{"id":6874,"date":"2018-05-01T09:08:13","date_gmt":"2018-05-01T09:08:13","guid":{"rendered":"http:\/\/www.shqiperia.com\/blog\/?p=6874"},"modified":"2018-05-01T09:08:49","modified_gmt":"2018-05-01T09:08:49","slug":"sa-eshte-jetegjatesia-e-nje-kartemonedhe-ne-shqiperi","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/sa-eshte-jetegjatesia-e-nje-kartemonedhe-ne-shqiperi\/","title":{"rendered":"Sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe n\u00eb Shqip\u00ebri? –"},"content":{"rendered":"

\"\"<\/p>\n

Sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe n\u00eb Shqip\u00ebri? M\u00eb pak se sa do t\u00eb mendonit<\/strong><\/p>\n

Paraja \u00ebsht\u00eb padyshim mjeti i cili do t\u00eb kaloj\u00eb n\u00eb duart e mij\u00ebra njer\u00ebzve n\u00eb nj\u00eb periudh\u00eb relativisht t\u00eb shkurt\u00ebr kohore. P\u00ebr \u00e7do transaksion q\u00eb b\u00ebhet jet\u00ebgjat\u00ebsia e paras\u00eb ulet, pasi procesi i nxjerrjes nga nj\u00eb xhep dhe futjes n\u00eb nj\u00eb ark\u00eb apo kulet\u00eb tjet\u00ebr shkakton konsumim t\u00eb materialit t\u00eb saj.<\/p>\n

A e keni pyetur ndonj\u00ebher\u00eb veten se sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia mesatare e nj\u00eb kart\u00ebmonedhe? Banka e Shqip\u00ebris\u00eb e ka shuar k\u00ebt\u00eb kureshtje, duke dh\u00ebn\u00eb disa shifra se sa mund t\u00eb jetoj\u00eb nj\u00eb 200 lek\u00ebsh, nj\u00eb 1000 lek\u00ebsh apo edhe nj\u00eb 5000 lek\u00ebsh.<\/p>\n

\"\"<\/p>\n

N\u00eb jet\u00ebgjat\u00ebsin\u00eb e nj\u00eb kart\u00ebmonedhe ndikojn\u00eb disa faktor\u00eb, nga t\u00eb cil\u00ebt ve\u00e7ojm\u00eb m\u00ebnyr\u00ebn e qarkullimit dhe trajtimin nga p\u00ebrdoruesit. Jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe lidhet edhe me vler\u00ebn nominale t\u00eb saj. P\u00ebrgjith\u00ebsisht, prerjet e vogla e kan\u00eb jet\u00ebgjat\u00ebsin\u00eb 2-3 vjet, prerjet e mesme 3-5 vjet, nd\u00ebrsa ato t\u00eb m\u00ebdha mbi 7 vjet.<\/p>\n

Nga pik\u00ebpamja e qarkullimit, kart\u00ebmonedhat me prerje t\u00eb vog\u00ebl m\u00eb s\u00eb shumti ngelen n\u00ebp\u00ebr dyqane dhe qarkullojn\u00eb disa her\u00eb deri n\u00eb momentin e depozitimit n\u00eb sportelet e bankave. Rikthimi i tyre n\u00eb sportelet e bankave kryhet kryesisht kur kart\u00ebmonedhat zbehen apo humbasin nj\u00eb pjes\u00eb t\u00eb cil\u00ebsive t\u00eb tyre. Kart\u00ebmonedhat me prerje t\u00eb madhe administrohen m\u00eb mir\u00eb nga p\u00ebrdoruesit, duke treguar m\u00eb tep\u00ebr kujdes n\u00eb p\u00ebrdorim sesa tek ato me prerje t\u00eb vog\u00ebl. Pra, sa m\u00eb e madhe vlera nominale, aq m\u00eb jet\u00ebgjat\u00eb edhe kart\u00ebmonedha.<\/p>\n

\"\"<\/p>\n

Gjat\u00eb vitit 2017, n\u00eb Bank\u00ebn e Shqip\u00ebris\u00eb u p\u00ebrpunuan rreth 109 milion\u00eb cop\u00eb kart\u00ebmonedha, t\u00eb cilat u kontrolluan p\u00ebr autenticitet dhe p\u00ebrshtatshm\u00ebri p\u00ebr riqarkullim. Nga p\u00ebrpunimi, rezultuan rreth 23.4 milion\u00eb cop\u00eb kart\u00ebmonedha t\u00eb pap\u00ebrshtatshme p\u00ebr p\u00ebrdorim, t\u00eb cilat u t\u00ebrhoq\u00ebn nga qarkullimi dhe rast pas rasti u z\u00ebvend\u00ebsuan me kart\u00ebmonedha t\u00eb reja. Koeficienti i qarkullimit t\u00eb kart\u00ebmonedh\u00ebs p\u00ebr vitin 2017 rezultoi n\u00eb vler\u00ebn 0.85, q\u00eb do t\u00eb thot\u00eb se nj\u00eb kart\u00ebmonedh\u00eb kthehet mesatarisht m\u00eb pak se nj\u00eb her\u00eb n\u00eb vit n\u00eb sportelet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb. Ky koeficient \u00ebsht\u00eb m\u00eb i lart\u00eb p\u00ebr prerjet 500 Lek\u00eb, 1000 Lek\u00eb dhe m\u00eb i vog\u00ebl p\u00ebr prerjet 5000 Lek\u00eb dhe 2000 Lek\u00eb, gj\u00eb q\u00eb tregon se k\u00ebto t\u00eb fundit kthehen m\u00eb rrall\u00eb n\u00eb sportelet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/p>\n

