\u00a0<\/span>q\u00eb ka b\u00ebr\u00eb nj\u00eb vler\u00ebsim t\u00eb profilit t\u00eb Shqip\u00ebris\u00eb n\u00eb aspektin e zhvillimit urban, strehimit dhe menaxhimit t\u00eb tok\u00ebs n\u00ebnvizon gjithashtu se rritja e \u00e7mimeve mund t\u00eb jet\u00eb ndikuar ndoshta edhe nga pastrimi i parave.<\/p>\n\u201cZhvillimet formale t\u00eb organizuara synojn\u00eb segmente t\u00eb banesave me \u00e7mime t\u00eb larta. Deri n\u00eb 32 p\u00ebr qind e pronave rezidenciale dhe komerciale t\u00eb shitura n\u00eb gjasht\u00ebmujorit t\u00eb par\u00eb t\u00eb vitit 2021 jan\u00eb bler\u00eb nga jorezident\u00eb; pastrimi i parave ndoshta ka qen\u00eb nj\u00eb faktor kontribuues i rritjes s\u00eb \u00e7mimeve n\u00eb Tiran\u00eb dhe n\u00eb zonat bregdetare.<\/p>\n
Tirana \u00ebsht\u00eb nd\u00ebr shtat\u00eb qytetet kryesore evropiane me nivele t\u00eb larta t\u00eb pap\u00ebrballueshm\u00ebris\u00eb s\u00eb banesave\u201d thuhet n\u00eb raportin e dedikuar p\u00ebr Shqip\u00ebrin\u00eb.<\/p>\n
Ky i fundit n\u00eb k\u00ebt\u00eb kontekst analizon se blerja e nj\u00eb banese nga familjet me t\u00eb ardhura t\u00eb ul\u00ebta \u00ebsht\u00eb b\u00ebr\u00eb e v\u00ebshtir\u00eb ose e pap\u00ebrballueshme.<\/p>\n
\u201cN\u00eb k\u00ebt\u00eb sfond, nd\u00ebrtesat me shum\u00eb apartamente t\u00eb trash\u00ebguara nga epoka socialiste vuajn\u00eb nga mungesa e investimeve dhe mungesa e mir\u00ebmbajtjes. Shkalla e mbipopullimit p\u00ebr popullsin\u00eb e p\u00ebrgjithshme \u00ebsht\u00eb m\u00eb shum\u00eb se 58 p\u00ebr qind, q\u00eb \u00ebsht\u00eb m\u00eb e larta n\u00eb Evrop\u00eb, me p\u00ebrjashtim t\u00eb Malit t\u00eb Zi.<\/p>\n
K\u00ebto pabarazi strukturore n\u00eb tregjet e banesave e b\u00ebjn\u00eb t\u00eb pap\u00ebrballueshme aksesin n\u00eb strehim p\u00ebr grupet me t\u00eb ardhura t\u00eb ul\u00ebta\u201d vler\u00ebson raporti.<\/p>\n
Dokumenti i publikuar s\u00eb fundmi parashtron se n\u00eb Shqip\u00ebri, neni 59 i Kushtetut\u00ebs njeh t\u00eb drejt\u00ebn p\u00ebr strehim t\u00eb p\u00ebrshtatsh\u00ebm dhe t\u00eb p\u00ebrballuesh\u00ebm si nj\u00eb t\u00eb objektivave social\u00eb t\u00eb Shtetit Shqiptar dhe neni 18 p\u00ebr barazin\u00eb, siguron mbrojtjen e grupeve t\u00eb ndryshme shoq\u00ebrore kund\u00ebr \u00e7do forme diskriminimi.<\/p>\n
\u201cMegjithat\u00eb, pas privatizimit masiv dhe nd\u00ebrtimeve informale n\u00eb vitet 1990, sektori i banesave n\u00eb Shqip\u00ebri dominohet nga zot\u00ebrimi privat i sht\u00ebpive, me shum\u00eb sht\u00ebpi t\u00eb reja t\u00eb vet\u00eb-nd\u00ebrtuara dhe nd\u00ebrtesa t\u00eb tjera t\u00eb ngritura fillimisht ilegalisht dhe n\u00eb zonat e banuara.<\/p>\n
Sektori me qira i banesave sociale (qoft\u00eb publik, privat apo i p\u00ebrzier) n\u00eb Shqip\u00ebri \u00ebsht\u00eb shum\u00eb i vog\u00ebl, duke p\u00ebrfaq\u00ebsuar rreth 0.1% t\u00eb totalit t\u00eb banesave t\u00eb banuara.<\/p>\n
Ky sektor nuk mund t\u00eb konkurroj\u00eb tregun privat. Tregu i banesave me kredi hipotekore sapo po zhvillohet (pjesa e pronar\u00ebve t\u00eb sht\u00ebpive q\u00eb paguajn\u00eb nj\u00eb kredi t\u00eb till\u00eb \u00ebsht\u00eb m\u00eb e vog\u00ebl se 1 p\u00ebr qind).<\/p>\n
