\u00a0<\/span>q\u00eb ka b\u00ebr\u00eb nj\u00eb vler\u00ebsim t\u00eb profilit t\u00eb Shqip\u00ebris\u00eb n\u00eb aspektin e zhvillimit urban, strehimit dhe menaxhimit t\u00eb tok\u00ebs n\u00ebnvizon gjithashtu se rritja e \u00e7mimeve mund t\u00eb jet\u00eb ndikuar ndoshta edhe nga pastrimi i parave.<\/p>\n\u201cZhvillimet formale t\u00eb organizuara synojn\u00eb segmente t\u00eb banesave me \u00e7mime t\u00eb larta. Deri n\u00eb 32 p\u00ebr qind e pronave rezidenciale dhe komerciale t\u00eb shitura n\u00eb gjasht\u00ebmujorit t\u00eb par\u00eb t\u00eb vitit 2021 jan\u00eb bler\u00eb nga jorezident\u00eb; pastrimi i parave ndoshta ka qen\u00eb nj\u00eb faktor kontribuues i rritjes s\u00eb \u00e7mimeve n\u00eb Tiran\u00eb dhe n\u00eb zonat bregdetare.<\/p>\n
Tirana \u00ebsht\u00eb nd\u00ebr shtat\u00eb qytetet kryesore evropiane me nivele t\u00eb larta t\u00eb pap\u00ebrballueshm\u00ebris\u00eb s\u00eb banesave\u201d thuhet n\u00eb raportin e dedikuar p\u00ebr Shqip\u00ebrin\u00eb.<\/p>\n
Ky i fundit n\u00eb k\u00ebt\u00eb kontekst analizon se blerja e nj\u00eb banese nga familjet me t\u00eb ardhura t\u00eb ul\u00ebta \u00ebsht\u00eb b\u00ebr\u00eb e v\u00ebshtir\u00eb ose e pap\u00ebrballueshme.<\/p>\n
\u201cN\u00eb k\u00ebt\u00eb sfond, nd\u00ebrtesat me shum\u00eb apartamente t\u00eb trash\u00ebguara nga epoka socialiste vuajn\u00eb nga mungesa e investimeve dhe mungesa e mir\u00ebmbajtjes. Shkalla e mbipopullimit p\u00ebr popullsin\u00eb e p\u00ebrgjithshme \u00ebsht\u00eb m\u00eb shum\u00eb se 58 p\u00ebr qind, q\u00eb \u00ebsht\u00eb m\u00eb e larta n\u00eb Evrop\u00eb, me p\u00ebrjashtim t\u00eb Malit t\u00eb Zi.<\/p>\n
K\u00ebto pabarazi strukturore n\u00eb tregjet e banesave e b\u00ebjn\u00eb t\u00eb pap\u00ebrballueshme aksesin n\u00eb strehim p\u00ebr grupet me t\u00eb ardhura t\u00eb ul\u00ebta\u201d vler\u00ebson raporti.<\/p>\n
Dokumenti i publikuar s\u00eb fundmi parashtron se n\u00eb Shqip\u00ebri, neni 59 i Kushtetut\u00ebs njeh t\u00eb drejt\u00ebn p\u00ebr strehim t\u00eb p\u00ebrshtatsh\u00ebm dhe t\u00eb p\u00ebrballuesh\u00ebm si nj\u00eb t\u00eb objektivave social\u00eb t\u00eb Shtetit Shqiptar dhe neni 18 p\u00ebr barazin\u00eb, siguron mbrojtjen e grupeve t\u00eb ndryshme shoq\u00ebrore kund\u00ebr \u00e7do forme diskriminimi.<\/p>\n
\u201cMegjithat\u00eb, pas privatizimit masiv dhe nd\u00ebrtimeve informale n\u00eb vitet 1990, sektori i banesave n\u00eb Shqip\u00ebri dominohet nga zot\u00ebrimi privat i sht\u00ebpive, me shum\u00eb sht\u00ebpi t\u00eb reja t\u00eb vet\u00eb-nd\u00ebrtuara dhe nd\u00ebrtesa t\u00eb tjera t\u00eb ngritura fillimisht ilegalisht dhe n\u00eb zonat e banuara.<\/p>\n
Sektori me qira i banesave sociale (qoft\u00eb publik, privat apo i p\u00ebrzier) n\u00eb Shqip\u00ebri \u00ebsht\u00eb shum\u00eb i vog\u00ebl, duke p\u00ebrfaq\u00ebsuar rreth 0.1% t\u00eb totalit t\u00eb banesave t\u00eb banuara.<\/p>\n
