![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/01\/pallate-ne-tirane.jpg?resize=716%2C394&ssl=1\")
<\/p>\n<\/p>\n
8 Janar 2025<\/p>\n
Ka vet\u00ebm nj\u00eb arsye q\u00eb tregu imobiliar nuk do t\u00eb ket\u00eb fllusk\u00eb edhe p\u00ebr 5 vitet e ardhshme dhe kjo \u00ebsht\u00eb rritja e vazhdueshme e turizmit dhe turist\u00ebve n\u00eb Shqip\u00ebri. Turizmi n\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb ndikon edhe ofert\u00ebn edhe k\u00ebrkes\u00ebn.
\nK\u00ebrkes\u00ebn e turist\u00ebve p\u00ebr airbnb e plot\u00ebson oferta e njer\u00ebzve me apartamente dhe nga ana tjet\u00ebr k\u00ebrkesa e njer\u00ebzve p\u00ebr blerje apartamentesh vihet n\u00eb l\u00ebvizje nga oferta e paras\u00eb s\u00eb turist\u00ebve n\u00eb treg. E ardhura nga turizmi p\u00ebr vitin 2024 parashikohet t\u00eb jet\u00eb mbi 5 miliard\u00eb euro.<\/p>\n
N\u00eb analiz\u00ebn e tij t\u00eb fundit, Andi Ballta, drejtor ekzekutiv i ABI Bank, ka paraqitur argumente q\u00eb p\u00ebrjashtojn\u00eb mund\u00ebsin\u00eb e nj\u00eb flluske imobiliare n\u00eb Shqip\u00ebri n\u00eb vitin 2025. Argumentet e tij synojn\u00eb t\u00eb tregojn\u00eb stabilitetin e tregut, duke theksuar faktor\u00eb ekonomik\u00eb, financiar\u00eb dhe social\u00eb.<\/p>\n
Megjithat\u00eb, nj\u00eb analiz\u00eb m\u00eb e thelluar tregon se disa nga k\u00ebto argumente, edhe pse t\u00eb arsyetuara, l\u00ebn\u00eb hap\u00ebsir\u00eb p\u00ebr t\u00eb shpjeguar edhe zhvillimin e nj\u00eb flluske.<\/p>\n
Kund\u00ebrshtimi i Argumenteve t\u00eb Ballt\u00ebs<\/p>\n
1. Rritja e moderuar e kreditimit<\/p>\n
Ballta pretendon se kreditimi i q\u00ebndruesh\u00ebm p\u00ebr banesa \u00ebsht\u00eb nj\u00eb garanci p\u00ebr shmangien e nj\u00eb flluske. Megjithat\u00eb, rritja e \u00e7mimeve t\u00eb pronave duket t\u00eb jet\u00eb e shk\u00ebputur nga t\u00eb ardhurat mesatare t\u00eb qytetar\u00ebve, duke sugjeruar se shumica e blerjeve financohen nga remitancat ose kursimet ose burimet ilegale t\u00eb parave, dhe jo nga rritja reale ekonomike. Nj\u00eb r\u00ebnie e remitancave apo paras\u00eb ilegale mund t\u00eb ul\u00eb papritur k\u00ebrkes\u00ebn, duke destabilizuar tregun.<\/p>\n
2. Raporti i sh\u00ebndetsh\u00ebm kredi\/depozita<\/p>\n
Nd\u00ebrsa raporti aktual midis kredive dhe depozitave mund t\u00eb jet\u00eb i q\u00ebndruesh\u00ebm, ai nuk reflekton dinamik\u00ebn e v\u00ebrtet\u00eb t\u00eb tregut imobiliar. Nj\u00eb pjes\u00eb e madhe e blerjeve financohen jasht\u00eb sistemit bankar, gj\u00eb q\u00eb e b\u00ebn tregun m\u00eb pak transparent dhe m\u00eb t\u00eb ndjesh\u00ebm ndaj ndryshimeve n\u00eb burimet alternative t\u00eb financimit.<\/p>\n
3. Norma t\u00eb ul\u00ebta t\u00eb kredive t\u00eb k\u00ebqija<\/p>\n
