![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?resize=611%2C344&ssl=1\")
<\/p>\n<\/p>\n
26 Gusht 2025<\/p>\n
Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet elektronike t\u00eb shitjes (POS). Numri i pagesave me kart\u00eb \u00ebsht\u00eb rritur me 42% krahasuar me gjasht\u00ebmujorin e par\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
P\u00ebr \u00e7do 100 veprime t\u00eb kryera me karta pagesash (pa p\u00ebrfshir\u00eb veprimet me para elektronike), af\u00ebrsisht 52 prej tyre ishin pagesa n\u00eb terminale POS, nd\u00ebrsa diferenca ishin t\u00ebrheqje apo depozitime paraja cash.<\/p>\n
Nd\u00ebrkoh\u00eb, vlera totale e pagesave me kart\u00eb p\u00ebr gjasht\u00eb muaj ka arritur n\u00eb 48.3 miliard\u00eb lek\u00eb, me nj\u00eb rritje prej 11% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
T\u00eb matura n\u00eb vler\u00eb monetare, pagesat me kart\u00eb p\u00ebrb\u00ebnin 17.4% t\u00eb totalit t\u00eb veprimeve me karta, n\u00eb rritje nga niveli prej 16.3% i vitit t\u00eb kaluar.<\/p>\n
Duke pasur parasysh se periudhat e pikut turistik korrik-gusht shoq\u00ebrohet me rritje t\u00eb pagesave me kart\u00eb, \u00ebsht\u00eb e pritshme q\u00eb vlera e pagesave p\u00ebr gjysm\u00ebn e dyt\u00eb t\u00eb vitit t\u00eb jet\u00eb m\u00eb e lart\u00eb.<\/p>\n
Rritja e numrit t\u00eb turist\u00ebve t\u00eb huaj n\u00eb vitet e fundit \u00ebsht\u00eb nd\u00ebr faktor\u00ebt kryesor\u00eb q\u00eb po ndikon n\u00eb rritjen e shpejt\u00eb t\u00eb pagesave me kart\u00eb bankare n\u00eb Shqip\u00ebri.<\/p>\n
Megjithat\u00eb, p\u00ebrve\u00e7 ndikimit t\u00eb ndjesh\u00ebm t\u00eb turizmit, vler\u00ebsohet se edhe p\u00ebrdorimi i pagesave me kart\u00eb nga rezident\u00ebt \u00ebsht\u00eb n\u00eb rritje n\u00eb vitet e fundit, sidomos pas periudh\u00ebs s\u00eb pandemis\u00eb.<\/p>\n
Rritja e k\u00ebrkes\u00ebs s\u00eb tregut p\u00ebr pagesa me kart\u00eb po shoq\u00ebrohet edhe me zgjerimin e baz\u00ebs s\u00eb bizneseve q\u00eb pranojn\u00eb pagesa t\u00eb tilla dhe besohet se sektori i turizmit i ka dh\u00ebn\u00eb nj\u00eb shtys\u00eb t\u00eb konsiderueshme k\u00ebtyre pagesave.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, numri i terminaleve POS p\u00ebr pranimin e pagesave me kart\u00eb n\u00eb mesin e k\u00ebtij viti arriti n\u00eb 27 969, n\u00eb rritje t\u00eb m\u00ebtejshme me 28.4% krahasuar me mesin e vitit t\u00eb kaluar.<\/p>\n
Nj\u00eb nga operator\u00ebt e m\u00ebdhenj global\u00eb t\u00eb pagesave me kart\u00eb, Mastercard, k\u00ebt\u00eb vit po e mb\u00ebshtet zgjerimin e pagesave me kart\u00eb me nj\u00eb program t\u00eb shtimit t\u00eb pajisjeve POS me kushte leht\u00ebsuese p\u00ebr bizneset.<\/p>\n
Rritja e pagesave me kart\u00eb \u00ebsht\u00eb nj\u00eb sinjal pozitiv n\u00eb drejtim t\u00eb uljes s\u00eb p\u00ebrdorimit t\u00eb paras\u00eb fizike n\u00eb ekonomi. Shqip\u00ebria \u00ebsht\u00eb nj\u00eb vend me shkall\u00eb t\u00eb p\u00ebrdorimit t\u00eb lart\u00eb t\u00eb paras\u00eb cash, fenomen i lidhur me nj\u00eb p\u00ebrfshirje ende t\u00eb pamjaftueshme financiare, por edhe me nivelin e konsideruesh\u00ebm t\u00eb informalitetit dhe evazionit fiskal.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb mesin e vitit 2024 numri i kartave aktive arriti n\u00eb 1.57 milion\u00eb, n\u00eb rritje me 6% krahasuar me nj\u00eb vit m\u00eb par\u00eb.\/Monitor<\/p>\n","protected":false},"excerpt":{"rendered":"
