![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/06\/640-0-ae4e0db696decf6c3c648c8cbb16b4a6.png?resize=619%2C351&ssl=1\")
<\/p>\n<\/p>\n
6 Qershor 2023<\/p>\n
Kuvendi i Shqip\u00ebris\u00eb pritet t\u00eb votoj\u00eb dit\u00ebn e enjte n\u00eb seanc\u00eb plenare ligjin e ri \u201cP\u00ebr fondet e pensionit privat\u201d.<\/p>\n
Votimi i ligjit t\u00eb ri do t\u00eb finalizoj\u00eb nj\u00eb proces t\u00eb gjat\u00eb konsultimesh q\u00eb zgjati af\u00ebrsisht nj\u00eb vit e gjysm\u00eb, i cili pritet t\u00eb sjell\u00eb nj\u00eb ligj t\u00eb p\u00ebrdit\u00ebsuar p\u00ebr pensionet private n\u00eb Shqip\u00ebri, duke z\u00ebvend\u00ebsuar ligjin aktual, q\u00eb hyri n\u00eb fuqi n\u00eb fillim t\u00eb viti 2010.<\/p>\n
Ligji i ri do t\u00eb sjell\u00eb rritje t\u00eb ndjeshme t\u00eb leht\u00ebsive fiskale p\u00ebr kontributet n\u00eb fonde private t\u00eb pensioneve.<\/p>\n
Aktualisht kufiri maksimal p\u00ebr leht\u00ebsit\u00eb tatimore mbi kontributet n\u00eb pensione private, \u00ebsht\u00eb vlera m\u00eb e vog\u00ebl, q\u00eb del nga krahasimi i shum\u00ebs 200 mij\u00eb lek\u00eb dhe 15% t\u00eb t\u00eb ardhurave vjetore bruto t\u00eb an\u00ebtarit.<\/p>\n
Sipas projektligjit, kufiri maksimal mujor i p\u00ebrjashtimit tatimor do t\u00eb rritej deri n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar, q\u00eb aktualisht ka arritur n\u00eb 40 mij\u00eb lek\u00eb n\u00eb muaj.<\/p>\n
Duke qen\u00eb se p\u00ebrjashtimi nga taksat lidhet me nivelin e pag\u00ebs minimale, pritet q\u00eb ky stimul t\u00eb rritet edhe m\u00eb shum\u00eb n\u00eb vitet e ardhshme.<\/p>\n
Me nivelin aktual t\u00eb pag\u00ebs minimale, shuma e kontributeve e p\u00ebrjashtuar nga tatimet do t\u00eb arrinte sot n\u00eb 480 mij\u00eb lek\u00eb n\u00eb vit ose 140% m\u00eb shum\u00eb krahasuar me pragun aktual prej 200 mij\u00eb lek\u00ebsh.<\/p>\n
Projektligji gjithashtu parashikon q\u00eb pensionet t\u00eb mos tatohen n\u00eb p\u00ebrfitim p\u00ebr pjes\u00ebn e kontributeve, por vet\u00ebm p\u00ebr kthimin nga investimi, me kusht q\u00eb t\u00ebrheqja t\u00eb b\u00ebhet me pagesa mujore t\u00eb shtrira n\u00eb t\u00eb pakt\u00ebn dy vite dhe jo n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme pas p\u00ebrmbushjes s\u00eb kushteve ligjore p\u00ebr p\u00ebrfitimin e pensionit privat.<\/p>\n
Ligji sjell p\u00ebr her\u00eb t\u00eb par\u00eb edhe nj\u00eb form\u00eb t\u00eb re t\u00eb fondit privat t\u00eb pensionit, atij me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n
Fondi i k\u00ebtij lloji mund t\u00eb krijohet nga nj\u00eb pun\u00ebdh\u00ebn\u00ebs, disa pun\u00ebdh\u00ebn\u00ebs, ose nj\u00eb entitet i organizuar si bashkim pun\u00ebdh\u00ebn\u00ebsish, sindikat\u00eb, bashkime sindikatash apo shoqat\u00eb, n\u00eb cil\u00ebsin\u00eb e sponsorit.<\/p>\n
Ky fond \u00ebsht\u00eb i ngjash\u00ebm me skemat profesionale t\u00eb pensioneve q\u00eb aplikohen aktualisht nga disa kompani, por ndryshimi \u00ebsht\u00eb se n\u00eb fondet e mbyllura pjes\u00ebmarrja \u00ebsht\u00eb ligj\u00ebrisht \u00ebsht\u00eb e kufizuar vet\u00ebm p\u00ebr t\u00eb pun\u00ebsuarit apo an\u00ebtar\u00ebt e subjekteve t\u00eb m\u00ebsip\u00ebrme.<\/p>\n