Kredia e q\u00ebndrueshme p\u00ebr banesa nuk p\u00ebrjashton rreziqet e mundshme. N\u00ebse nj\u00eb kriz\u00eb ekonomike ose rritje e normave t\u00eb interesit ndodh, shum\u00eb bler\u00ebs mund t\u00eb gjenden t\u00eb pap\u00ebrgatitur p\u00ebr t\u00eb p\u00ebrballuar kostot, duke rritur ndjesh\u00ebm nivelin e kredive problematike.<\/p>\n
4. Rritja graduale e \u00e7mimeve<\/p>\n
Megjith\u00ebse Ballta argumenton se \u00e7mimet po rriten n\u00eb m\u00ebnyr\u00eb t\u00eb moderuar, ato jan\u00eb rritur m\u00eb shpejt se t\u00eb ardhurat mesatare. Kjo tregon nj\u00eb prirje p\u00ebr mbivler\u00ebsim t\u00eb tregut, ve\u00e7an\u00ebrisht n\u00eb Tiran\u00eb, ku \u00e7mimet jan\u00eb jasht\u00ebzakonisht t\u00eb larta krahasuar me fuqin\u00eb bler\u00ebse lokale.<\/p>\n
5. Mungesa e spekulimeve masive<\/p>\n
Edhe pse spekulimet masive nuk jan\u00eb t\u00eb dukshme, blerjet nga investitor\u00ebt e huaj ose t\u00eb fuqish\u00ebm ekonomikisht q\u00eb synojn\u00eb pasuri t\u00eb paluajtshme si aset financiar po rriten. Kjo mund t\u00eb krijoj\u00eb nj\u00eb treg artificial, t\u00eb mb\u00ebshtetur m\u00eb shum\u00eb te pritshm\u00ebrit\u00eb p\u00ebr fitime sesa te nevojat reale t\u00eb popullsis\u00eb.<\/p>\n
6. Urbanizimi dhe k\u00ebrkesa reale<\/p>\n
Urbanizimi \u00ebsht\u00eb padyshim nj\u00eb faktor nxit\u00ebs p\u00ebr tregun, por mungesa e nj\u00eb plani urbanistik t\u00eb q\u00ebndruesh\u00ebm dhe nd\u00ebrtimi i tepruar n\u00eb zona t\u00eb caktuara mund t\u00eb \u00e7oj\u00eb n\u00eb nj\u00eb mbingopje t\u00eb tregut, duke ulur \u00e7mimet dhe destabilizuar ekonomin\u00eb vendore.<\/p>\n
7. Rritja ekonomike e q\u00ebndrueshme<\/p>\n
Rritja ekonomike e Shqip\u00ebris\u00eb \u00ebsht\u00eb e ndjeshme ndaj faktor\u00ebve global\u00eb. Nj\u00eb ngadal\u00ebsim i remitancave, nj\u00eb kriz\u00eb rajonale ose nj\u00eb r\u00ebnie e investimeve t\u00eb huaja mund t\u00eb ndikoj\u00eb negativisht k\u00ebrkes\u00ebn p\u00ebr prona dhe t\u00eb ul\u00eb \u00e7mimet.<\/p>\n
8. Nd\u00ebrtimet e kontrolluara<\/p>\n
Edhe pse Ballta thekson se nd\u00ebrtimi \u00ebsht\u00eb n\u00eb p\u00ebrputhje me k\u00ebrkes\u00ebn reale, rritja e numrit t\u00eb lejeve t\u00eb nd\u00ebrtimit n\u00eb disa qytete sugjeron nj\u00eb rrezik t\u00eb mundsh\u00ebm p\u00ebr mbingopje t\u00eb tregut, ve\u00e7an\u00ebrisht n\u00ebse k\u00ebrkesa bie papritur.<\/p>\n
9. Ndikimi i remitancave<\/p>\n
Remitancat nga diaspora jan\u00eb nj\u00eb burim i r\u00ebnd\u00ebsish\u00ebm financimi, por ato nuk jan\u00eb t\u00eb q\u00ebndrueshme. Var\u00ebsia nga remitancat e b\u00ebn tregun imobiliar t\u00eb ndjesh\u00ebm ndaj ndryshimeve globale, si r\u00ebnia e t\u00eb ardhurave t\u00eb emigrant\u00ebve apo kufizimet e mundshme t\u00eb transfereve nd\u00ebrkomb\u00ebtare.<\/p>\n
10. Normat e ul\u00ebta t\u00eb interesit<\/p>\n
Nd\u00ebrsa normat e interesit aktualisht jan\u00eb t\u00eb ul\u00ebta, nj\u00eb rritje e tyre do t\u00eb ulte ndjesh\u00ebm aft\u00ebsin\u00eb e bler\u00ebsve p\u00ebr t\u00eb marr\u00eb kredi dhe do t\u00eb ndikonte negativisht n\u00eb k\u00ebrkes\u00ebn p\u00ebr prona.<\/p>\n
11. Politikat konservatore bankare<\/p>\n
Politikat e kujdesshme bankare mund t\u00eb mbrojn\u00eb sistemin financiar, por ato nuk mjaftojn\u00eb p\u00ebr t\u00eb parandaluar ndikimin e faktor\u00ebve t\u00eb jasht\u00ebm, si mbivler\u00ebsimi i \u00e7mimeve t\u00eb pronave ose nj\u00eb kriz\u00eb globale financiare.<\/p>\n
12. Mungesa e mbingopjes s\u00eb tregut
\nNd\u00ebrsa aktualisht nuk ka stok t\u00eb madh t\u00eb pronave t\u00eb pashitura, rritja e nd\u00ebrtimit n\u00eb disa zona urbane mund t\u00eb krijoj\u00eb nj\u00eb tepric\u00eb t\u00eb papritur, duke ushtruar presion mbi \u00e7mimet dhe duke krijuar pasiguri p\u00ebr zhvilluesit dhe Investitor\u00ebt.<\/p>\n
Githsesi argumentet e m\u00ebsip\u00ebrme marrin kuptim vet\u00ebm kur nuk ndodhin ngjarje t\u00eb paparashikuara, ngjarje t\u00eb cilat do t\u00eb d\u00ebmtonin turizmin p\u00earshembull.<\/p>\n
N\u00ebse do ta shpjegonim te gjith\u00eb fenomenin e fllusk\u00ebs n\u00ebp\u00ebrmjet Parimit Pareto, faktori i turizmit do t\u00eb p\u00ebrb\u00ebnte 20% t\u00eb faktor\u00ebve q\u00eb argumentojn\u00eb 80% arsyeve q\u00eb nuk do t\u00eb ndodhi fllusk\u00eb, nd\u00ebrsa argumentat q\u00eb p\u00ebrmend zoti Ballta p\u00ebrb\u00ebjn\u00eb 80% t\u00eb faktor\u00ebve q\u00eb argumentojn\u00eb 20% t\u00eb arsyeve q\u00eb nuk do t\u00eb ndodh\u00eb fllusk\u00eb.<\/p>\n
8 Janar 2025 Ka vet\u00ebm nj\u00eb arsye q\u00eb tregu imobiliar nuk do t\u00eb ket\u00eb fllusk\u00eb edhe p\u00ebr 5 vitet e ardhshme dhe kjo \u00ebsht\u00eb rritja e vazhdueshme e turizmit dhe turist\u00ebve n\u00eb Shqip\u00ebri. Turizmi n\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb ndikon edhe ofert\u00ebn edhe k\u00ebrkes\u00ebn. K\u00ebrkes\u00ebn e turist\u00ebve p\u00ebr airbnb e plot\u00ebson oferta e njer\u00ebzve me apartamente […]<\/p>\n","protected":false},"author":9,"featured_media":88127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,35],"tags":[],"class_list":["post-88126","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2025\/01\/pallate-ne-tirane.jpg?fit=720%2C395&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-mVo","jetpack-related-posts":[{"id":101881,"url":"https:\/\/www.shqiperia.com\/blog\/gazetari-holandez-edi-rama-eshte-kumbari-ne-shqiperi-kjo-studio-arkitekturore-ndertoi-vilen-e-tij-ne-surrel\/","url_meta":{"origin":88126,"position":0},"title":"Gazetari holandez: Edi Rama \u00ebsht\u00eb kumbari n\u00eb Shqip\u00ebri. Kjo studio arkitekturore nd\u00ebrtoi vil\u00ebn e tij n\u00eb Surrel","author":"Kurt Farka","date":"June 27, 2026","format":false,"excerpt":"27 Qershor 2026 Gazetari holandez Vincent van Gerven Oei q\u00eb \u00ebsht\u00eb marr\u00eb