![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?resize=611%2C344&ssl=1\")
<\/p>\n<\/p>\n
26 Gusht 2025<\/p>\n
Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet elektronike t\u00eb shitjes (POS). Numri i pagesave me kart\u00eb \u00ebsht\u00eb rritur me 42% krahasuar me gjasht\u00ebmujorin e par\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
P\u00ebr \u00e7do 100 veprime t\u00eb kryera me karta pagesash (pa p\u00ebrfshir\u00eb veprimet me para elektronike), af\u00ebrsisht 52 prej tyre ishin pagesa n\u00eb terminale POS, nd\u00ebrsa diferenca ishin t\u00ebrheqje apo depozitime paraja cash.<\/p>\n
Nd\u00ebrkoh\u00eb, vlera totale e pagesave me kart\u00eb p\u00ebr gjasht\u00eb muaj ka arritur n\u00eb 48.3 miliard\u00eb lek\u00eb, me nj\u00eb rritje prej 11% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.<\/p>\n
T\u00eb matura n\u00eb vler\u00eb monetare, pagesat me kart\u00eb p\u00ebrb\u00ebnin 17.4% t\u00eb totalit t\u00eb veprimeve me karta, n\u00eb rritje nga niveli prej 16.3% i vitit t\u00eb kaluar.<\/p>\n
Duke pasur parasysh se periudhat e pikut turistik korrik-gusht shoq\u00ebrohet me rritje t\u00eb pagesave me kart\u00eb, \u00ebsht\u00eb e pritshme q\u00eb vlera e pagesave p\u00ebr gjysm\u00ebn e dyt\u00eb t\u00eb vitit t\u00eb jet\u00eb m\u00eb e lart\u00eb.<\/p>\n
Rritja e numrit t\u00eb turist\u00ebve t\u00eb huaj n\u00eb vitet e fundit \u00ebsht\u00eb nd\u00ebr faktor\u00ebt kryesor\u00eb q\u00eb po ndikon n\u00eb rritjen e shpejt\u00eb t\u00eb pagesave me kart\u00eb bankare n\u00eb Shqip\u00ebri.<\/p>\n
Megjithat\u00eb, p\u00ebrve\u00e7 ndikimit t\u00eb ndjesh\u00ebm t\u00eb turizmit, vler\u00ebsohet se edhe p\u00ebrdorimi i pagesave me kart\u00eb nga rezident\u00ebt \u00ebsht\u00eb n\u00eb rritje n\u00eb vitet e fundit, sidomos pas periudh\u00ebs s\u00eb pandemis\u00eb.<\/p>\n
Rritja e k\u00ebrkes\u00ebs s\u00eb tregut p\u00ebr pagesa me kart\u00eb po shoq\u00ebrohet edhe me zgjerimin e baz\u00ebs s\u00eb bizneseve q\u00eb pranojn\u00eb pagesa t\u00eb tilla dhe besohet se sektori i turizmit i ka dh\u00ebn\u00eb nj\u00eb shtys\u00eb t\u00eb konsiderueshme k\u00ebtyre pagesave.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, numri i terminaleve POS p\u00ebr pranimin e pagesave me kart\u00eb n\u00eb mesin e k\u00ebtij viti arriti n\u00eb 27 969, n\u00eb rritje t\u00eb m\u00ebtejshme me 28.4% krahasuar me mesin e vitit t\u00eb kaluar.<\/p>\n
Nj\u00eb nga operator\u00ebt e m\u00ebdhenj global\u00eb t\u00eb pagesave me kart\u00eb, Mastercard, k\u00ebt\u00eb vit po e mb\u00ebshtet zgjerimin e pagesave me kart\u00eb me nj\u00eb program t\u00eb shtimit t\u00eb pajisjeve POS me kushte leht\u00ebsuese p\u00ebr bizneset.<\/p>\n
Rritja e pagesave me kart\u00eb \u00ebsht\u00eb nj\u00eb sinjal pozitiv n\u00eb drejtim t\u00eb uljes s\u00eb p\u00ebrdorimit t\u00eb paras\u00eb fizike n\u00eb ekonomi. Shqip\u00ebria \u00ebsht\u00eb nj\u00eb vend me shkall\u00eb t\u00eb p\u00ebrdorimit t\u00eb lart\u00eb t\u00eb paras\u00eb cash, fenomen i lidhur me nj\u00eb p\u00ebrfshirje ende t\u00eb pamjaftueshme financiare, por edhe me nivelin e konsideruesh\u00ebm t\u00eb informalitetit dhe evazionit fiskal.<\/p>\n
Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb mesin e vitit 2024 numri i kartave aktive arriti n\u00eb 1.57 milion\u00eb, n\u00eb rritje me 6% krahasuar me nj\u00eb vit m\u00eb par\u00eb.\/Monitor<\/p>\n","protected":false},"excerpt":{"rendered":"
