{"id":86375,"date":"2024-11-15T04:37:28","date_gmt":"2024-11-15T04:37:28","guid":{"rendered":"https:\/\/www.shqiperia.com\/blog\/?p=86375"},"modified":"2024-11-15T04:37:28","modified_gmt":"2024-11-15T04:37:28","slug":"vrojtimi-i-bankes-se-shqiperise-24-e-familjeve-shqiptare-jetojne-me-borxhe-pjesa-me-e-madhe-per-konsum-e-shendetesi-20-blejne-ushqime-me-liste","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/vrojtimi-i-bankes-se-shqiperise-24-e-familjeve-shqiptare-jetojne-me-borxhe-pjesa-me-e-madhe-per-konsum-e-shendetesi-20-blejne-ushqime-me-liste\/","title":{"rendered":"Vrojtimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb: – 24% e familjeve shqiptare jetojn\u00eb me borxhe! – Pjesa m\u00eb e madhe p\u00ebr konsum e sh\u00ebndet\u00ebsi, – 20% blejn\u00eb \u2018ushqime me list\u00eb\u2019"},"content":{"rendered":"
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Nga Eliza Gjediku<\/p>\n

4% e familjeve n\u00eb vend kan\u00eb nj\u00eb borxh p\u00ebr t\u00eb paguar, q\u00eb kryesisht e kan\u00eb marr\u00eb tek t\u00eb af\u00ebrmit e tyre. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb pjesa m\u00eb e madhe e borxhit q\u00eb kan\u00eb shqiptar\u00ebt \u00ebsht\u00eb p\u00ebr konsum, p\u00ebr sht\u00ebpi dhe p\u00ebr arsye sh\u00ebndet\u00ebsore. Nd\u00ebrkoh\u00eb rezulton se 20% e familjeve sipas vrojtimit blejn\u00eb ushqime me list\u00eb n\u00eb dyqane.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

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Koha e listave n\u00eb dyqane, duket se do jetojn\u00eb gjat\u00eb n\u00eb ekonomin\u00eb shqiptare. 1 n\u00eb 5 familje n\u00eb vend q\u00eb ka\u00a0<\/span>borxh<\/a>\u00a0<\/span>p\u00ebr t\u00eb shlyer e ka at\u00eb n\u00eb form\u00ebn e mallit t\u00eb papaguar, pra ka bler\u00eb produktin por nuk ka paguar fatur\u00ebn.<\/p>\n

Vrojtimi i fundit i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb mbi gjendjen financiare t\u00eb familjeve tregon se 24% e familjeve t\u00eb intervistuara kan\u00eb pohuar se kan\u00eb nj\u00eb borxh p\u00ebr t\u00eb paguar, ku 41% e tyre thon\u00eb se e kan\u00eb n\u00eb form\u00ebn e kredis\u00eb, overdraft ose karta krediti, 38% e kan\u00eb marr\u00eb borxhin cash tek t\u00eb af\u00ebrmit e tyre dhe 20% kan\u00eb mallra t\u00eb papaguara. N\u00eb vrojtim thuhet se pesha e familjeve q\u00eb kan\u00eb borxhe n\u00ebp\u00ebr dyqane \u00ebsht\u00eb rritur me 2% krahasuar me fundin e vitit 2023.\u201cQ\u00ebllimi kryesor i huamarrjes mbetet: \u2018p\u00ebr konsum\u2019 n\u00eb 35% t\u00eb rasteve t\u00eb huamarrjes, \u2018p\u00ebr blerjen\/riparimin e nj\u00eb prone\u2019 n\u00eb 19% t\u00eb rasteve dhe p\u00ebr \u2018zhvillim biznesi\u2019 n\u00eb 18% t\u00eb rasteve\u201d, thuhet n\u00eb vrojtimin e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr gjasht\u00ebmujorin e par\u00eb t\u00eb vitit.<\/p>\n

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Gjat\u00eb k\u00ebsaj periudhe thot\u00eb banka \u00ebsht\u00eb rritur pesha e huamarrjes p\u00ebr blerje prone dhe p\u00ebr zhvillim biznesi. Nd\u00ebrkoh\u00eb nga ana tjet\u00ebr 23% e borxhit merret nga familjet shqiptare kryesisht p\u00ebr procedura mjek\u00ebsore, duke u rritur ndjesh\u00ebm krahasuar me vjet kur kjo shif\u00ebr ishte 7%.<\/p>\n

Shqiptarja.com<\/span><\/div>\n","protected":false},"excerpt":{"rendered":"

