{"id":6874,"date":"2018-05-01T09:08:13","date_gmt":"2018-05-01T09:08:13","guid":{"rendered":"http:\/\/www.shqiperia.com\/blog\/?p=6874"},"modified":"2018-05-01T09:08:49","modified_gmt":"2018-05-01T09:08:49","slug":"sa-eshte-jetegjatesia-e-nje-kartemonedhe-ne-shqiperi","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/sa-eshte-jetegjatesia-e-nje-kartemonedhe-ne-shqiperi\/","title":{"rendered":"Sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe n\u00eb Shqip\u00ebri? –"},"content":{"rendered":"

\"\"<\/p>\n

Sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe n\u00eb Shqip\u00ebri? M\u00eb pak se sa do t\u00eb mendonit<\/strong><\/p>\n

Paraja \u00ebsht\u00eb padyshim mjeti i cili do t\u00eb kaloj\u00eb n\u00eb duart e mij\u00ebra njer\u00ebzve n\u00eb nj\u00eb periudh\u00eb relativisht t\u00eb shkurt\u00ebr kohore. P\u00ebr \u00e7do transaksion q\u00eb b\u00ebhet jet\u00ebgjat\u00ebsia e paras\u00eb ulet, pasi procesi i nxjerrjes nga nj\u00eb xhep dhe futjes n\u00eb nj\u00eb ark\u00eb apo kulet\u00eb tjet\u00ebr shkakton konsumim t\u00eb materialit t\u00eb saj.<\/p>\n

A e keni pyetur ndonj\u00ebher\u00eb veten se sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia mesatare e nj\u00eb kart\u00ebmonedhe? Banka e Shqip\u00ebris\u00eb e ka shuar k\u00ebt\u00eb kureshtje, duke dh\u00ebn\u00eb disa shifra se sa mund t\u00eb jetoj\u00eb nj\u00eb 200 lek\u00ebsh, nj\u00eb 1000 lek\u00ebsh apo edhe nj\u00eb 5000 lek\u00ebsh.<\/p>\n

\"\"<\/p>\n

N\u00eb jet\u00ebgjat\u00ebsin\u00eb e nj\u00eb kart\u00ebmonedhe ndikojn\u00eb disa faktor\u00eb, nga t\u00eb cil\u00ebt ve\u00e7ojm\u00eb m\u00ebnyr\u00ebn e qarkullimit dhe trajtimin nga p\u00ebrdoruesit. Jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe lidhet edhe me vler\u00ebn nominale t\u00eb saj. P\u00ebrgjith\u00ebsisht, prerjet e vogla e kan\u00eb jet\u00ebgjat\u00ebsin\u00eb 2-3 vjet, prerjet e mesme 3-5 vjet, nd\u00ebrsa ato t\u00eb m\u00ebdha mbi 7 vjet.<\/p>\n

Nga pik\u00ebpamja e qarkullimit, kart\u00ebmonedhat me prerje t\u00eb vog\u00ebl m\u00eb s\u00eb shumti ngelen n\u00ebp\u00ebr dyqane dhe qarkullojn\u00eb disa her\u00eb deri n\u00eb momentin e depozitimit n\u00eb sportelet e bankave. Rikthimi i tyre n\u00eb sportelet e bankave kryhet kryesisht kur kart\u00ebmonedhat zbehen apo humbasin nj\u00eb pjes\u00eb t\u00eb cil\u00ebsive t\u00eb tyre. Kart\u00ebmonedhat me prerje t\u00eb madhe administrohen m\u00eb mir\u00eb nga p\u00ebrdoruesit, duke treguar m\u00eb tep\u00ebr kujdes n\u00eb p\u00ebrdorim sesa tek ato me prerje t\u00eb vog\u00ebl. Pra, sa m\u00eb e madhe vlera nominale, aq m\u00eb jet\u00ebgjat\u00eb edhe kart\u00ebmonedha.<\/p>\n

\"\"<\/p>\n

Gjat\u00eb vitit 2017, n\u00eb Bank\u00ebn e Shqip\u00ebris\u00eb u p\u00ebrpunuan rreth 109 milion\u00eb cop\u00eb kart\u00ebmonedha, t\u00eb cilat u kontrolluan p\u00ebr autenticitet dhe p\u00ebrshtatshm\u00ebri p\u00ebr riqarkullim. Nga p\u00ebrpunimi, rezultuan rreth 23.4 milion\u00eb cop\u00eb kart\u00ebmonedha t\u00eb pap\u00ebrshtatshme p\u00ebr p\u00ebrdorim, t\u00eb cilat u t\u00ebrhoq\u00ebn nga qarkullimi dhe rast pas rasti u z\u00ebvend\u00ebsuan me kart\u00ebmonedha t\u00eb reja. Koeficienti i qarkullimit t\u00eb kart\u00ebmonedh\u00ebs p\u00ebr vitin 2017 rezultoi n\u00eb vler\u00ebn 0.85, q\u00eb do t\u00eb thot\u00eb se nj\u00eb kart\u00ebmonedh\u00eb kthehet mesatarisht m\u00eb pak se nj\u00eb her\u00eb n\u00eb vit n\u00eb sportelet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb. Ky koeficient \u00ebsht\u00eb m\u00eb i lart\u00eb p\u00ebr prerjet 500 Lek\u00eb, 1000 Lek\u00eb dhe m\u00eb i vog\u00ebl p\u00ebr prerjet 5000 Lek\u00eb dhe 2000 Lek\u00eb, gj\u00eb q\u00eb tregon se k\u00ebto t\u00eb fundit kthehen m\u00eb rrall\u00eb n\u00eb sportelet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/p>\n

Burimi: SCAN.
\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Sa \u00ebsht\u00eb jet\u00ebgjat\u00ebsia e nj\u00eb kart\u00ebmonedhe n\u00eb Shqip\u00ebri? M\u00eb pak se sa do t\u00eb mendonit Paraja \u00ebsht\u00eb padyshim mjeti i cili do t\u00eb kaloj\u00eb n\u00eb duart e mij\u00ebra njer\u00ebzve n\u00eb nj\u00eb periudh\u00eb relativisht t\u00eb shkurt\u00ebr kohore. P\u00ebr \u00e7do transaksion q\u00eb b\u00ebhet jet\u00ebgjat\u00ebsia e paras\u00eb ulet, pasi procesi i nxjerrjes nga nj\u00eb xhep dhe futjes n\u00eb […]<\/p>\n","protected":false},"author":9,"featured_media":6875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,10],"tags":[],"class_list":["post-6874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-kultura"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2018\/05\/h-3.jpg?fit=655%2C349&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-1MS","jetpack-related-posts":[{"id":100164,"url":"https:\/\/www.shqiperia.com\/blog\/alarm-apo-histori-e-harruar-rasti-i-pare-i-hantavirus-ne-shqiperi\/","url_meta":{"origin":6874,"position":0},"title":"Alarm apo histori e harruar? – