![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?resize=611%2C344&ssl=1\")
<\/p>\n<\/p>\n
26 Gusht 2025<\/p>\n
Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet elektronike t\u00eb shitjes (POS). Numri i pagesave me kart\u00eb \u00ebsht\u00eb rritur me 42% krahasuar me gjasht\u00ebmujorin e par\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
P\u00ebr \u00e7do 100 veprime t\u00eb kryera me karta pagesash (pa p\u00ebrfshir\u00eb veprimet me para elektronike), af\u00ebrsisht 52 prej tyre ishin pagesa n\u00eb terminale POS, nd\u00ebrsa diferenca ishin t\u00ebrheqje apo depozitime paraja cash.<\/p>\n
Nd\u00ebrkoh\u00eb, vlera totale e pagesave me kart\u00eb p\u00ebr gjasht\u00eb muaj ka arritur n\u00eb 48.3 miliard\u00eb lek\u00eb, me nj\u00eb rritje prej 11% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
T\u00eb matura n\u00eb vler\u00eb monetare, pagesat me kart\u00eb p\u00ebrb\u00ebnin 17.4% t\u00eb totalit t\u00eb veprimeve me karta, n\u00eb rritje nga niveli prej 16.3% i vitit t\u00eb kaluar.<\/p>\n
Duke pasur parasysh se periudhat e pikut turistik korrik-gusht shoq\u00ebrohet me rritje t\u00eb pagesave me kart\u00eb, \u00ebsht\u00eb e pritshme q\u00eb vlera e pagesave p\u00ebr gjysm\u00ebn e dyt\u00eb t\u00eb vitit t\u00eb jet\u00eb m\u00eb e lart\u00eb.<\/p>\n
Rritja e numrit t\u00eb turist\u00ebve t\u00eb huaj n\u00eb vitet e fundit \u00ebsht\u00eb nd\u00ebr faktor\u00ebt kryesor\u00eb q\u00eb po ndikon n\u00eb rritjen e shpejt\u00eb t\u00eb pagesave me kart\u00eb bankare n\u00eb Shqip\u00ebri.<\/p>\n
Megjithat\u00eb, p\u00ebrve\u00e7 ndikimit t\u00eb ndjesh\u00ebm t\u00eb turizmit, vler\u00ebsohet se edhe p\u00ebrdorimi i pagesave me kart\u00eb nga rezident\u00ebt \u00ebsht\u00eb n\u00eb rritje n\u00eb vitet e fundit, sidomos pas periudh\u00ebs s\u00eb pandemis\u00eb.<\/p>\n
Rritja e k\u00ebrkes\u00ebs s\u00eb tregut p\u00ebr pagesa me kart\u00eb po shoq\u00ebrohet edhe me zgjerimin e baz\u00ebs s\u00eb bizneseve q\u00eb pranojn\u00eb pagesa t\u00eb tilla dhe besohet se sektori i turizmit i ka dh\u00ebn\u00eb nj\u00eb shtys\u00eb t\u00eb konsiderueshme k\u00ebtyre pagesave.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, numri i terminaleve POS p\u00ebr pranimin e pagesave me kart\u00eb n\u00eb mesin e k\u00ebtij viti arriti n\u00eb 27 969, n\u00eb rritje t\u00eb m\u00ebtejshme me 28.4% krahasuar me mesin e vitit t\u00eb kaluar.<\/p>\n
Nj\u00eb nga operator\u00ebt e m\u00ebdhenj global\u00eb t\u00eb pagesave me kart\u00eb, Mastercard, k\u00ebt\u00eb vit po e mb\u00ebshtet zgjerimin e pagesave me kart\u00eb me nj\u00eb program t\u00eb shtimit t\u00eb pajisjeve POS me kushte leht\u00ebsuese p\u00ebr bizneset.<\/p>\n
Rritja e pagesave me kart\u00eb \u00ebsht\u00eb nj\u00eb sinjal pozitiv n\u00eb drejtim t\u00eb uljes s\u00eb p\u00ebrdorimit t\u00eb paras\u00eb fizike n\u00eb ekonomi. Shqip\u00ebria \u00ebsht\u00eb nj\u00eb vend me shkall\u00eb t\u00eb p\u00ebrdorimit t\u00eb lart\u00eb t\u00eb paras\u00eb cash, fenomen i lidhur me nj\u00eb p\u00ebrfshirje ende t\u00eb pamjaftueshme financiare, por edhe me nivelin e konsideruesh\u00ebm t\u00eb informalitetit dhe evazionit fiskal.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb mesin e vitit 2024 numri i kartave aktive arriti n\u00eb 1.57 milion\u00eb, n\u00eb rritje me 6% krahasuar me nj\u00eb vit m\u00eb par\u00eb.\/Monitor<\/p>\n","protected":false},"excerpt":{"rendered":"