Megjithat\u00eb, shoq\u00ebrit\u00eb administruese t\u00eb fondeve kan\u00eb k\u00ebrkuar m\u00eb shum\u00eb incentiva. Ato k\u00ebrkojn\u00eb p\u00ebrjashtimin e plot\u00eb t\u00eb p\u00ebrfitimit nga pensioni privat prej tatimit, duke p\u00ebrfshir\u00eb edhe edhe pjes\u00ebn e kthimit nga investimi.<\/p>\n
Gjithashtu, shoq\u00ebrit\u00eb k\u00ebrkojn\u00eb kufizime m\u00eb t\u00eb forta n\u00eb t\u00ebrheqjen e parakohshme t\u00eb kontributeve, duke qen\u00eb se skemat private kan\u00eb si q\u00ebllim t\u00eb sigurojn\u00eb t\u00eb ardhura n\u00eb mosh\u00eb pensioni dhe nuk duhen kuptuar si form\u00eb kursimi q\u00eb mund t\u00eb t\u00ebrhiqet n\u00eb \u00e7do koh\u00eb.<\/p>\n
T\u00eb dh\u00ebnat nga Autoriteti i Mbik\u00ebqyrjes Financiare (AMF) tregojn\u00eb se numri total i an\u00ebtar\u00ebve n\u00eb fondet e pensionit privat n\u00eb tremujorin e par\u00eb t\u00eb vitit arriti n\u00eb 37 060 an\u00ebtar\u00eb.<\/p>\n
N\u00eb tremujorin e par\u00eb t\u00eb vitit, numri i an\u00ebtar\u00ebve t\u00eb fondeve \u00ebsht\u00eb zgjeruar me 1.5%, nd\u00ebrsa krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar rritja e numrit t\u00eb an\u00ebtar\u00ebve ka arritur n\u00eb 7.2%.<\/p>\n
Numri i individ\u00ebve pjes\u00ebmarr\u00ebs n\u00eb fondet private t\u00eb pensioneve po rritet me ritme t\u00eb q\u00ebndrueshme, por mbi nj\u00eb baz\u00eb t\u00eb ul\u00ebt dhe dep\u00ebrtimi i k\u00ebtyre skemave ngelet ende i vog\u00ebl.<\/p>\n
Numri i individ\u00ebve q\u00eb kontribuojn\u00eb p\u00ebr nj\u00eb pension privat ngelet n\u00eb af\u00ebrsisht 2.7% e numrit t\u00eb p\u00ebrgjithsh\u00ebm t\u00eb t\u00eb pun\u00ebsuarve n\u00eb vend, \u00e7ka tregon nj\u00eb nivel ende shum\u00eb t\u00eb ul\u00ebt t\u00eb mbulimit me fonde private t\u00eb pensioneve.<\/p>\n
Vlera e aseteve neto t\u00eb fondeve t\u00eb pensionit n\u00eb fund t\u00eb muajit mars arriti n\u00eb 5.97 miliard\u00eb lek\u00eb, n\u00eb rritje me 4.7% q\u00eb nga fillimi i vitit dhe me 22.8% krahasuar me t\u00eb nj\u00ebjt\u00ebn periudh\u00eb t\u00eb vitit t\u00eb kaluar.\/monitor<\/p>\n
Nga OraNews<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" 6 Qershor 2023 Kuvendi i Shqip\u00ebris\u00eb pritet t\u00eb votoj\u00eb dit\u00ebn e enjte n\u00eb seanc\u00eb plenare ligjin e ri \u201cP\u00ebr fondet e pensionit privat\u201d. Votimi i ligjit t\u00eb ri do t\u00eb finalizoj\u00eb nj\u00eb proces t\u00eb gjat\u00eb konsultimesh q\u00eb zgjati af\u00ebrsisht nj\u00eb vit e gjysm\u00eb, i cili pritet t\u00eb sjell\u00eb nj\u00eb ligj t\u00eb p\u00ebrdit\u00ebsuar p\u00ebr pensionet private […]<\/p>\n","protected":false},"author":9,"featured_media":71987,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,2,35],"tags":[],"class_list":["post-71986","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-politika","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/06\/640-0-ae4e0db696decf6c3c648c8cbb16b4a6.png?fit=640%2C363&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-iJ4","jetpack-related-posts":[{"id":66608,"url":"https:\/\/www.shqiperia.com\/blog\/skema-e-pensioneve-mund-te-pesoje-ndryshime-bizneset-shqiptare-do-te-kene-te-drejte-te-krijojne-fonde-te-pensioneve-private-per-punonjesit-e-tyre\/","url_meta":{"origin":71986,"position":0},"title":"Skema