26 Gusht 2025 Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet […]<\/p>\n","protected":false},"author":9,"featured_media":93250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1],"tags":[],"class_list":["post-93249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-og1","jetpack-related-posts":[{"id":100101,"url":"https:\/\/www.shqiperia.com\/blog\/nje-qytetari-shqiptar-i-duhen-270-dite-ne-shkalle-te-pare-2318-dite-mbi-6-vite-ne-apel-dhe-1762-dite-rreth-5-vjet-ne-gjykaten-e-larte\/","url_meta":{"origin":93249,"position":0},"title":"Nj\u00eb qytetari shqiptar i duhen 270 dit\u00eb n\u00eb shkall\u00eb t\u00eb par\u00eb, 2318 dit\u00eb (mbi 6 vite) n\u00eb Apel dhe 1762 dit\u00eb (rreth 5 vjet) n\u00eb Gjykat\u00ebn e Lart\u00eb","author":"Kurt Farka","date":"May 11, 2026","format":false,"excerpt":"11 Maji 2026 Nga: Gazeta Dita N\u00eb t\u00eb gjith\u00eb gjykatat e vendit, viti 2025 u mbyll me rreth 150 mij\u00eb dosje q\u00eb presin t\u00eb shqyrtohen n\u00eb t\u00eb trija shkall\u00ebt e gjykimit. Shifrat q\u00eb K\u00ebshilli i Lart\u00eb Gjyq\u00ebsor i ka paraqitur n\u00eb raportin dor\u00ebzuar parlamentit, tregojn\u00eb situat\u00ebn e r\u00ebnduar, ku m\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":105081,"url":"https:\/\/www.shqiperia.com\/blog\/shqiperia-po-mbushet-me-punetore-te-huaj-india-dhe-filipinet-kryesojne-rritjen\/","url_meta":{"origin":93249,"position":1},"title":"Shqip\u00ebria po mbushet me pun\u00ebtor\u00eb t\u00eb huaj, India dhe Filipinet kryesojn\u00eb rritjen","author":"Kurt Farka","date":"August 24, 2026","format":false,"excerpt":"24 Gusht 2026 Shqip\u00ebria po shnd\u00ebrrohet gjithnj\u00eb e m\u00eb shum\u00eb nga nj\u00eb vend q\u00eb eksporton fuqi pun\u00ebtore, n\u00eb nj\u00eb treg q\u00eb po t\u00ebrheq punonj\u00ebs nga jasht\u00eb. T\u00eb dh\u00ebnat m\u00eb t\u00eb fundit t\u00eb INSTAT tregojn\u00eb nj\u00eb rritje t\u00eb fort\u00eb t\u00eb numrit t\u00eb t\u00eb huajve q\u00eb jetojn\u00eb ligj\u00ebrisht n\u00eb vend, ku pun\u00ebsimi\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100503,"url":"https:\/\/www.shqiperia.com\/blog\/60-mije-nxenes-me-pak-instat-publikon-te-dhenat-krahasimi-me-4-vite-me-pare-bie-numri-i-te-diplomuarve-ne-arsimin-parauniversitar\/","url_meta":{"origin":93249,"position":2},"title":"60 MIJ\u00cb NX\u00cbN\u00cbS M\u00cb PAK! INSTAT publikon t\u00eb dh\u00ebnat, krahasimi me 4 vite m\u00eb par\u00eb! – Bie numri i t\u00eb diplomuarve n\u00eb arsimin parauniversitar","author":"Kurt Farka","date":"May 20, 2026","format":false,"excerpt":"20 Maji 2026 R\u00ebnia e numrit t\u00eb nx\u00ebn\u00ebsve q\u00eb p\u00ebrfundojn\u00eb shkoll\u00ebn po shnd\u00ebrrohet nj\u00eb sfid\u00eb p\u00ebr arsimin parauniversitar. Sipas t\u00eb dh\u00ebnave zyrtare nga\u00a0INSTAT\u00a0n\u00eb vitin shkollor 2024-2025 n\u00eb institucionet publike dhe jopublike t\u00eb vendit u diplomuan n\u00eb total 82.640 nx\u00ebn\u00ebs dhe student\u00eb me nj\u00eb r\u00ebnie t\u00eb leht\u00eb nga viti paraardh\u00ebs, por\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":106427,"url":"https:\/\/www.shqiperia.com\/blog\/reminitancat-arrijne-rekord-te-ri-historik-621-milione-euro-ne-6-muaj\/","url_meta":{"origin":93249,"position":3},"title":"Reminitancat arrijn\u00eb rekord t\u00eb ri historik, 621 milion\u00eb euro n\u00eb 6 muaj","author":"Kurt Farka","date":"September 11, 2026","format":false,"excerpt":"11 Shtator 2026 Remitancat (t\u00eb ardhurat nga emigrant\u00ebt) po vijojn\u00eb t\u00eb rriten, t\u00eb