Kjo \u00ebsht\u00eb pjes\u00ebrisht p\u00ebr shkak t\u00eb rolit t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb sektorit informal dhe t\u00eb vet\u00eb-nd\u00ebrtuar ku aktiviteti i nd\u00ebrtimit b\u00ebhet p\u00ebrmes parave \u201ccash\u201d dhe remitancave\u201d thuhet n\u00eb raport.<\/p>\n
Ky i fundit sjell n\u00eb v\u00ebmendje edhe disa rekomandime q\u00eb mund t\u00eb merren nga institucionet n\u00eb vendin ton\u00eb p\u00ebr t\u00eb ndihmuar grupet m\u00eb t\u00eb dob\u00ebta dhe v\u00ebnies n\u00eb funksion n\u00eb mekanizmave p\u00ebr akses n\u00eb strehimin social. Monitori<\/p>\n","protected":false},"excerpt":{"rendered":"
1 Dhjetor 2023 Tirana cil\u00ebsohet si nj\u00eb nga shtat\u00eb kryeqytetet kryesore europiane me nivele t\u00eb larta t\u00eb pap\u00ebrballueshm\u00ebris\u00eb s\u00eb blerjes s\u00eb nj\u00eb banese. Nj\u00eb raport i\u00a0Komisionit Ekonomik p\u00ebr Europ\u00ebn n\u00eb Kombet e Bashkuara\u00a0q\u00eb ka b\u00ebr\u00eb nj\u00eb vler\u00ebsim t\u00eb profilit t\u00eb Shqip\u00ebris\u00eb n\u00eb aspektin e zhvillimit urban, strehimit dhe menaxhimit t\u00eb tok\u00ebs n\u00ebnvizon gjithashtu se rritja […]<\/p>\n","protected":false},"author":9,"featured_media":75951,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,2,35],"tags":[],"class_list":["post-75950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-politika","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/12\/800-0-f6dbe684247bdf61929cfaef1f965cc6.jpg?fit=800%2C527&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-jL0","jetpack-related-posts":[{"id":100008,"url":"https:\/\/www.shqiperia.com\/blog\/vatra-e-hantavirusit-ne-anijen-turistike-obsh-nuk-eshte-fillimi-i-nje-epidemie-apo-pandemie\/","url_meta":{"origin":75950,"position":0},"title":"Vatra e hantavirusit n\u00eb anijen turistike, OBSH: – Nuk \u00ebsht\u00eb fillimi i nj\u00eb epidemie apo pandemie!","author":"Kurt Farka","date":"May 8, 2026","format":false,"excerpt":"8 Maji 2026 Organizata Bot\u00ebrore e Sh\u00ebndet\u00ebsis\u00eb, njoftoi sot se vatra e hantavirusit e raportuar n\u00eb nj\u00eb anije turistike, e cila ka shkaktuar deri tani vdekjen e tre personave, aktualisht nuk p\u00ebrb\u00ebn as fillimin e nj\u00eb epidemie dhe as t\u00eb nj\u00eb pandemie. \u201cKy nuk \u00ebsht\u00eb fillimi i nj\u00eb epidemie. Nuk\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/obsh1.jpg?fit=1200%2C676&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/obsh1.jpg?fit=1200%2C676&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/obsh1.jpg?fit=1200%2C676&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/obsh1.jpg?fit=1200%2C676&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/obsh1.jpg?fit=1200%2C676&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100020,"url":"https:\/\/www.shqiperia.com\/blog\/vetem-lutesha-qe-te-mbijetoja-trajneri-i-njohur-rrefen-betejen-tronditese-me-hantavirusin\/","url_meta":{"origin":75950,"position":1},"title":"\u2018Vet\u00ebm lutesha q\u00eb t\u00eb mbijetoja\u2019\/ Trajneri i njohur rr\u00ebfen betej\u00ebn trondit\u00ebse me hantavirusin","author":"Kurt Farka","date":"May 8, 