shum\u00eb m\u00eb investigime n\u00eb Shqip\u00ebri, p\u00ebr lidhjet e Edi Ram\u00ebs dhe vazhdimisht ka zbardhur detaje t\u00eb r\u00ebnd\u00ebsishme t\u00eb aferave shum\u00eb t\u00eb r\u00ebnd\u00ebsishme n\u00eb Shqip\u00ebri. N\u00eb nj\u00eb intervist\u00eb ekskluzive me Armela Fekron n\u00eb SYRI TV, ai tregon se si\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Untitled-1-183-1024x538-1.jpg?fit=1024%2C538&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Untitled-1-183-1024x538-1.jpg?fit=1024%2C538&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Untitled-1-183-1024x538-1.jpg?fit=1024%2C538&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Untitled-1-183-1024x538-1.jpg?fit=1024%2C538&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":101483,"url":"https:\/\/www.shqiperia.com\/blog\/rama-sulmon-protestuesit-hajvane-fryme-fashiste-po-demtojne-turizmin\/","url_meta":{"origin":88126,"position":1},"title":"Rama sulmon protestuesit: -Hajvan\u00eb, frym\u00eb fashiste! Po d\u00ebmtojn\u00eb turizmin","author":"Kurt Farka","date":"June 14, 2026","format":false,"excerpt":"Kryeministri Edi Rama ka zgjedhur q\u00eb s\u00ebrish t\u00eb sulmoj\u00eb protestuesit, q\u00eb prej dy jav\u00ebsh dalin \u00e7do dit\u00eb n\u00eb shesh p\u00ebr t\u00eb k\u00ebrkuar largimin e tij nga qeveria. N\u00eb rubrik\u00ebn \u2018sh\u00ebnimet e jav\u00ebs\u2019 n\u00eb potkastin e tij \u201cFlasim\u201d, kreu i qeveris\u00eb i konsideroi protestuesit si \u2018hajvan\u00eb\u2019 me mend\u00ebsi fashiste, q\u00eb si\u00e7\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/rama-protestat1-433x300-1.jpg?fit=433%2C300&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":100161,"url":"https:\/\/www.shqiperia.com\/blog\/agjencia-telegrafike-me-ekspozite-shpalos-historine-e-lajmit-shqiptar\/","url_meta":{"origin":88126,"position":2},"title":"Agjencia Telegrafike me ekspozit\u00eb shpalos historin\u00eb e lajmit shqiptar","author":"Kurt Farka","date":"May 12, 2026","format":false,"excerpt":"12 Maji 2026 Ekspozita e Agjencis\u00eb Telegrafike duket se po zgjon kureshtje jo t\u00eb vog\u00ebl. Agjencia raporton se qindra turist\u00eb t\u00eb huaj jan\u00eb ndalur t\u00eb vizitojn\u00eb me k\u00ebrsh\u00ebri ekspozit\u00ebn e \u00e7elur n\u00eb Kalan\u00eb e Tiran\u00ebs nga Agjencia Telegrafike Shqiptare, me tem\u00eb \u201cATSH \u2013 Nj\u00eb rrug\u00ebtim n\u00eb historin\u00eb e lajmit shqiptar\u201d.