Ky sektor nuk mund t\u00eb konkurroj\u00eb tregun privat. Tregu i banesave me kredi hipotekore sapo po zhvillohet (pjesa e pronar\u00ebve t\u00eb sht\u00ebpive q\u00eb paguajn\u00eb nj\u00eb kredi t\u00eb till\u00eb \u00ebsht\u00eb m\u00eb e vog\u00ebl se 1 p\u00ebr qind).<\/p>\n
Kjo \u00ebsht\u00eb pjes\u00ebrisht p\u00ebr shkak t\u00eb rolit t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb sektorit informal dhe t\u00eb vet\u00eb-nd\u00ebrtuar ku aktiviteti i nd\u00ebrtimit b\u00ebhet p\u00ebrmes parave \u201ccash\u201d dhe remitancave\u201d thuhet n\u00eb raport.<\/p>\n
Ky i fundit sjell n\u00eb v\u00ebmendje edhe disa rekomandime q\u00eb mund t\u00eb merren nga institucionet n\u00eb vendin ton\u00eb p\u00ebr t\u00eb ndihmuar grupet m\u00eb t\u00eb dob\u00ebta dhe v\u00ebnies n\u00eb funksion n\u00eb mekanizmave p\u00ebr akses n\u00eb strehimin social. Monitori<\/p>\n","protected":false},"excerpt":{"rendered":"
1 Dhjetor 2023 Tirana cil\u00ebsohet si nj\u00eb nga shtat\u00eb kryeqytetet kryesore europiane me nivele t\u00eb larta t\u00eb pap\u00ebrballueshm\u00ebris\u00eb s\u00eb blerjes s\u00eb nj\u00eb banese. Nj\u00eb raport i\u00a0Komisionit Ekonomik p\u00ebr Europ\u00ebn n\u00eb Kombet e Bashkuara\u00a0q\u00eb ka b\u00ebr\u00eb nj\u00eb vler\u00ebsim t\u00eb profilit t\u00eb Shqip\u00ebris\u00eb n\u00eb aspektin e zhvillimit urban, strehimit dhe menaxhimit t\u00eb tok\u00ebs n\u00ebnvizon gjithashtu se rritja […]<\/p>\n","protected":false},"author":9,"featured_media":75951,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,2,35],"tags":[],"class_list":["post-75950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-politika","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/12\/800-0-f6dbe684247bdf61929cfaef1f965cc6.jpg?fit=800%2C527&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-jL0","jetpack-related-posts":[{"id":101460,"url":"https:\/\/www.shqiperia.com\/blog\/miku-i-rames-dhe-njeriu-i-soros-portretizon-shqiperine-si-narkoshtet-paralajmeron\/","url_meta":{"origin":75950,"position":0},"title":"Miku i Ram\u00ebs dhe njeriu i Soros portretizon Shqip\u00ebrin\u00eb si narkoshtet, paralajm\u00ebron\u2026","author":"Kurt Farka","date":"June 13, 2026","format":false,"excerpt":"=\u00a0 \u00a0N\u00eb nj\u00eb nga pasazhet m\u00eb t\u00eb forta t\u00eb artikullit, Abrahams shkruan se: \"Sistemi aktual ekonomik n\u00eb Shqip\u00ebri mund t\u00eb jet\u00eb n\u00eb fakt m\u00eb i keq\" sesa ai q\u00eb \u00e7oi n\u00eb katastrof\u00ebn e vitit 1997. Artikulli i fundit i Fred Abrahams, \u201cShqip\u00ebria, kur fluturojn\u00eb flamingot\u201d, ka nj\u00eb dometh\u00ebnie jo vet\u00ebm\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/auto_IMG_08161781336624.jpeg?fit=900%2C662&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/auto_IMG_08161781336624.jpeg?fit=900%2C662&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/auto_IMG_08161781336624.jpeg?fit=900%2C662&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/auto_IMG_08161781336624.jpeg?fit=900%2C662&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":101110,"url":"https:\/\/www.shqiperia.com\/blog\/banesat-po-shtrenjtohen-cmimet-e-apartamenteve-rriten-shume-me-teper-se-kostot-e-ndertimit\/","url_meta":{"origin":75950,"position":1},"title":"Banesat