2026","format":false,"excerpt":"8 Maji 2026 Nga Matteo Tomada,\u00a0BILD \u201cIshin tri jav\u00ebt m\u00eb t\u00eb k\u00ebqija t\u00eb jet\u00ebs sime\u201d. Me k\u00ebto fjal\u00eb ish-trajneri i Bundeslig\u00ebs, Ralph Hasenh\u00fcttl (58 vje\u00e7, ish-trajner i VfL Wolfsburg dhe RB Leipzig) p\u00ebrshkruan s\u00ebmundjen e tij me hantavirus. Pas tre vdekjeve n\u00eb anijen turistike Hondius pran\u00eb Afrik\u00ebs, trajneri foli p\u00ebr\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_hanta1778179888.png?fit=900%2C509&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_hanta1778179888.png?fit=900%2C509&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_hanta1778179888.png?fit=900%2C509&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_hanta1778179888.png?fit=900%2C509&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100023,"url":"https:\/\/www.shqiperia.com\/blog\/pas-ballukut-anila-denaj-vihet-ne-rresht-detyroi-doganat-te-ndalin-veprimet-ndaj-bankers-petroleum\/","url_meta":{"origin":75950,"position":2},"title":"Pas Ballukut, Anila Denaj \u2018vihet n\u00eb rresht\u2019, detyroi doganat t\u00eb ndalin veprimet ndaj Bankers Petroleum","author":"Kurt Farka","date":"May 8, 2026","format":false,"excerpt":"8 Maji 2026 Pasi Belinda Balluku, kreu detyr\u00ebn e saj, duke b\u00ebr\u00eb eksperten e naft\u00ebs dhe ligjeve fiskale, tashm\u00eb brenda s\u00eb nj\u00ebjt\u00ebs dit\u00eb edhe Ministrja Anila Denaj arrin t\u00eb analizoj\u00eb t\u00eb gjith\u00eb parashtrimet e Ballukut dhe t\u00eb abuzoj\u00eb me detyr\u00ebn e saj duke iu drejtuar Doganave q\u00eb t\u00eb ndalin \u00e7do\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hq720-1.jpg?fit=686%2C386&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hq720-1.jpg?fit=686%2C386&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hq720-1.jpg?fit=686%2C386&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":100039,"url":"https:\/\/www.shqiperia.com\/blog\/zbulohet-origjina-e-hantavirusit-qe-pushtoi-kroceren-dhe-ka-alarmuar-boten-burimi-i-perhapjes-ishte-ne\/","url_meta":{"origin":75950,"position":3},"title":"Zbulohet origjina e Hantavirusit q\u00eb \u2018pushtoi\u2019 kro\u00e7er\u00ebn dhe ka alarmuar bot\u00ebn, burimi i p\u00ebrhapjes ishte n\u00eb\u2026","author":"Kurt Farka","date":"May 8, 2026","format":false,"excerpt":"8 Maji 2026 Argjentina \u00ebsht\u00eb n\u00eb qend\u00ebr t\u00eb nj\u00eb hetimi nd\u00ebrkomb\u00ebtar sh\u00ebndet\u00ebsor, pas nj\u00eb shp\u00ebrthimi t\u00eb Hantavirusit n\u00eb anijen turistike holandeze MV Hondius, me autoritetet q\u00eb po hetojn\u00eb nj\u00eb deponi (habitat, zon\u00eb t\u00eb kontaminuar) n\u00eb periferi t\u00eb Ushuaia-s, n\u00eb pjes\u00ebn jugore t\u00eb vendit, si nj\u00eb burim t\u00eb mundsh\u00ebm infeksioni. Sipas\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/argjentine-hantavirusi-1140x570-1.jpg?fit=1140%2C570&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/argjentine-hantavirusi-1140x570-1.jpg?fit=1140%2C570&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/argjentine-hantavirusi-1140x570-1.jpg?fit=1140%2C570&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/argjentine-hantavirusi-1140x570-1.jpg?fit=1140%2C570&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/argjentine-hantavirusi-1140x570-1.jpg?fit=1140%2C570&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100012,"url":"https:\/\/www.shqiperia.com\/blog\/indi-50-punonjes-mbrojne-zogun-e-rralle-te-porsalindur-nga-zhdukja\/","url_meta":{"origin":75950,"position":4},"title":"Indi, 