Burimi: SCAN.
\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe n\u00eb Shqip\u00ebri? M\u00eb pak se sa do t\u00eb mendonit Paraja \u00ebsht\u00eb padyshim mjeti i cili do t\u00eb kaloj\u00eb n\u00eb duart e mij\u00ebra njer\u00ebzve n\u00eb nj\u00eb periudh\u00eb relativisht t\u00eb shkurt\u00ebr kohore. P\u00ebr \u00e7do transaksion q\u00eb b\u00ebhet jet\u00ebgjat\u00ebsia e paras\u00eb ulet, pasi procesi i nxjerrjes nga nj\u00eb xhep dhe futjes n\u00eb […]<\/p>\n","protected":false},"author":9,"featured_media":6875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,10],"tags":[],"class_list":["post-6874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-kultura"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/05\/h-3.jpg?fit=655%2C349&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-1MS","jetpack-related-posts":[{"id":57625,"url":"https:\/\/www.shqiperia.com\/blog\/covid-19-ka-shkurtuar-me-shume-jetegjatesine-e-personave-qe-jetojne-ne-elbasan-dhe-tirane\/","url_meta":{"origin":6874,"position":0},"title":"Covid-19 ka shkurtuar m\u00eb shum\u00eb jet\u00ebgjat\u00ebsin\u00eb e personave q\u00eb jetojn\u00eb n\u00eb Elbasan dhe Tiran\u00eb","author":"Kurt Farka","date":"May 6, 2022","format":false,"excerpt":"Covid-19 ka shkurtuar m\u00eb shum\u00eb jet\u00ebgjat\u00ebsin\u00eb e personave q\u00eb jetojn\u00eb n\u00eb Elbasan dhe Tiran\u00eb - 04.05.22 Covid-19 si kudo n\u00eb Europ\u00eb i ndikoi negativisht normat e jet\u00ebgjat\u00ebsie, por n\u00eb Shqip\u00ebri, virusi duket se ka d\u00ebmtuar m\u00eb shum\u00eb jet\u00ebgjat\u00ebsin\u00eb n\u00eb personat q\u00eb jetojn\u00eb n\u00eb qendr\u00ebn e vendit, zon\u00eb e cila \u00ebsht\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/05\/italy-records-seven-month-low-in-daily-covid-19-deaths-1-770x433-1.jpg?fit=770%2C433&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/05\/italy-records-seven-month-low-in-daily-covid-19-deaths-1-770x433-1.jpg?fit=770%2C433&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/05\/italy-records-seven-month-low-in-daily-covid-19-deaths-1-770x433-1.jpg?fit=770%2C433&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/05\/italy-records-seven-month-low-in-daily-covid-19-deaths-1-770x433-1.jpg?fit=770%2C433&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":112663,"url":"https:\/\/www.shqiperia.com\/blog\/nafta-kap-rekorde-te-reja-ne-shqiperi-229-leke-nje-liter\/","url_meta":{"origin":6874,"position":1},"title":"Nafta kap rekorde t\u00eb reja n\u00eb Shqip\u00ebri: – 229 lek\u00eb nj\u00eb lit\u00ebr!","author":"Kurt Farka","date":"September 13, 2026","format":false,"excerpt":"13 Shtator 2026 \u00c7mimi i karburanteve n\u00eb tregun vendas ka p\u00ebsuar nj\u00eb tjet\u00ebr rritje t\u00eb fort\u00eb, duke iu afruar niveleve rekord t\u00eb sh\u00ebnuara gjat\u00eb kriz\u00ebs s\u00eb vitit 2022. Nafta sot tregtohet me 226\u2013229 lek\u00eb p\u00ebr lit\u00ebr, nga 219 lek\u00eb m\u00eb par\u00eb, me nj\u00eb rritje prej 7 deri n\u00eb 10 lek\u00ebsh.\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/IMG_6366.jpeg?fit=962%2C657&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/IMG_6366.jpeg?fit=962%2C657&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/IMG_6366.jpeg?fit=962%2C657&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/IMG_6366.jpeg?fit=962%2C657&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":53362,"url":"https:\/\/www.shqiperia.com\/blog\/pandemia-ul-jetegjatesine-e-shqiptareve-shifrat-tronditese\/","url_meta":{"origin":6874,"position":2},"title":"Pandemia ul jet\u00ebgjat\u00ebsin\u00eb e shqiptar\u00ebve. \u00a0Shifrat \u201ctrondit\u00ebse\u201d","author":"Kurt Farka","date":"January 21, 2022","format":false,"excerpt":"Pandemia ul jet\u00ebgjat\u00ebsin\u00eb