po shtrenjtohen, \u00e7mimet e apartamenteve rriten shum\u00eb m\u00eb tep\u00ebr se kostot e nd\u00ebrtimit","author":"Kurt Farka","date":"June 4, 2026","format":false,"excerpt":"4 Qershor 2026 Nd\u00ebrtimi mbetet nj\u00eb nga sektor\u00ebt m\u00eb aktiv\u00eb t\u00eb ekonomis\u00eb shqiptare, por zhvillimet e fundit tregojn\u00eb se rritja e \u00e7mimeve t\u00eb banesave nuk po ec\u00ebn m\u00eb me t\u00eb nj\u00ebjtin rit\u00ebm si kostot e nd\u00ebrtimit. T\u00eb dh\u00ebnat e publikuara nga INSTAT tregojn\u00eb se Indeksi i Kushtimit n\u00eb Nd\u00ebrtim p\u00ebr\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/vlcsnap-2026-06-04-15h38m13s375_sd-800x450-1.webp?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/vlcsnap-2026-06-04-15h38m13s375_sd-800x450-1.webp?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/vlcsnap-2026-06-04-15h38m13s375_sd-800x450-1.webp?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/vlcsnap-2026-06-04-15h38m13s375_sd-800x450-1.webp?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100948,"url":"https:\/\/www.shqiperia.com\/blog\/shtohet-varesia-nga-produktet-e-huaja-rriten-me-16-importet-e-ushqimeve-ne-janar-prill\/","url_meta":{"origin":75950,"position":2},"title":"Shtohet var\u00ebsia nga produktet e huaja, rriten me 16% importet e ushqimeve n\u00eb janar-prill","author":"Kurt Farka","date":"June 2, 2026","format":false,"excerpt":"2 Qershor 2026 Artikujt ushqimore p\u00ebsuan rritje t\u00eb ndjeshme t\u00eb importeve p\u00ebr 4-mujorin e par\u00eb t\u00eb vitit 2026, duke p\u00ebrfshir\u00eb edhe ato mallra q\u00eb Shqip\u00ebria ka t\u00eb gjitha kapacitetet dhe kushtet klimatike t\u2019i prodhoj\u00eb vet\u00eb. Sipas dh\u00ebnave zyrtare nga INSTAT sasia e p\u00ebrgjithshme e importeve t\u00eb ushqimeve sh\u00ebnoi rritje me\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/IMPORTI-I-USHQIMEVE-1.jpg?fit=653%2C415&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/IMPORTI-I-USHQIMEVE-1.jpg?fit=653%2C415&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/IMPORTI-I-USHQIMEVE-1.jpg?fit=653%2C415&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":100829,"url":"https:\/\/www.shqiperia.com\/blog\/nga-partia-socialiste-te-partia-e-resorteve\/","url_meta":{"origin":75950,"position":3},"title":"Nga Partia Socialiste te Partia e Resorteve","author":"Kurt Farka","date":"June 1, 2026","format":false,"excerpt":"1 Qershor 2026 Nga Adrian Thano \u200bA ka ndonj\u00eb qasje socialiste n\u00eb vendimet, ligjet, lejet e nd\u00ebrtimit q\u00eb po jepen p\u00ebr Zv\u00ebrnecin, Vlor\u00ebn dhe mbar\u00eb bregdetin? P\u00ebrgjigja shkurt \u00ebsht\u00eb JO. Shtylla e par\u00eb e socializmit \u00ebsht\u00eb mbrojtja e pasuris\u00eb publike dhe garantimi q\u00eb burimet natyrore t\u2019i sh\u00ebrbejn\u00eb t\u00eb gjith\u00eb shoq\u00ebris\u00eb.