{"id":99803,"date":"2026-05-02T06:11:08","date_gmt":"2026-05-02T06:11:08","guid":{"rendered":"https:\/\/www.shqiperia.com\/blog\/?p=99803"},"modified":"2026-05-02T06:11:08","modified_gmt":"2026-05-02T06:11:08","slug":"kujdes-me-kodin-e-zbehet-portofoli-shtohen-mashtrimet-online-ja-cfare-keshillojne-ekspertet","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/kujdes-me-kodin-e-zbehet-portofoli-shtohen-mashtrimet-online-ja-cfare-keshillojne-ekspertet\/","title":{"rendered":"\u201cKujdes me kodin e\u2026\u201d\/ Zbehet \u2018portofoli\u2019, shtohen mashtrimet online, ja \u00e7far\u00eb k\u00ebshillojn\u00eb ekspert\u00ebt"},"content":{"rendered":"

\"\"<\/p>\n

2 Maji 2026<\/p>\n

Gjithnj\u00eb e m\u00eb shum\u00eb edhe n\u00eb Shqip\u00ebri, po rritet p\u00ebrdorimi i kartave bankare dhe pagesave online. Brenda nj\u00eb dekade pagesat online p\u00ebrmes pajisjeve elektronike jan\u00eb rritur me m\u00eb shum\u00eb se 8 her\u00eb, nga 1.4 milion\u00eb pagesa n\u00eb 2015 n\u00eb m\u00eb shum\u00eb se 11.5 milion\u00eb pagesa me home-banking n\u00eb 2025-\u00ebn.<\/p>\n

P\u00ebrfitimet nga p\u00ebrdorimi i pagesave online thot\u00eb eksperti i ekonomis\u00eb Fatos \u00c7o\u00e7oli jan\u00eb t\u00eb shumta, por kryesore \u00ebsht\u00eb shkurtimi i koh\u00ebs.<\/p>\n

\u201cE para jemi m\u00eb t\u00eb sigurt ndaj vjedhjeve sepse po t\u00eb mbajm\u00eb shuma parash mundet ose t\u00eb na humbin ose t\u00eb na vidhen. E dyta ne kursejm\u00eb koh\u00eb sepse t\u00eb b\u00ebsh nj\u00eb transfert apo nj\u00eb pages\u00eb e b\u00ebn brenda sekondit\u201d, shprehet eksperti.<\/p>\n

Nga pagesa e faturave, blerjet online, transferta dhe t\u00eb tjera tashm\u00eb b\u00ebhen leht\u00ebsisht edhe online.<\/p>\n

\u201cNd\u00ebrkoh\u00eb q\u00eb n\u00eb qoft\u00eb se d\u00ebshiron me t\u00eb nj\u00ebjt\u00ebn sasi parash k\u00ebsh, t\u00eb shkosh n\u00eb bank\u00eb apo t\u00eb shkosh t\u00eb b\u00ebsh nj\u00eb pages\u00eb n\u00eb m\u00ebnyr\u00eb fizike, harxhon jasht\u00ebzakonisht koh\u00eb dhe ne kemi filluar m\u00eb n\u00eb fund ta kuptojm\u00eb q\u00eb koha \u00ebsht\u00eb flori, koha \u00ebsht\u00eb shum\u00eb m\u00eb tep\u00ebr sesa vet\u00eb parat\u00eb\u201d, thot\u00eb \u00c7o\u00e7oli.<\/p>\n

Por paralelisht me zhvillimin teknologjik dhe shtimin e pagesave elektronike, jan\u00eb shtuar edhe mashtrimet online.<\/p>\n

\u201cPagesat online t\u00eb ndihmojn\u00eb nga vjedhjet fizike por ama vjedhjet online i ke autostrad\u00eb dhe duhet t\u00eb mbrohesh. Duhet t\u00eb ruash si gj\u00ebn\u00eb m\u00eb t\u00eb shenjt\u00eb, pasuordin e kart\u00ebs bankare, pra at\u00eb fjal\u00ebkalimin nuk duhet ta jap\u00ebsh n\u00eb asnj\u00eb lloj rasti\u201d, thot\u00eb \u00c7o\u00e7oli.<\/p>\n

N\u00eb 5 vite jan\u00eb identifikuar mbi 3,126 raste mashtrimi, nd\u00ebrsa situata \u00ebsht\u00eb edhe m\u00eb problematike, tek krimet kompjuterike, t\u00eb cilat po vijn\u00eb cdo vit e m\u00eb n\u00eb rritje. M\u00ebsohet se vet\u00ebm n\u00eb vitin e kaluar ishin mbi 1 mij\u00eb raste t\u00eb tilla, dhe mbi 3700 n\u00eb 5 vite.<\/p>\n

Agjesia Komb\u00ebtare e Siguris\u00eb Kibernetike thot\u00eb se vet\u00ebm gjat\u00eb vitit t\u00eb kaluar jan\u00eb menaxhuar nga ata 51 raste t\u00eb sulmeve kibernetike, nga t\u00eb ciliat 4 ishin me fokus sektorin bankar apo llogarit\u00eb bankare t\u00eb qytetar\u00ebve dhe bizneseve. Nd\u00ebrsa n\u00eb vitin 2024, ishin 32 sulme kibernetike, nga t\u00eb cilat 7 prej tyre jan\u00eb t\u00eb Sektorit Bankar, nj\u00eb nd\u00ebr sektor\u00ebt m\u00eb t\u00eb prekur.<\/p>\n