e pensioneve mund t\u00eb p\u00ebsoj\u00eb ndryshime. – Bizneset shqiptare do t\u00eb ken\u00eb t\u00eb drejt\u00eb t\u00eb krijojn\u00eb fonde t\u00eb pensioneve private p\u00ebr punonj\u00ebsit e tyre","author":"Kurt Farka","date":"January 23, 2023","format":false,"excerpt":"23 Janar 2023 Qeveria parashikon q\u00eb t\u00eb miratoj\u00eb nj\u00eb ligj t\u00eb ri p\u00ebr fondet e pensioneve private duke sjell\u00eb nj\u00eb seri ndryshimesh p\u00ebr nj\u00eb treg q\u00eb ende mbetet anemik n\u00eb vend. Vet\u00ebm nj\u00eb num\u00ebr i vog\u00ebl qytetar\u00ebsh derdhin kontribute vullnetare p\u00ebr t\u00eb p\u00ebrfituar nj\u00eb pension privat shtes\u00eb.\u00a0 Argumenti baz\u00eb se\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/01\/800-0-63ce6ebf3ec52.jpg?fit=800%2C450&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/01\/800-0-63ce6ebf3ec52.jpg?fit=800%2C450&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/01\/800-0-63ce6ebf3ec52.jpg?fit=800%2C450&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2023\/01\/800-0-63ce6ebf3ec52.jpg?fit=800%2C450&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100326,"url":"https:\/\/www.shqiperia.com\/blog\/inflacioni-pritet-te-shkele-vijen-e-kuqe-per-te-kercyer-mbi-3\/","url_meta":{"origin":71986,"position":1},"title":"Inflacioni pritet t\u00eb shkel\u00eb ‘vij\u00ebn e kuqe’ p\u00ebr t\u00eb k\u00ebrcyer mbi 3%","author":"Kurt Farka","date":"May 15, 2026","format":false,"excerpt":"15 Maji 2026 Kriz\u00eb n\u00eb horizont! Jemi p\u00ebrball\u00eb nj\u00eb realiteti t\u00eb ri vler\u00ebson Banka e Shqip\u00ebris\u00eb teksa paralajm\u00ebron \u201cimplikime serioze\u201d n\u00eb ekonomi n\u00eb rast se tensionet n\u00eb Lindjen e Mesme vijojn\u00eb t\u00eb zgjasin. \u201cKuptohet q\u00eb k\u00ebto ndikimi do t\u00eb jen\u00eb n\u00eb kahun negativ Pra jemi p\u00ebrball\u00eb potencialisht nj\u00eb goditje t\u00eb\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hiperinflacion.jpg?fit=1200%2C848&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hiperinflacion.jpg?fit=1200%2C848&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hiperinflacion.jpg?fit=1200%2C848&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hiperinflacion.jpg?fit=1200%2C848&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hiperinflacion.jpg?fit=1200%2C848&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100023,"url":"https:\/\/www.shqiperia.com\/blog\/pas-ballukut-anila-denaj-vihet-ne-rresht-detyroi-doganat-te-ndalin-veprimet-ndaj-bankers-petroleum\/","url_meta":{"origin":71986,"position":2},"title":"Pas Ballukut, Anila Denaj \u2018vihet n\u00eb rresht\u2019, detyroi doganat t\u00eb ndalin veprimet ndaj Bankers Petroleum","author":"Kurt Farka","date":"May 8, 2026","format":false,"excerpt":"8 Maji 2026 Pasi Belinda Balluku, kreu detyr\u00ebn e saj, duke b\u00ebr\u00eb eksperten e naft\u00ebs dhe ligjeve fiskale, tashm\u00eb brenda s\u00eb nj\u00ebjt\u00ebs dit\u00eb edhe Ministrja Anila Denaj arrin t\u00eb analizoj\u00eb t\u00eb gjith\u00eb parashtrimet e Ballukut dhe t\u00eb abuzoj\u00eb me detyr\u00ebn e saj duke iu drejtuar Doganave q\u00eb t\u00eb ndalin \u00e7do\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hq720-1.jpg?fit=686%2C386&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hq720-1.jpg?fit=686%2C386&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/hq720-1.jpg?fit=686%2C386&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":100367,"url":"https:\/\/www.shqiperia.com\/blog\/si-do-jete-moti-javen-e-ardhshme-dhe-data-zyrtare-kur-shirat-me-ne-fund-do-ndalen\/","url_meta":{"origin":71986,"position":3},"title":"Si do jet\u00eb moti jav\u00ebn e ardhshme dhe \u201cdata zyrtare\u201d kur shirat m\u00eb n\u00eb fund do ndalen!","author":"Kurt Farka","date":"May 17, 2026","format":false,"excerpt":"17 Maji 2026 N\u00eb baz\u00eb t\u00eb t\u00eb dh\u00ebnave t\u00eb fundit meteorologjike, moti i paq\u00ebndruesh\u00ebm dhe me reshje shiu do t\u00eb mbetet i pranish\u00ebm me nd\u00ebrprerje p\u00ebrgjat\u00eb pjes\u00ebs m\u00eb t\u00eb madhe t\u00eb jav\u00ebs s\u00eb ardhshme. 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M\u00eb posht\u00eb \u00ebsht\u00eb nj\u00eb pasqyr\u00eb e\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/360_F_175787501_Xm9Bjt2byTYJKPaNMHXiDgfjbTkKUAxs.jpg?fit=519%2C360&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":100148,"url":"https:\/\/www.shqiperia.com\/blog\/avokati-i-popullit-harron-hallet-e-popullit-kycet-ne-zyre-me-sekretaren-pasi-mbyllen-dyert-kercasin-gotat-pune-edhe-ne-oret-e-pasdites\/","url_meta":{"origin":71986,"position":4},"title":"Avokati i Popullit \u201charron\u201d hallet e popullit, ky\u00e7et n\u00eb zyr\u00eb me sekretaren, pasi mbyllen dyert \u2018k\u00ebrcasin\u2019 gotat. \u2018Pun\u00eb\u2019 edhe n\u00eb or\u00ebt e pasdites!","author":"Kurt Farka","date":"May 12, 2026","format":false,"excerpt":"12 Maji 2026 Nga OraNews. N\u00eb vend q\u00eb t\u00eb denoncoj\u00eb presionin, shantazhet, k\u00ebrc\u00ebnimet dhe abuzimet n\u00eb administrat\u00eb, Avokati i Popullit po p\u00ebrflitet gjithnj\u00eb e m\u00eb shum\u00eb p\u00ebr nj\u00eb klim\u00eb frike dhe tensioni brenda vet\u00eb institucionit. Dit\u00ebt e fundit, mediat jan\u00eb furnizuar me lajme se si po degradon institucioni kushtetues n\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Avokati-i-Popullit-Endrit-Shabani.png?fit=640%2C382&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Avokati-i-Popullit-Endrit-Shabani.png?fit=640%2C382&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Avokati-i-Popullit-Endrit-Shabani.png?fit=640%2C382&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":100300,"url":"https:\/\/www.shqiperia.com\/blog\/ish-ministrja-e-integrimit-klejda-gjosha-realizuta-do-te-kishte-vlere-nese-do-ti-jepej-fund-tenderave-pa-gare\/","url_meta":{"origin":71986,"position":5},"title":"Ish-ministrja e Integrimit Klejda Gjosha: – Realizuta do t\u00eb kishte vler\u00eb n\u00ebse do t\u2019i jepej fund tenderave pa gar\u00eb.","author":"Kurt Farka","date":"May 15, 2026","format":false,"excerpt":"15 Maji 2026 Ish-ministrja e Integrimit Klejda Gjosha \u00ebsht\u00eb shprehur skeptike p\u00ebr rezolut\u00ebn e BE q\u00eb u miratua dje n\u00eb Kuvend, me dakord\u00ebsine plot\u00eb t\u00eb opozit\u00ebs dhe mazhoranc\u00ebs. 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