![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/07\/Eurostat-minorenni-albanesi-richiedenti-asilo-750x375-1.jpg?resize=762%2C381&ssl=1\")
<\/p>\n<\/p>\n
31 Korrik 2023<\/p>\n
Agjencia evropiane e statistikave Eurostat ka publikuar sondazhin e saj t\u00eb huadh\u00ebnies bankare dhe t\u00eb dh\u00ebnat nuk duken pozitive. Anketa gjurmon kushtet e kredis\u00eb dhe k\u00ebrkes\u00ebn p\u00ebr kredi n\u00eb sistemin bankar europian: duke qen\u00eb se bazohet n\u00eb nj\u00eb anket\u00eb t\u00eb huadh\u00ebn\u00ebsve, zakonisht shihet si nj\u00eb tregues \u201ci larg\u00ebt\u201d.<\/p>\n
Kjo do t\u00eb thot\u00eb, ajo analizon tendencat p\u00ebrpara se ato t\u00eb shfaqen n\u00eb t\u00eb dh\u00ebnat zyrtare. Oferta e kredis\u00eb n\u00eb t\u00eb gjith\u00eb bordin \u00ebsht\u00eb e ngusht\u00eb, me bankat q\u00eb hezitojn\u00eb t\u00eb japin hua p\u00ebrball\u00eb rritjes s\u00eb normave t\u00eb interesit.<\/p>\n
K\u00ebrkesa p\u00ebr kredi \u00ebsht\u00eb gjithashtu e dob\u00ebt, me europian\u00ebt q\u00eb hezitojn\u00eb t\u00eb marrin kredi bankare. Por pik\u00ebrisht n\u00eb sektorin tregtar, tabloja duket ve\u00e7an\u00ebrisht shqet\u00ebsuese: k\u00ebrkesa p\u00ebr kredi nga bizneset \u00ebsht\u00eb tashm\u00eb n\u00eb nivelet m\u00eb t\u00eb ul\u00ebta historike.<\/p>\n
\u201cK\u00ebrkesa neto e firmave t\u00eb zon\u00ebs s\u00eb euros p\u00ebr kredi u ul fuqish\u00ebm n\u00eb tremujorin e dyt\u00eb t\u00eb 2023,\u201d shkruajn\u00eb autor\u00ebt, \u201cduke r\u00ebn\u00eb n\u00eb nivelin m\u00eb t\u00eb ul\u00ebt historik q\u00eb nga fillimi i sondazhit n\u00eb 2003.\u201d<\/p>\n
Kjo do t\u00eb thot\u00eb se k\u00ebrkesa p\u00ebr kredi \u00ebsht\u00eb tani m\u00eb e ul\u00ebt se sa ishte n\u00eb kriz\u00ebn e \u00a0viteve 2008-09, ve\u00e7an\u00ebrisht shqet\u00ebsuese pasi \u00e7mimet e larta t\u00eb energjis\u00eb aktualisht po zbehin presionin mbi firmat europiane.<\/p>\n
K\u00ebto t\u00eb dh\u00ebna p\u00ebrputhen plot\u00ebsisht me iden\u00eb se Europa mund t\u00eb jet\u00eb duke kaluar n\u00ebp\u00ebr nj\u00eb de-industrializim t\u00eb thell\u00eb. K\u00ebto mund t\u00eb jen\u00eb thjesht t\u00eb dh\u00ebna nga anketa, por ato lidhen qart\u00eb me t\u00eb dh\u00ebnat e e l\u00ebshuara zakonisht m\u00eb von\u00eb nga agjencit\u00eb e statistikave, duke mund\u00ebsuar parashikimet e zhvillimeve t\u00eb ardhshme, raporton abcnews.al.<\/p>\n
Grafiku i m\u00ebposht\u00ebm tregon t\u00eb dh\u00ebnat e kredive \u201ct\u00eb buta\u201d s\u00eb bashku me t\u00eb dh\u00ebnat \u201chard\u201d t\u00eb investimeve fikse europiane. Nuk \u00ebsht\u00eb e v\u00ebshtir\u00eb t\u00eb shihet se t\u00eb dyja jan\u00eb t\u00eb lidhura me nj\u00ebra-tjetr\u00ebn.<\/p>\n
Duke par\u00eb parashikimin p\u00ebr investimet fikse europiane, kjo n\u00ebnkupton se investimet n\u00eb Europ\u00eb kan\u00eb r\u00ebn\u00eb me t\u00eb nj\u00ebjt\u00ebn sasi si n\u00eb recesionin e viteve 2008-09. Meqen\u00ebse cikli i biznesit udh\u00ebhiqet nga investimet e kapitalit fiks, k\u00ebto t\u00eb dh\u00ebna mund t\u00eb p\u00ebrdoren gjithashtu p\u00ebr t\u00eb parashikuar rritjen e PBB-s\u00eb n\u00eb Europ\u00eb.<\/p>\n