\"\"\"\"\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

2 Maji 2026 Gjithnj\u00eb e m\u00eb shum\u00eb edhe n\u00eb Shqip\u00ebri, po rritet p\u00ebrdorimi i kartave bankare dhe pagesave online. Brenda nj\u00eb dekade pagesat online p\u00ebrmes pajisjeve elektronike jan\u00eb rritur me m\u00eb shum\u00eb se 8 her\u00eb, nga 1.4 milion\u00eb pagesa n\u00eb 2015 n\u00eb m\u00eb shum\u00eb se 11.5 milion\u00eb pagesa me home-banking n\u00eb 2025-\u00ebn. P\u00ebrfitimet nga p\u00ebrdorimi […]<\/p>\n","protected":false},"author":9,"featured_media":99804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1,35],"tags":[],"class_list":["post-99803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/fatos-cocoli.jpg?fit=811%2C460&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-pXJ","jetpack-related-posts":[{"id":105050,"url":"https:\/\/www.shqiperia.com\/blog\/mbi-31-miliarde-kartemonedha-euro-ne-qarkullim-pse-evropianet-po-mbajne-gjithnje-e-me-shume-para-cash-ne-shtepi\/","url_meta":{"origin":99803,"position":0},"title":"Mbi 31 miliard\u00eb kart\u00ebmonedha euro n\u00eb qarkullim, pse evropian\u00ebt po mbajn\u00eb gjithnj\u00eb e m\u00eb shum\u00eb para cash n\u00eb sht\u00ebpi?","author":"Kurt Farka","date":"August 23, 2026","format":false,"excerpt":"23 Gusht 2026 N\u00eb nj\u00eb koh\u00eb kur pagesat me kart\u00eb, telefon apo or\u00eb inteligjente jan\u00eb b\u00ebr\u00eb pjes\u00eb e p\u00ebrditshm\u00ebris\u00eb, mund t\u00eb duket paradoksale q\u00eb gjithnj\u00eb e m\u00eb shum\u00eb evropian\u00eb po zgjedhin t\u00eb mbajn\u00eb para cash n\u00eb sht\u00ebpi. Por sipas Bank\u00ebs Qendrore Evropiane (BQE), kjo \u00ebsht\u00eb pik\u00ebrisht ajo q\u00eb po ndodh\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":104108,"url":"https:\/\/www.shqiperia.com\/blog\/ku-po-shkojne-parate-894-milione-leke-me-shume-borxhe-ne-vetem-3-muaj\/","url_meta":{"origin":99803,"position":1},"title":"Ku po shkojn\u00eb parat\u00eb? – 894 milion\u00eb lek\u00eb m\u00eb shum\u00eb borxhe n\u00eb vet\u00ebm 3 muaj","author":"Kurt Farka","date":"August 10, 2026","format":false,"excerpt":"10 Gusht 2026 Detyrimet e prapambetura t\u00eb institucioneve publike vijuan t\u00eb rriten edhe gjat\u00eb tremujorit t\u00eb dyt\u00eb t\u00eb vitit 2026, n\u00eb nj\u00eb koh\u00eb kur financat publike po regjistrojn\u00eb nj\u00eb performanc\u00eb shum\u00eb t\u00eb fort\u00eb. T\u00eb dh\u00ebnat zyrtare tregojn\u00eb se deri n\u00eb fund t\u00eb qershorit 2026 stoku total i detyrimeve t\u00eb prapambetura\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/762689152_3762198220600953_7001392962709730454_n.jpg?fit=997%2C581&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":102478,"url":"https:\/\/www.shqiperia.com\/blog\/mbi-113-mije-nxenes-me-pak-dhe-qindra-shkolla-te-mbyllura-ne-10-vjet\/","url_meta":{"origin":99803,"position":2},"title":"Mbi 113 mij\u00eb nx\u00ebn\u00ebs m\u00eb pak dhe qindra shkolla t\u00eb mbyllura n\u00eb 10 vjet","author":"Kurt Farka","date":"July 10, 2026","format":false,"excerpt":"10 Korrik 2026 N\u00ebse dikur mbyllja e nj\u00eb shkolle ishte nj\u00eb lajm q\u00eb trondiste nj\u00eb fshat, sot \u00ebsht\u00eb b\u00ebr\u00eb statistik\u00eb. Por pas k\u00ebtyre statistikave fshihet nj\u00eb realitet shum\u00eb m\u00eb i r\u00ebnd\u00eb: Shqip\u00ebria po humbet f\u00ebmij\u00ebt e saj. Nj\u00eb raport i publikuar nga Q\u00ebndresa Qytetare tregon se gjat\u00eb dhjet\u00eb viteve t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/1000-0-172539f2-560b-4560-958e-c6637c9f3728-6a50c26c33b36.webp?