nxitura edhe nga vala e re e emigracionit. N\u00eb gjasht\u00ebmujorin e par\u00eb t\u00eb vitit, emigrant\u00ebt d\u00ebrguan n\u00eb Shqip\u00ebri 621 milion\u00eb euro, 16.7 % m\u00eb shum\u00eb se n\u00eb t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb nj\u00eb viti m\u00eb par\u00eb, sipas t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/reminitanca.jpg?fit=701%2C424&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/reminitanca.jpg?fit=701%2C424&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/reminitanca.jpg?fit=701%2C424&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/reminitanca.jpg?fit=701%2C424&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":105050,"url":"https:\/\/www.shqiperia.com\/blog\/mbi-31-miliarde-kartemonedha-euro-ne-qarkullim-pse-evropianet-po-mbajne-gjithnje-e-me-shume-para-cash-ne-shtepi\/","url_meta":{"origin":93249,"position":4},"title":"Mbi 31 miliard\u00eb kart\u00ebmonedha euro n\u00eb qarkullim, pse evropian\u00ebt po mbajn\u00eb gjithnj\u00eb e m\u00eb shum\u00eb para cash n\u00eb sht\u00ebpi?","author":"Kurt Farka","date":"August 23, 2026","format":false,"excerpt":"23 Gusht 2026 N\u00eb nj\u00eb koh\u00eb kur pagesat me kart\u00eb, telefon apo or\u00eb inteligjente jan\u00eb b\u00ebr\u00eb pjes\u00eb e p\u00ebrditshm\u00ebris\u00eb, mund t\u00eb duket paradoksale q\u00eb gjithnj\u00eb e m\u00eb shum\u00eb evropian\u00eb po zgjedhin t\u00eb mbajn\u00eb para cash n\u00eb sht\u00ebpi. Por sipas Bank\u00ebs Qendrore Evropiane (BQE), kjo \u00ebsht\u00eb pik\u00ebrisht ajo q\u00eb po ndodh\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/800-0-1787496351x1787495595-euro-354-6a8b0949be296.jpg?fit=800%2C451&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":112898,"url":"https:\/\/www.shqiperia.com\/blog\/te-rinjte-u-lene-vendin-te-moshuarve-punesimi-i-pensionisteve-dyfishohet-ne-tre-vjet\/","url_meta":{"origin":93249,"position":5},"title":"T\u00eb rinjt\u00eb u l\u00ebn\u00eb vendin t\u00eb moshuarve! Pun\u00ebsimi i pensionist\u00ebve dyfishohet n\u00eb tre vjet","author":"Kurt Farka","date":"September 17, 2026","format":false,"excerpt":"17\u00a0 Shtator 2026 Numri i personave mbi 64 vje\u00e7 q\u00eb vijojn\u00eb t\u00eb jen\u00eb t\u00eb pun\u00ebsuar po rritet me ritme t\u00eb shpejta, n\u00eb nj\u00eb koh\u00eb kur t\u00eb rinjt\u00eb po p\u00ebrballem me rritje t\u00eb papun\u00ebsis\u00eb dhe r\u00ebnie t\u00eb pun\u00ebsimit. T\u00eb dh\u00ebnat zyrtare t\u00eb INSTAT tregojn\u00eb se n\u00eb tremujorin e dyt\u00eb t\u00eb vitit\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/te-moshuar.jpg?fit=706%2C410&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/te-moshuar.jpg?fit=706%2C410&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/te-moshuar.jpg?fit=706%2C410&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/te-moshuar.jpg?fit=706%2C410&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/93249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=93249"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/93249\/revisions"}],"predecessor-version":[{"id":93251,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/93249\/revisions\/93251"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/93250"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=93249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=93249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=93249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}