26 Gusht 2025 Pagesat me kart\u00eb po sh\u00ebnojn\u00eb nj\u00eb rritje t\u00eb shpejt\u00eb k\u00ebt\u00eb vit, madje p\u00ebr her\u00eb t\u00eb par\u00eb ato kan\u00eb kaluar n\u00eb num\u00ebr t\u00ebrheqjet e paras\u00eb cash n\u00eb ATM. Sipas t\u00eb dh\u00ebnave nga Banka e Shqip\u00ebris\u00eb, n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit u regjistruan gjithsej rreth 12.57 milion\u00eb pagesa me kart\u00eb n\u00eb terminalet […]<\/p>\n","protected":false},"author":9,"featured_media":93250,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1],"tags":[],"class_list":["post-93249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/08\/banke.jpg?fit=780%2C440&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-og1","jetpack-related-posts":[{"id":85102,"url":"https:\/\/www.shqiperia.com\/blog\/parate-e-pista-rrisin-cash-in-ne-vend-150-mln-euro-me-shume-jashte-bankave\/","url_meta":{"origin":93249,"position":0},"title":"\u2018Parat\u00eb e pista\u2019 rrisin \u2018cash\u2019-in n\u00eb vend, 150 mln euro m\u00eb shum\u00eb jasht\u00eb bankave","author":"Kurt Farka","date":"September 28, 2024","format":false,"excerpt":"\u00a0 18 Shtator 2024 Pagesat me para n\u00eb dor\u00eb vijojn\u00eb t\u00eb mbizot\u00ebrojn\u00eb n\u00eb ekonomin\u00eb shqiptare. Shifrat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se paraja jasht\u00eb bankave nga janari deri n\u00eb gusht t\u00eb k\u00ebtij viti \u00ebsht\u00eb rritur me 15.5 miliard\u00eb lek\u00eb afro 150 milion\u00eb euro. N\u00eb fund t\u00eb muajit gusht jasht\u00eb sektorit\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/09\/para3-1.jpg?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":81569,"url":"https:\/\/www.shqiperia.com\/blog\/mbi-2-mln-turiste-nga-kosova-vizituan-greqine-pas-liberalizimit-te-vizave\/","url_meta":{"origin":93249,"position":1},"title":"Mbi 2 mln turist\u00eb nga Kosova vizituan Greqin\u00eb pas liberalizimit t\u00eb vizave","author":"Kurt Farka","date":"June 3, 2024","format":false,"excerpt":"3 Qershor 2024 Instituti i Statistikave t\u00eb Kosov\u00ebs ka deklaruar se numri i turist\u00ebve kosovar\u00eb q\u00eb kan\u00eb vizituar Selanikun e Greqis\u00eb, i ka kaluar 2 milion\u00eb, pas liberalizimit t\u00eb vizave. N\u00eb postimin e tyre n\u00eb X, theksohet se \u2018krahasuar me nj\u00eb vit m\u00eb par\u00eb, Selaniku ka sh\u00ebnuar nj\u00eb rritje prej\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/06\/640-0-1b4396d30a3c451f4be59b165f7cad70.jpg?fit=640%2C360&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/06\/640-0-1b4396d30a3c451f4be59b165f7cad70.jpg?fit=640%2C360&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/06\/640-0-1b4396d30a3c451f4be59b165f7cad70.jpg?fit=640%2C360&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":31491,"url":"https:\/\/www.shqiperia.com\/blog\/grafiku-i-frikshem-popullsia-e-shqiperise-ne-renie-pa-kthim\/","url_meta":{"origin":93249,"position":2},"title":"Grafiku i friksh\u00ebm; – popullsia e Shqip\u00ebris\u00eb n\u00eb r\u00ebnie pa kthim.","author":"Kurt Farka","date":"February 14, 2020","format":false,"excerpt":"Grafiku i friksh\u00ebm; - popullsia e Shqip\u00ebris\u00eb n\u00eb r\u00ebnie pa kthim. 