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/1000-0-172539f2-560b-4560-958e-c6637c9f3728-6a50c26c33b36.webp?fit=1000%2C667&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/1000-0-172539f2-560b-4560-958e-c6637c9f3728-6a50c26c33b36.webp?fit=1000%2C667&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/1000-0-172539f2-560b-4560-958e-c6637c9f3728-6a50c26c33b36.webp?fit=1000%2C667&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":102322,"url":"https:\/\/www.shqiperia.com\/blog\/alimehmeti-rama-eshte-ne-momentin-e-tij-me-te-keq-qeveria-teknike-zgjidhja-e-vetme-per-krizen\/","url_meta":{"origin":99803,"position":3},"title":"Alimehmeti: – Rama \u00ebsht\u00eb n\u00eb momentin e tij m\u00eb t\u00eb keq, qeveria teknike zgjidhja e vetme p\u00ebr kriz\u00ebn","author":"Kurt Farka","date":"July 6, 2026","format":false,"excerpt":"6 Korrik 2026 Alimehmeti thot\u00eb se kryeministri po p\u00ebrpiqet t\u00eb largoj\u00eb v\u00ebmendjen nga akuzat ndaj tij, nd\u00ebrsa zgjidhja, mbetet largimi i Ram\u00ebs dhe krijimi i nj\u00eb qeverie teknike \u201cRama \u00ebsht\u00eb n\u00eb momentin e tij m\u00eb t\u00eb keq dhe, si \u00e7do bish\u00eb e plagosur, tenton t\u00eb b\u00ebj\u00eb sa m\u00eb shum\u00eb d\u00ebme\u201d,\u00a0u\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/Ilir-Alimehmeti.webp?fit=660%2C330&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/Ilir-Alimehmeti.webp?fit=660%2C330&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/Ilir-Alimehmeti.webp?fit=660%2C330&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":104788,"url":"https:\/\/www.shqiperia.com\/blog\/kostot-e-larta-zhvendosin-dhe-lindjet-nga-tirana-bien-5-5-ne-janar-qershor-rriten-qarqet\/","url_meta":{"origin":99803,"position":4},"title":"Kostot e larta, \u201czhvendosin\u201d dhe lindjet nga Tirana, bien 5.5% n\u00eb janar-qershor, rriten qarqet","author":"Kurt Farka","date":"August 20, 2026","format":false,"excerpt":"20 Gusht 2026 Numri i lindjeve n\u00eb vend sh\u00ebnoi nj\u00eb r\u00ebnie t\u00eb leht\u00eb n\u00eb gjysm\u00ebn e par\u00eb t\u00eb vitit 2026, por t\u00eb dh\u00ebnat sipas qarqeve tregojn\u00eb se tkurrja \u00ebsht\u00eb p\u00ebrqendruar n\u00eb pjes\u00ebn m\u00eb t\u00eb madhe n\u00eb Tiran\u00eb dhe m\u00eb pak n\u00eb Durr\u00ebs, teksa ka rritje n\u00eb qarqet e tjera periferike.\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Bebe-foshnje-femije-lindje-prinder-1024x681-1.jpg?fit=1024%2C681&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Bebe-foshnje-femije-lindje-prinder-1024x681-1.jpg?fit=1024%2C681&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Bebe-foshnje-femije-lindje-prinder-1024x681-1.jpg?fit=1024%2C681&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Bebe-foshnje-femije-lindje-prinder-1024x681-1.jpg?fit=1024%2C681&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":102275,"url":"https:\/\/www.shqiperia.com\/blog\/edi-rama-ne-kerkim-te-opsioneve-te-daljes-nga-kriza-nga-ndryshimi-i-qeverise-dhe\/","url_meta":{"origin":99803,"position":5},"title":"Edi Rama n\u00eb k\u00ebrkim t\u00eb opsioneve t\u00eb daljes nga kriza, nga ndryshimi i qeveris\u00eb dhe …","author":"Kurt Farka","date":"July 6, 2026","format":false,"excerpt":"6 Korrik 2026 K\u00ebto dit\u00eb diskutohet se kryeministri Edi Rama po k\u00ebrkon n\u00eb m\u00ebnyr\u00eb t\u00eb ethshme t\u2019i jap\u00eb zgjidhje problemit, duke negociuar me nd\u00ebrkomb\u00ebtar\u00ebt p\u00ebr t\u00eb dal\u00eb nga kjo situat\u00eb eksplozive, ku qindra mij\u00ebra shqiptar\u00eb k\u00ebrkojn\u00eb kok\u00ebn e tij. Nj\u00eb nga variantet \u00ebsht\u00eb ndryshimi i qeveris\u00eb dhe spastrimi i saj\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/auto_ramaballuku1773132979.jpg?fit=770%2C517&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/auto_ramaballuku1773132979.jpg?fit=770%2C517&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/auto_ramaballuku1773132979.jpg?fit=770%2C517&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/auto_ramaballuku1773132979.jpg?fit=770%2C517&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=99803"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803\/revisions"}],"predecessor-version":[{"id":99805,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/99803\/revisions\/99805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/99804"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=99803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=99803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=99803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}