\u2026","rel":"","context":"In "Kultura"","block_context":{"text":"Kultura","link":"https:\/\/www.shqiperia.com\/blog\/category\/kultura\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100388,"url":"https:\/\/www.shqiperia.com\/blog\/pse-kurani-ishte-nder-librat-me-te-shitur-mes-te-krishtereve-ne-ameriken-e-shekullit-xviii\/","url_meta":{"origin":88126,"position":3},"title":"Pse Kurani ishte nd\u00ebr librat m\u00eb t\u00eb shitur mes t\u00eb krishter\u00ebve n\u00eb Amerik\u00ebn e shekullit XVIII","author":"Kurt Farka","date":"May 18, 2026","format":false,"excerpt":"18 Maji 2026 Islami ka ekzistuar n\u00eb Amerik\u00ebn e Veriut prej qindra vitesh, q\u00eb kur njer\u00ebzit e skllav\u00ebruar t\u00eb sjell\u00eb me forc\u00eb nga Afrika soll\u00ebn me vete edhe fen\u00eb e tyre. N\u00eb vitet 1700, nj\u00eb p\u00ebrkthim anglisht i Kuranit u b\u00eb madje nd\u00ebr librat m\u00eb t\u00eb shitur mes protestant\u00ebve n\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/640-0-kurani-1778963834-1.jpeg?fit=640%2C320&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/640-0-kurani-1778963834-1.jpeg?fit=640%2C320&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/640-0-kurani-1778963834-1.jpeg?fit=640%2C320&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":101236,"url":"https:\/\/www.shqiperia.com\/blog\/shqiperia-nuk-eshte-ne-shitje-lubonja-flet-nga-protesta-sistemi-i-rames-ka-grabitur-vendin-te-permbysim-pushtetin\/","url_meta":{"origin":88126,"position":4},"title":"\u2018Shqip\u00ebria nuk \u00ebsht\u00eb n\u00eb shitje\u2019, Lubonja flet nga protesta: Sistemi i Ram\u00ebs ka grabitur vendin, t\u00eb p\u00ebrmbysim pushtetin","author":"Kurt Farka","date":"June 7, 2026","format":false,"excerpt":"7 Qershor 2026 Dita e tet\u00eb e protest\u00ebs pa s\u00ebrish mij\u00ebra qytetar\u00eb q\u00eb marshuan nga sheshi Sk\u00ebnderbej te Kryeministria ku protestuan s\u00ebrish kund\u00ebr nd\u00ebrtimit t\u00eb resortit n\u00eb Zv\u00ebrnec. Sakaq, n\u00eb podiumin e improvizuar foli edhe analisti Fatos Lubonja. Ai u shpreh se rasti i Zv\u00ebrnecit tregoi se si funksionon sistemi\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/luboinja-979x570-1.jpg?fit=979%2C570&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/luboinja-979x570-1.jpg?fit=979%2C570&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/luboinja-979x570-1.jpg?fit=979%2C570&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/luboinja-979x570-1.jpg?fit=979%2C570&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":101460,"url":"https:\/\/www.shqiperia.com\/blog\/miku-i-rames-dhe-njeriu-i-soros-portretizon-shqiperine-si-narkoshtet-paralajmeron\/","url_meta":{"origin":88126,"position":5},"title":"Miku i Ram\u00ebs dhe njeriu i Soros portretizon Shqip\u00ebrin\u00eb si narkoshtet, paralajm\u00ebron\u2026","author":"Kurt Farka","date":"June 13, 2026","format":false,"excerpt":"=\u00a0 \u00a0N\u00eb nj\u00eb nga pasazhet m\u00eb t\u00eb forta t\u00eb artikullit, Abrahams shkruan se: \"Sistemi aktual ekonomik n\u00eb Shqip\u00ebri mund t\u00eb jet\u00eb n\u00eb fakt m\u00eb i keq\" sesa ai q\u00eb \u00e7oi n\u00eb katastrof\u00ebn e vitit 1997. 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