14 shkurt \u00a02020 Rritja e popullsis\u00eb s\u00eb Shqip\u00ebris\u00eb po shkon drejt shuarjes, teksa shtesa natyrore, n\u00eb pikiat\u00eb. Vitin e kaluar sh\u00ebnoi r\u00ebnie me 7.1% n\u00eb raport me 2018. T\u00eb dh\u00ebnat e fundit t\u00eb INSTAT tregojn\u00eb se gjat\u00eb vitit 2019,\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2020\/02\/80692690_2558386800926070_3738657752860327936_n.jpg?fit=681%2C331&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2020\/02\/80692690_2558386800926070_3738657752860327936_n.jpg?fit=681%2C331&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2020\/02\/80692690_2558386800926070_3738657752860327936_n.jpg?fit=681%2C331&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":79483,"url":"https:\/\/www.shqiperia.com\/blog\/bsh-mbeshtesim-kompanite-fintech-rubikon-po-avancojme-drejt-pagesave-online-si-ne-gjithe-be-ne\/","url_meta":{"origin":93249,"position":3},"title":"BSH: – Mb\u00ebshtesim kompanit\u00eb Fintech Rubikon, po avancojme drejt pagesave online si n\u00eb gjith\u00eb BE-n\u00eb","author":"Kurt Farka","date":"March 22, 2024","format":false,"excerpt":"22 Mars 2024 P\u00ebrparimi drejt produkteve dixhitale si dhe zhvillimi teknologjik edhe n\u00eb sektorin financiar, \u00ebsht\u00eb nj\u00eb realitet i pashmangsh\u00ebm. Takimi i organizuar n\u00eb Tiran\u00eb \u2018E Ardhmja e Fintech, drejt rritjes rezistente dhe gjith\u00ebp\u00ebrfshir\u00ebse n\u00eb Ballkanit Per\u00ebndimor\u2019, q\u00eb b\u00ebri bashk\u00eb ekspert\u00eb, biznese e p\u00ebrfaq\u00ebsues t\u00eb qeveris\u00eb, solli n\u00eb qend\u00ebr t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/03\/1711041461_creditcard.jpg?fit=774%2C440&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/03\/1711041461_creditcard.jpg?fit=774%2C440&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/03\/1711041461_creditcard.jpg?fit=774%2C440&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/03\/1711041461_creditcard.jpg?fit=774%2C440&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":71986,"url":"https:\/\/www.shqiperia.com\/blog\/drafti-ne-kuvend-kete-jave-pritet-miratimi-i-ligjit-te-ri-per-pensionet-private-shtohen-lehtesite-fiskale\/","url_meta":{"origin":93249,"position":4},"title":"Drafti n\u00eb Kuvend\/ K\u00ebt\u00eb jav\u00eb pritet miratimi i ligjit t\u00eb ri p\u00ebr pensionet private, shtohen leht\u00ebsit\u00eb fiskale","author":"Kurt Farka","date":"June 6, 2023","format":false,"excerpt":"6 Qershor 2023 Kuvendi i Shqip\u00ebris\u00eb pritet t\u00eb votoj\u00eb dit\u00ebn e enjte n\u00eb seanc\u00eb plenare ligjin e ri \u201cP\u00ebr fondet e pensionit privat\u201d. Votimi i ligjit t\u00eb ri do t\u00eb finalizoj\u00eb nj\u00eb proces t\u00eb gjat\u00eb konsultimesh q\u00eb zgjati af\u00ebrsisht nj\u00eb vit e gjysm\u00eb, i cili pritet t\u00eb sjell\u00eb nj\u00eb ligj\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/06\/640-0-ae4e0db696decf6c3c648c8cbb16b4a6.png?fit=640%2C363&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/06\/640-0-ae4e0db696decf6c3c648c8cbb16b4a6.png?fit=640%2C363&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/06\/640-0-ae4e0db696decf6c3c648c8cbb16b4a6.png?fit=640%2C363&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":75035,"url":"https:\/\/www.shqiperia.com\/blog\/shqiperia-drejt-plakjes-rritje-rekord-ja-sa-pensioniste-u-shtuan-brenda-nje-viti\/","url_meta":{"origin":93249,"position":5},"title":"Shqip\u00ebria drejt \u201cplakjes\u201d, rritje rekord! – Ja sa pensionist\u00eb u shtuan brenda nj\u00eb viti","author":"Kurt Farka","date":"October 26, 2023","format":false,"excerpt":"26 Tetor 2023 Numri i personave q\u00eb trajtohen me pension pleq\u00ebrie arriti n\u00eb 491,504 n\u00eb 6 mujorin e par\u00eb t\u00eb vitit 2023, gati 23 mij\u00eb m\u00eb shum\u00eb se n\u00eb t\u00eb nj\u00ebjt\u00ebn periudhe t\u00eb nj\u00eb viti m\u00eb par\u00eb. 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