26 Gusht 2025 Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet […]<\/p>\n","protected":false},"author":9,"featured_media":93250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1],"tags":[],"class_list":["post-93249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-og1","jetpack-related-posts":[{"id":120480,"url":"https:\/\/www.shqiperia.com\/blog\/euro-zbret-per-here-te-pare-poshte-kufirit-te-91-lekeve\/","url_meta":{"origin":93249,"position":0},"title":"Euro zbret p\u00ebr her\u00eb t\u00eb pare posht\u00eb kufirit t\u00eb 91 lek\u00ebve.","author":"Kurt Farka","date":"October 21, 2026","format":false,"excerpt":"21 Tetor 2026 Kursi i k\u00ebmbimit Euro-Lek sh\u00ebnoi nj\u00eb tjet\u00ebr r\u00ebnie t\u00eb fort\u00eb ditore t\u00eb mart\u00ebn duke zbritur p\u00ebr her\u00eb t\u00eb par\u00eb posht\u00eb kufirit t\u00eb 91 lek\u00ebve. Sipas kursit zyrtar t\u00eb k\u00ebmbimit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, monedha europiane u k\u00ebmbye sot me 90.77 lek\u00eb, niveli m\u00eb i ul\u00ebt i regjistruar\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/history-of-the-Euro-currency.webp?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/history-of-the-Euro-currency.webp?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/history-of-the-Euro-currency.webp?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/history-of-the-Euro-currency.webp?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/history-of-the-Euro-currency.webp?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":121379,"url":"https:\/\/www.shqiperia.com\/blog\/klsh-41-e-investimeve-ne-2025-u-kryen-ne-dhjetor-pagesa-250-milione-euro-per-muajt-e-meparshem\/","url_meta":{"origin":93249,"position":1},"title":"KLSH: 41% e investimeve n\u00eb 2025 u kryen n\u00eb dhjetor, pagesa 250 milion\u00eb euro p\u00ebr muajt e m\u00ebparsh\u00ebm","author":"Kurt Farka","date":"November 2, 2026","format":false,"excerpt":"2 N\u00ebntor 2026 Nj\u00eb e pesta e shpenzimeve t\u00eb buxhetit t\u00eb shtetit p\u00ebr vitin 2025 u realizua vet\u00ebm gjat\u00eb muajit dhjetor, nd\u00ebrsa p\u00ebr investimet publike p\u00ebrqendrimi ishte shum\u00eb m\u00eb i lart\u00eb, duke arritur n\u00eb 40.6% t\u00eb totalit vjetor. Kontrolli i Lart\u00eb i Shtetit n\u00eb raportin p\u00ebr zbatimin e buxhetit 2025\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/11\/Rumani-investime-1238.jpg?fit=1200%2C683&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100101,"url":"https:\/\/www.shqiperia.com\/blog\/nje-qytetari-shqiptar-i-duhen-270-dite-ne-shkalle-te-pare-2318-dite-mbi-6-vite-ne-apel-dhe-1762-dite-rreth-5-vjet-ne-gjykaten-e-larte\/","url_meta":{"origin":93249,"position":2},"title":"Nj\u00eb qytetari shqiptar i duhen 270 dit\u00eb n\u00eb shkall\u00eb t\u00eb par\u00eb, 2318 dit\u00eb (mbi 6 vite) n\u00eb Apel dhe 1762 dit\u00eb (rreth 5 vjet) n\u00eb Gjykat\u00ebn e Lart\u00eb","author":"Kurt Farka","date":"May 11, 2026","format":false,"excerpt":"11 Maji 2026 Nga: Gazeta Dita N\u00eb t\u00eb gjith\u00eb gjykatat e vendit, viti 2025 u mbyll me rreth 150 mij\u00eb dosje q\u00eb presin t\u00eb shqyrtohen n\u00eb t\u00eb trija shkall\u00ebt e gjykimit. Shifrat q\u00eb K\u00ebshilli i Lart\u00eb Gjyq\u00ebsor i ka paraqitur n\u00eb raportin dor\u00ebzuar parlamentit, tregojn\u00eb situat\u00ebn e r\u00ebnduar, ku