50 punonj\u00ebs mbrojn\u00eb zogun e rrall\u00eb t\u00eb porsalindur nga zhdukja","author":"Kurt Farka","date":"May 8, 2026","format":false,"excerpt":"8 Maji 2026 Pes\u00ebdhjet\u00eb punonj\u00ebs t\u00eb mbrojtjes s\u00eb jet\u00ebs s\u00eb eg\u00ebr n\u00eb Indi kan\u00eb marr\u00eb rolin e \u201ctruprojes\u201d p\u00ebr t\u00eb mbrojtur nj\u00eb zog t\u00eb porsalindur (ardeotis nigriceps) q\u00eb k\u00ebrc\u00ebnohet me zhdukje . Numri i k\u00ebtyre zogjve, nj\u00eb lloj gjeldeti i eg\u00ebr q\u00eb mund t\u00eb arrij\u00eb nj\u00eb met\u00ebr lart\u00ebsi , ka\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Zogu-i-rralle.jpg?fit=800%2C480&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Zogu-i-rralle.jpg?fit=800%2C480&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Zogu-i-rralle.jpg?fit=800%2C480&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Zogu-i-rralle.jpg?fit=800%2C480&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100005,"url":"https:\/\/www.shqiperia.com\/blog\/frika-per-nje-pandemi-te-radhes-obsh-nuk-ka-ngjashmeri-me-covid-hantaviruset-perhapen-shume-ndryshe\/","url_meta":{"origin":75950,"position":5},"title":"Frika p\u00ebr nj\u00eb pandemi t\u00eb radh\u00ebs, OBSH: – Nuk ka ngjashm\u00ebri me Covid, hantaviruset p\u00ebrhapen shum\u00eb ndryshe","author":"Kurt Farka","date":"May 7, 2026","format":false,"excerpt":"7 Maji 2026 N\u00eb kushtet kur kujtimet e Covid-19 jan\u00eb ende t\u00eb fresk\u00ebta, p\u00ebrhapja e hantavirusit n\u00eb jav\u00ebt e fundit ka shkaktuar jo pak panik n\u00eb popull dhe k\u00ebt\u00eb e shton edhe mungesa e informacionit n\u00eb lidhje me k\u00ebt\u00eb. Frika e nj\u00eb pandemie t\u00eb re, p\u00ebrve\u00e7 luft\u00ebs, \u00ebsht\u00eb n\u00eb aj\u00ebr,\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hanta-viruse.jpg?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hanta-viruse.jpg?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hanta-viruse.jpg?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hanta-viruse.jpg?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hanta-viruse.jpg?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/75950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=75950"}],"version-history":[{"count":4,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/75950\/revisions"}],"predecessor-version":[{"id":75955,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/75950\/revisions\/75955"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/75951"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=75950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=75950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=75950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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<\/p>\n