Grafiku i m\u00ebposht\u00ebm paraqet rritjen e PBB-s\u00eb n\u00eb Europ\u00eb q\u00eb nga viti 2003 s\u00eb bashku me k\u00ebt\u00eb parashikim.<\/p>\n
T\u00eb dh\u00ebnat e huadh\u00ebnies bankare n\u00ebnkuptojn\u00eb se ekonomit\u00eb europiane jan\u00eb tashm\u00eb n\u00eb recesion. Gjithashtu sugjeron se ky recesion \u00ebsht\u00eb edhe m\u00eb i r\u00ebnd\u00eb se ai i viteve 2008-09.<\/p>\n
Th\u00ebn\u00eb k\u00ebshtu, ka indikacione t\u00eb tjera se Europa nuk po kalon nj\u00eb recesion. Shkalla e papun\u00ebsis\u00eb, p\u00ebr shembull, \u00ebsht\u00eb aktualisht shum\u00eb e ul\u00ebt, nd\u00ebrsa n\u00eb vitet 2008-09, her\u00ebn e fundit q\u00eb shifrat e anket\u00ebs s\u00eb kreditimit t\u00eb bankave ishin kaq t\u00eb tmerrshme, sa po rritej me shpejt\u00ebsi.<\/p>\n
E para<\/em><\/strong>\u00a0<\/span>\u00ebsht\u00eb se t\u00eb dh\u00ebnat e huadh\u00ebnies po tkurren kaq shpejt, saq\u00eb jan\u00eb edhe m\u00eb shum\u00eb nj\u00eb tregues kryesor se zakonisht, duke l\u00ebn\u00eb t\u00eb kuptohet se nj\u00eb recesion shum\u00eb i madh \u00ebsht\u00eb n\u00eb horizont n\u00eb Europ\u00eb dhe jan\u00eb vet\u00ebm t\u00eb dh\u00ebnat e vrojtimit t\u00eb kredis\u00eb bankare q\u00eb e zbulojn\u00eb at\u00eb.<\/p>\n Mund\u00ebsia tjet\u00ebr \u00ebsht\u00eb q\u00eb k\u00ebt\u00eb her\u00eb t\u00eb jet\u00eb ndryshe, q\u00eb t\u00eb dh\u00ebnat e vrojtimit t\u00eb kredis\u00eb bankare t\u00eb mos funksionojn\u00eb m\u00eb p\u00ebr t\u00eb parashikuar rritjen e PBB-s\u00eb.<\/p>\n Kjo do t\u00eb thot\u00eb se di\u00e7ka ka shkuar keq n\u00eb sektorin e kreditimit komercial.<\/p>\n Nuk \u00ebsht\u00eb e qart\u00eb se cila nga k\u00ebto alternativa \u00ebsht\u00eb m\u00eb e keqe. Por sido q\u00eb t\u00eb jet\u00eb, t\u00eb dh\u00ebnat e sondazhit t\u00eb huadh\u00ebnies bankare tregojn\u00eb se ekonomia evropiane \u00ebsht\u00eb n\u00eb nj\u00eb situat\u00eb shum\u00eb t\u00eb v\u00ebshtir\u00eb.<\/p>\n Nga Gazeta Sot<\/p>\n","protected":false},"excerpt":{"rendered":" 31 Korrik 2023 Agjencia evropiane e statistikave Eurostat ka publikuar sondazhin e saj t\u00eb huadh\u00ebnies bankare dhe t\u00eb dh\u00ebnat nuk duken pozitive. Anketa gjurmon kushtet e kredis\u00eb dhe k\u00ebrkes\u00ebn p\u00ebr kredi n\u00eb sistemin bankar europian: duke qen\u00eb se bazohet n\u00eb nj\u00eb anket\u00eb t\u00eb huadh\u00ebn\u00ebsve, zakonisht shihet si nj\u00eb tregues \u201ci larg\u00ebt\u201d. Kjo do t\u00eb thot\u00eb, […]<\/p>\n","protected":false},"author":9,"featured_media":73156,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,35],"tags":[],"class_list":["post-73155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/07\/Eurostat-minorenni-albanesi-richiedenti-asilo-750x375-1.jpg?fit=750%2C375&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-j1V","jetpack-related-posts":[{"id":103023,"url":"https:\/\/www.shqiperia.com\/blog\/be-fut-ne-lupe-financat-e-edi-rames-eurodeputeti-plas-bomben-zbulon-se-kryeministri-perdor-familjen-e-tij-per\/","url_meta":{"origin":73155,"position":0},"title":"BE fut n\u00eb \u201clup\u00eb\u201d financat e Edi Ram\u00ebs, eurodeputeti plas \u201cbomb\u00ebn\u201d, zbulon se kryeministri