m\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Edi-Rama-drejtesia-statuja.jpg?fit=1024%2C603&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":105081,"url":"https:\/\/www.shqiperia.com\/blog\/shqiperia-po-mbushet-me-punetore-te-huaj-india-dhe-filipinet-kryesojne-rritjen\/","url_meta":{"origin":93249,"position":3},"title":"Shqip\u00ebria po mbushet me pun\u00ebtor\u00eb t\u00eb huaj, India dhe Filipinet kryesojn\u00eb rritjen","author":"Kurt Farka","date":"August 24, 2026","format":false,"excerpt":"24 Gusht 2026 Shqip\u00ebria po shnd\u00ebrrohet gjithnj\u00eb e m\u00eb shum\u00eb nga nj\u00eb vend q\u00eb eksporton fuqi pun\u00ebtore, n\u00eb nj\u00eb treg q\u00eb po t\u00ebrheq punonj\u00ebs nga jasht\u00eb. T\u00eb dh\u00ebnat m\u00eb t\u00eb fundit t\u00eb INSTAT tregojn\u00eb nj\u00eb rritje t\u00eb fort\u00eb t\u00eb numrit t\u00eb t\u00eb huajve q\u00eb jetojn\u00eb ligj\u00ebrisht n\u00eb vend, ku pun\u00ebsimi\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/IMG_8507.jpeg?fit=754%2C407&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100503,"url":"https:\/\/www.shqiperia.com\/blog\/60-mije-nxenes-me-pak-instat-publikon-te-dhenat-krahasimi-me-4-vite-me-pare-bie-numri-i-te-diplomuarve-ne-arsimin-parauniversitar\/","url_meta":{"origin":93249,"position":4},"title":"60 MIJ\u00cb NX\u00cbN\u00cbS M\u00cb PAK! INSTAT publikon t\u00eb dh\u00ebnat, krahasimi me 4 vite m\u00eb par\u00eb! – Bie numri i t\u00eb diplomuarve n\u00eb arsimin parauniversitar","author":"Kurt Farka","date":"May 20, 2026","format":false,"excerpt":"20 Maji 2026 R\u00ebnia e numrit t\u00eb nx\u00ebn\u00ebsve q\u00eb p\u00ebrfundojn\u00eb shkoll\u00ebn po shnd\u00ebrrohet nj\u00eb sfid\u00eb p\u00ebr arsimin parauniversitar. Sipas t\u00eb dh\u00ebnave zyrtare nga\u00a0INSTAT\u00a0n\u00eb vitin shkollor 2024-2025 n\u00eb institucionet publike dhe jopublike t\u00eb vendit u diplomuan n\u00eb total 82.640 nx\u00ebn\u00ebs dhe student\u00eb me nj\u00eb r\u00ebnie t\u00eb leht\u00eb nga viti paraardh\u00ebs, por\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":113307,"url":"https:\/\/www.shqiperia.com\/blog\/karta-te-reja-pago-me-benefite-premium-dergesa-te-menjehershme-drejt-kartave-kudo-ne-bote\/","url_meta":{"origin":93249,"position":5},"title":"Karta t\u00eb reja PAGO me benefite premium, d\u00ebrgesa t\u00eb menj\u00ebhershme drejt kartave kudo n\u00eb bot\u00eb","author":"Kurt Farka","date":"September 26, 2026","format":false,"excerpt":"26 Shtator 2026 Sisteme t\u00eb p\u00ebrmir\u00ebsuara, asistent IA dhe POS n\u00eb telefon! Dev.al dhe Pago prezantojn\u00eb risit\u00eb Nj\u00eb ark\u00eb q\u00eb vazhdon t\u00eb shes\u00eb edhe kur bie interneti. Nj\u00eb asistent virtual q\u00eb p\u00ebrgjigjet p\u00ebr shitjet brenda sekondash dhe nj\u00eb telefon q\u00eb kthehet n\u00eb POS. Kompania dev.al dhe platforma e pagesave Pago\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/1756991446_pagoal.jpg?fit=780%2C440&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/93249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=93249"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/93249\/revisions"}],"predecessor-version":[{"id":93251,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/93249\/revisions\/93251"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/93250"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=93249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=93249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=93249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}