\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/640-0-1709129359xedi-rama-625.jpg?fit=640%2C486&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/640-0-1709129359xedi-rama-625.jpg?fit=640%2C486&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/640-0-1709129359xedi-rama-625.jpg?fit=640%2C486&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":101581,"url":"https:\/\/www.shqiperia.com\/blog\/nga-partia-socialiste-te-partia-e-resorteve-2\/","url_meta":{"origin":75950,"position":4},"title":"Nga Partia Socialiste te Partia e Resorteve","author":"Kurt Farka","date":"June 18, 2026","format":false,"excerpt":"Nga Adrian Thano \u200bA ka ndonj\u00eb qasje socialiste n\u00eb vendimet, ligjet, lejet e nd\u00ebrtimit q\u00eb po jepen p\u00ebr Zv\u00ebrnecin, Vlor\u00ebn dhe mbar\u00eb bregdetin? P\u00ebrgjigja shkurt \u00ebsht\u00eb JO. Shtylla e par\u00eb e socializmit \u00ebsht\u00eb mbrojtja e pasuris\u00eb publike dhe garantimi q\u00eb burimet natyrore t\u2019i sh\u00ebrbejn\u00eb t\u00eb gjith\u00eb shoq\u00ebris\u00eb. E dyta, p\u00ebr\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Screenshot_20260601_010402_Gallery.jpg?fit=720%2C620&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Screenshot_20260601_010402_Gallery.jpg?fit=720%2C620&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Screenshot_20260601_010402_Gallery.jpg?fit=720%2C620&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Screenshot_20260601_010402_Gallery.jpg?fit=720%2C620&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100279,"url":"https:\/\/www.shqiperia.com\/blog\/jeta-ne-tirane-eshte-shtrenjtuar-me-60-brenda-5-viteve\/","url_meta":{"origin":75950,"position":5},"title":"Jeta n\u00eb Tiran\u00eb \u00ebsht\u00eb shtrenjtuar me 60% brenda 5 viteve","author":"Kurt Farka","date":"May 15, 2026","format":false,"excerpt":"15 Maji 2026 Tirana ka hyr\u00eb n\u00eb nj\u00eb faz\u00eb ku \u00e7mimet po rriten shum\u00eb m\u00eb shpejt t\u00eb ardhurat e shumic\u00ebs s\u00eb banor\u00ebve t\u00eb saj duke e shnd\u00ebrruar n\u00eb sfid\u00eb jet\u00ebn p\u00ebr nj\u00eb pjes\u00eb t\u00eb madhe prej tyre. T\u00eb dh\u00ebnat e platform\u00ebs Numbeo, nj\u00eb baromet\u00ebr digjital q\u00eb mbledh informacion n\u00eb koh\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/75950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=75950"}],"version-history":[{"count":4,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/75950\/revisions"}],"predecessor-version":[{"id":75955,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/75950\/revisions\/75955"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/75951"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=75950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=75950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=75950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/12\/800-0-f6dbe684247bdf61929cfaef1f965cc6.jpg?resize=814%2C537&ssl=1\")
<\/p>\n