim-pse-evropianet-po-mbajne-gjithnje-e-me-shume-para-cash-ne-shtepi\/","url_meta":{"origin":99803,"position":2},"title":"Mbi 31 miliard\u00eb kart\u00ebmonedha euro n\u00eb qarkullim, pse evropian\u00ebt po mbajn\u00eb gjithnj\u00eb e m\u00eb shum\u00eb para cash n\u00eb sht\u00ebpi?","author":"Kurt Farka","date":"August 23, 2026","format":false,"excerpt":"23 Gusht 2026 N\u00eb nj\u00eb koh\u00eb kur pagesat me kart\u00eb, telefon apo or\u00eb inteligjente jan\u00eb b\u00ebr\u00eb pjes\u00eb e p\u00ebrditshm\u00ebris\u00eb, mund t\u00eb duket paradoksale q\u00eb gjithnj\u00eb e m\u00eb shum\u00eb evropian\u00eb po zgjedhin t\u00eb mbajn\u00eb para cash n\u00eb sht\u00ebpi. Por sipas Bank\u00ebs Qendrore Evropiane (BQE), kjo \u00ebsht\u00eb pik\u00ebrisht ajo q\u00eb po ndodh\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":121207,"url":"https:\/\/www.shqiperia.com\/blog\/koncesionet-do-te-gllaberojne-miliarda-edhe-gjate-2027-es\/","url_meta":{"origin":99803,"position":3},"title":"Koncesionet do t\u00eb gllab\u00ebrojn\u00eb miliarda edhe gjat\u00eb 2027-\u00ebs","author":"Kurt Farka","date":"October 30, 2026","format":false,"excerpt":"30 Tetor 2026 Nga Rruga e Arbrit te inceneratori i Tiran\u00ebs dhe sh\u00ebrbimet sh\u00ebndet\u00ebsore, qeveria do t\u00eb vijoj\u00eb t\u00eb paguaj\u00eb miliona euro p\u00ebr kontratat koncesionare. Fatura p\u00ebr tre vitet e ardhshme arrin n\u00eb rreth 319 milion\u00eb euro, nd\u00ebrsa nj\u00eb pjes\u00eb e marr\u00ebveshjeve do t\u00eb r\u00ebndojn\u00eb mbi financat publike edhe p\u00ebr\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/900-0-1793294859xd43b8b31-573f-4bac-b1fa-9f154147938b-656.webp?fit=900%2C600&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/900-0-1793294859xd43b8b31-573f-4bac-b1fa-9f154147938b-656.webp?fit=900%2C600&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/900-0-1793294859xd43b8b31-573f-4bac-b1fa-9f154147938b-656.webp?fit=900%2C600&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/900-0-1793294859xd43b8b31-573f-4bac-b1fa-9f154147938b-656.webp?fit=900%2C600&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":104108,"url":"https:\/\/www.shqiperia.com\/blog\/ku-po-shkojne-parate-894-milione-leke-me-shume-borxhe-ne-vetem-3-muaj\/","url_meta":{"origin":99803,"position":4},"title":"Ku po shkojn\u00eb parat\u00eb? – 894 milion\u00eb lek\u00eb m\u00eb shum\u00eb borxhe n\u00eb vet\u00ebm 3 muaj","author":"Kurt Farka","date":"August 10, 2026","format":false,"excerpt":"10 Gusht 2026 Detyrimet e prapambetura t\u00eb institucioneve publike vijuan t\u00eb rriten edhe gjat\u00eb tremujorit t\u00eb dyt\u00eb t\u00eb vitit 2026, n\u00eb nj\u00eb koh\u00eb kur financat publike po regjistrojn\u00eb nj\u00eb performanc\u00eb shum\u00eb t\u00eb fort\u00eb. T\u00eb dh\u00ebnat zyrtare tregojn\u00eb se deri n\u00eb fund t\u00eb qershorit 2026 stoku total i detyrimeve t\u00eb prapambetura\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":120642,"url":"https:\/\/www.shqiperia.com\/blog\/rtsh-ne-krize-financiare-por-shpenzon-7-milione-leke-per-nje-emision-gatimi-vetem-30-minuta-mbahet-me-taksat-e-shqiptareve\/","url_meta":{"origin":99803,"position":5},"title":"RTSH n\u00eb kriz\u00eb financiare, por shpenzon 7 milion\u00eb lek\u00eb p\u00ebr nj\u00eb emision gatimi vet\u00ebm 30 minuta. – Mbahet me taksat e shqiptareve","author":"Kurt Farka","date":"October 24, 2026","format":false,"excerpt":"24 Tetor 2026 N\u00eb fund t\u00eb vitit t\u00eb kaluar, Radio Televizioni Shqiptar k\u00ebrkonte ndihm\u00eb urgjente nga shteti p\u00ebr t\u00eb p\u00ebrballuar kriz\u00ebn financiare. Drejtoresha e P\u00ebrgjithshme, Eni Vasili, iu drejtua Ministris\u00eb s\u00eb Financave p\u00ebr nj\u00eb fond shtes\u00eb prej 200 milion\u00eb lek\u00ebsh, duke argumentuar se institucioni ndodhej n\u00eb v\u00ebshtir\u00ebsi serioze p\u00ebr t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/eni-vasili.jpg?fit=960%2C640&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/eni-vasili.jpg?fit=960%2C640&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/eni-vasili.jpg?fit=960%2C640&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/eni-vasili.jpg?fit=960%2C640&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=99803"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803\/revisions"}],"predecessor-version":[{"id":99805,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803\/revisions\/99805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/99804"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=99803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=99803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=99803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}