Nga Eliza Gjediku 4% e familjeve n\u00eb vend kan\u00eb nj\u00eb borxh p\u00ebr t\u00eb paguar, q\u00eb kryesisht e kan\u00eb marr\u00eb tek t\u00eb af\u00ebrmit e tyre. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb pjesa m\u00eb e madhe e borxhit q\u00eb kan\u00eb shqiptar\u00ebt \u00ebsht\u00eb p\u00ebr konsum, p\u00ebr sht\u00ebpi dhe p\u00ebr arsye sh\u00ebndet\u00ebsore. Nd\u00ebrkoh\u00eb rezulton se 20% e familjeve sipas vrojtimit blejn\u00eb […]<\/p>\n","protected":false},"author":9,"featured_media":86376,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,2,35],"tags":[],"class_list":["post-86375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-politika","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2024\/11\/6449_borxhet-1.jpg?fit=780%2C440&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-mt9","jetpack-related-posts":[{"id":74711,"url":"https:\/\/www.shqiperia.com\/blog\/vrojtimi-i-bankes-se-shqiperise-pjesa-me-e-madhe-e-familjeve-shqiptare-te-ardhura-minimale-marrin-hua-per-te-mbuluar-nevojat-per-konsum\/","url_meta":{"origin":86375,"position":0},"title":"Vrojtimi i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb: Pjesa m\u00eb e madhe e familjeve shqiptare t\u00eb ardhura minimale, marrin hua p\u00ebr t\u00eb mbuluar nevojat p\u00ebr konsum","author":"Kurt Farka","date":"October 8, 2023","format":false,"excerpt":"8 Tetor 2023 Nj\u00eb vrojtim i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb mbi gjendjen financiare dhe huamarrjen e familjeve n\u00eb Shqip\u00ebri p\u00ebr gjasht\u00ebmujorin e par\u00eb t\u00eb vitit 2023 raporton se gjysma e familjeve shqiptare kan\u00eb t\u00eb ardhura mujore m\u00eb pas se 100 mij\u00eb lek\u00eb. Sipas anket\u00ebs kjo pesh\u00eb ka r\u00ebn\u00eb me 2 pik\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/10\/BSH-okok-669x450-1.jpg?fit=669%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/10\/BSH-okok-669x450-1.jpg?fit=669%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/10\/BSH-okok-669x450-1.jpg?fit=669%2C450&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":26870,"url":"https:\/\/www.shqiperia.com\/blog\/banka-e-shqiperise-papunesia-u-shtua-te-ardhurat-e-shqiptareve-rane-ndjeshem\/","url_meta":{"origin":86375,"position":1},"title":"Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm. –","author":"Kurt Farka","date":"October 11, 2019","format":false,"excerpt":"Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm 11\/10\/2019 Mbi 2000 familje t\u00eb vrojtuara nga Banka e Shqip\u00ebris\u00eb raportuan r\u00ebnie t\u00eb pun\u00ebsimit, t\u00eb ardhurave dhe shpenzimeve n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit. Rezultatet e vrojtimit treguan se niveli i p\u00ebrgjithsh\u00ebm i t\u00eb ardhurave dhe shpenzimeve\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/10\/Banka-e-Shqiperise.png?fit=900%2C492&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/10\/Banka-e-Shqiperise.png?fit=900%2C492&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/10\/Banka-e-Shqiperise.png?fit=900%2C492&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/10\/Banka-e-Shqiperise.png?fit=900%2C492&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":9721,"url":"https:\/\/www.shqiperia.com\/blog\/faturat-34-e-familjeve-shqiptare-mezi-paguajne-dritat-dhe-ujin\/","url_meta":{"origin":86375,"position":2},"title":"Faturat, 34% e familjeve shqiptare mezi paguajn\u00eb dritat dhe ujin. –","author":"Kurt Farka","date":"July 14, 2018","format":false,"excerpt":"Faturat, 34% e familjeve shqiptare mezi paguajn\u00eb dritat dhe ujin. - Faturat e sh\u00ebrbimeve publike jan\u00eb nj\u00eb barr\u00eb e r\u00ebnd\u00eb p\u00ebr shum\u00eb familje shqiptare, duke v\u00ebn\u00eb n\u00eb v\u00ebshtir\u00ebsi financiare mbi nj\u00eb t\u00eb tret\u00ebn e popullsis\u00eb. 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Ne jemi\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/07\/ekonomia.jpg?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/07\/ekonomia.jpg?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/07\/ekonomia.jpg?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/07\/ekonomia.jpg?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":96289,"url":"https:\/\/www.shqiperia.com\/blog\/trump-perfitojne-ndihme-socialene-familje-qe-jetojne-ne-shba-46-e-familjeve-nga-kosova-41-3-te-familjeve-nga-shqipera\/","url_meta":{"origin":86375,"position":3},"title":"Trump: – P\u00ebrfitojn\u00eb ndihm\u00eb socialene familje q\u00eb jetojn\u00eb n\u00eb SHBA, 46% e familjeve nga Kosova, 41.3% te familjeve nga Shqipera.","author":"Kurt Farka","date":"January 4, 2026","format":false,"excerpt":"4 Janar 2026 Presidenti i SHBA-s\u00eb, Donald Trump, ka publikuar t\u00eb dh\u00ebna statistikore mbi p\u00ebrfitimin e ndihmave sociale nga komunitetet emigrante n\u00eb Shtetet e Bashkuara, ku n\u00eb fokus jan\u00eb edhe familjet me origjin\u00eb nga Kosova dhe Shqip\u00ebria. 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Pesha q\u00eb shqiptar\u00ebt shpenzojn\u00eb p\u00ebr ushqime \u00ebsht\u00eb thuajse sa gjysma e\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/12\/shpenzimet-per-ushqime-Copy.png?fit=476%2C203&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/86375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=86375"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/86375\/revisions"}],"predecessor-version":[{"id":86377,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/86375\/revisions\/86377"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/86376"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=86375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=86375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=86375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}