p\u00ebrdor familjen e tij p\u00ebr\u2026","author":"Kurt Farka","date":"July 21, 2026","format":false,"excerpt":"21 Korrik 2026 Nga Gazeta Sot Bashkimi Europian po monitoron nga af\u00ebr situat\u00ebn n\u00eb Shqip\u00ebri dhe paralelisht po ndjek edhe l\u00ebvizjet financiare q\u00eb, sipas eurodeputetit t\u00eb grupit t\u00eb Partis\u00eb Popullore Europiane (EPP), Tom\u00e1\u0161 Zdechovsk\u00fd, lidhen me kryeministrin Edi Rama dhe familjen e tij. Gjat\u00eb nj\u00eb interviste televizive, eurodeputeti deklaroi se\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/foto-3-6-1140x570-1.jpg?fit=1056%2C570&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/foto-3-6-1140x570-1.jpg?fit=1056%2C570&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/foto-3-6-1140x570-1.jpg?fit=1056%2C570&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/foto-3-6-1140x570-1.jpg?fit=1056%2C570&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/foto-3-6-1140x570-1.jpg?fit=1056%2C570&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100582,"url":"https:\/\/www.shqiperia.com\/blog\/a-do-te-vazhdojne-te-rriten-qirate-ne-vend-eksperti-po-shkojme-drejt-nje-brezi-qe-sdo-te-bleje-kurre-nje-shtepi\/","url_meta":{"origin":73155,"position":1},"title":"A do t\u00eb vazhdojn\u00eb t\u00eb rriten qirat\u00eb n\u00eb vend? 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Sipas tij, qirat\u00eb do t\u00eb vazhdojn\u00eb t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":101584,"url":"https:\/\/www.shqiperia.com\/blog\/eurostat-shqiperia-e-parafundit-ne-europe-per-mireqenien\/","url_meta":{"origin":73155,"position":2},"title":"Eurostat: – Shqip\u00ebria, e parafundit n\u00eb Europ\u00eb p\u00ebr mir\u00ebqenien","author":"Kurt Farka","date":"June 18, 2026","format":false,"excerpt":"Nj\u00eb grafik i ripublikuar nga Ministria e Financave para pak dit\u00ebsh theksonte se Shqip\u00ebria konfirmohet si nj\u00eb nga ekonomit\u00eb m\u00eb t\u00eb forta dhe m\u00eb t\u00eb q\u00ebndrueshme n\u00eb rajon, pasi pritet t\u00eb ket\u00eb nj\u00eb rritje prej 3.4% n\u00eb 2026-n, e dyta m\u00eb e lart\u00eb n\u00eb rajon pas Kosov\u00ebs (grafiku n\u00eb fund).\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Edi-RAMA-1.png?fit=750%2C479&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Edi-RAMA-1.png?fit=750%2C479&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Edi-RAMA-1.png?fit=750%2C479&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/Edi-RAMA-1.png?fit=750%2C479&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100588,"url":"https:\/\/www.shqiperia.com\/blog\/jonathan-pano-shpopullimi-nuk-eshte-rastesi-por-nje-axhende-e-qeverise\/","url_meta":{"origin":73155,"position":3},"title":"Jonathan Pano: – Shpopullimi nuk \u00ebsht\u00eb rast\u00ebsi, por nj\u00eb axhend\u00eb e qeveris\u00eb","author":"Kurt Farka","date":"May 22, 2026","format":false,"excerpt":"22 Maji 2026 I ftuar n\u00eb nj\u00eb studio televizive Jonathan Pano, an\u00ebtar i K\u00ebshillit Bashkiak t\u00eb Tiran\u00ebs nga radh\u00ebt e opozit\u00ebs, ngriti alarmin p\u00ebr ritmet e shpopullimit n\u00eb Shqip\u00ebri, duke iu referuar t\u00eb dh\u00ebnave