e shqiptar\u00ebve. \u00a0Shifrat \u201ctrondit\u00ebse\u201d - 17.01.22 Shqiptar\u00ebt e viteve 1950 jetonin mesatarisht vet\u00ebm 54.4 vite sipas t\u00eb dh\u00ebnave zyrtare t\u00eb INSTAT, nd\u00ebrsa q\u00eb nga ajo koh\u00eb deri n\u00eb vitin 2020, jet\u00ebgjat\u00ebsia u rrit me 42%. Nj\u00eb shqiptar n\u00eb vitin 2020 jetoi mesatarisht 77.3 vite me nj\u00eb r\u00ebnie\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/Tirana-njerez-770x433-1.jpg?fit=770%2C433&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/Tirana-njerez-770x433-1.jpg?fit=770%2C433&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/Tirana-njerez-770x433-1.jpg?fit=770%2C433&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2022\/01\/Tirana-njerez-770x433-1.jpg?fit=770%2C433&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":105516,"url":"https:\/\/www.shqiperia.com\/blog\/jo-vetem-duke-numeruar-turistet-turizmi-nuk-mund-te-trajtohet-si-nje-industri-te-fortesh\/","url_meta":{"origin":6874,"position":3},"title":"\u201cJo vet\u00ebm duke num\u00ebruar turist\u00ebt\u201d. Turizmi nuk mund t\u00eb trajtohet si nj\u00eb \u201cindustri t\u00eb fort\u00ebsh\u201d","author":"Kurt Farka","date":"August 30, 2026","format":false,"excerpt":"30 Gusht 2026 Shqip\u00ebria po p\u00ebrjeton prej disa vitesh nj\u00eb rritje shum\u00eb t\u00eb fort\u00eb t\u00eb turizmit. Nga rreth 6.4 milion\u00eb hyrje t\u00eb shtetasve t\u00eb huaj n\u00eb vitin 2019, sot vendi pret mbi 12 milion\u00eb. Ky ndryshim nuk ka ardhur rast\u00ebsisht. Shqip\u00ebria ka p\u00ebrmir\u00ebsuar ndjesh\u00ebm imazhin e saj, \u00ebsht\u00eb promovuar m\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/OIP-2.webp?fit=474%2C316&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":105367,"url":"https:\/\/www.shqiperia.com\/blog\/turizmi-nuk-eshte-industri-te-fortesh-as-nuk-behet-vetem-duke-numeruar-te-huajt-qe-hyjne-ne-vend\/","url_meta":{"origin":6874,"position":4},"title":"Turizmi nuk \u00ebsht\u00eb \u201cindustri t\u00eb fort\u00ebsh\u201d, as nuk b\u00ebhet vet\u00ebm duke num\u00ebruar t\u00eb huajt q\u00eb hyjn\u00eb n\u00eb vend","author":"Kurt Farka","date":"August 28, 2026","format":false,"excerpt":"28 Gusht 2026 Shqip\u00ebria po p\u00ebrjeton prej disa vitesh nj\u00eb rritje shum\u00eb t\u00eb fort\u00eb t\u00eb turizmit. 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Shqip\u00ebria ka p\u00ebrmir\u00ebsuar ndjesh\u00ebm imazhin e saj, \u00ebsht\u00eb promovuar m\u00eb\u2026","rel":"","context":"In "Kultura"","block_context":{"text":"Kultura","link":"https:\/\/www.shqiperia.com\/blog\/category\/kultura\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kallithea-kassandra-halkidiki-53.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kallithea-kassandra-halkidiki-53.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kallithea-kassandra-halkidiki-53.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kallithea-kassandra-halkidiki-53.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kallithea-kassandra-halkidiki-53.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100554,"url":"https:\/\/www.shqiperia.com\/blog\/fati-i-martinajt-gazetari-ata-qe-organizuan-rrembimin-e-tij-ishin-aq-shume-sa-mund-te-pushtonin-parlamentin\/","url_meta":{"origin":6874,"position":5},"title":"Fati i Martinajt\/ Gazetari: – Ata q\u00eb organizuan rr\u00ebmbimin e tij ishin aq shum\u00eb sa mund t\u00eb pushtonin parlamentin\u2026","author":"Kurt Farka","date":"May 22, 2026","format":false,"excerpt":"22 Maji 2026 Gazetari Ferdinand Dervishi ka folur p\u00ebr zhdukjen e Ervis Martinajt. Sipas gazetarit ka nj\u00eb sabotim t\u00eb mir\u00eborganizuar q\u00eb ngjarja t\u00eb mbetet n\u00eb err\u00ebsir\u00eb. 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