t\u00eb Eurostat dhe analizave t\u00eb ekspert\u00ebve t\u00eb demografis\u00eb. Sipas Panos, raportimet p\u00ebr rreth 29 mij\u00eb persona\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/nfk.jpg?fit=773%2C528&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/nfk.jpg?fit=773%2C528&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/nfk.jpg?fit=773%2C528&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/nfk.jpg?fit=773%2C528&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":103571,"url":"https:\/\/www.shqiperia.com\/blog\/tregu-i-pronave-ne-shqiperi-cmimet-rriten-me-shpejt-se-pagat-rrezik-mbivleresimi\/","url_meta":{"origin":73155,"position":4},"title":"Tregu i pronave n\u00eb Shqip\u00ebri\/ \u00c7mimet rriten m\u00eb shpejt se pagat, rrezik mbivler\u00ebsimi","author":"Kurt Farka","date":"August 1, 2026","format":false,"excerpt":"1 Gusht 2026 A \u00ebsht\u00eb tregu imobiliar shqiptar n\u00eb nj\u00eb fllusk\u00eb, apo rritja e \u00e7mimeve mb\u00ebshtetet ende nga faktor\u00eb ekonomik\u00eb? Nj\u00eb perspektiv\u00eb investimi e bazuar n\u00eb t\u00eb dh\u00ebna nga Banka e Shqip\u00ebris\u00eb, INSTAT, Fondi Monetar Komb\u00ebtar dhe Banka Bot\u00ebrore Tregu i pasurive t\u00eb paluajtshme \u00ebsht\u00eb mesatarisht i mbivler\u00ebsuar, por nuk\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/OIP-1-1.webp?fit=474%2C249&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":103011,"url":"https:\/\/www.shqiperia.com\/blog\/nje-program-per-bletet-fieraku-nderton-pajisjen-qe-kontrollon-temperaturen-lageshtine-dhe-peshen-e-kosheres\/","url_meta":{"origin":73155,"position":5},"title":"Nj\u00eb program p\u00ebr blet\u00ebt\/ Fieraku nd\u00ebrton pajisjen q\u00eb kontrollon temperatur\u00ebn, lag\u00ebshtin\u00eb dhe pesh\u00ebn e kosheres","author":"Kurt Farka","date":"July 21, 2026","format":false,"excerpt":"21 Korrik 2026 Programuesi 34-vje\u00e7ar nga Fieri, Kadri Manaj, ka krijuar nj\u00eb sistem teknologjik q\u00eb synon t\u00eb leht\u00ebsoj\u00eb pun\u00ebn e bletar\u00ebve dhe t\u00eb kontribuoj\u00eb n\u00eb sigurin\u00eb ushqimore. 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Puna\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/bletari.webp?fit=1167%2C627&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/bletari.webp?fit=1167%2C627&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/bletari.webp?fit=1167%2C627&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/bletari.webp?fit=1167%2C627&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/bletari.webp?fit=1167%2C627&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/73155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=73155"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/73155\/revisions"}],"predecessor-version":[{"id":73157,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/73155\/revisions\/73157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/73156"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=73155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=73155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=73155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}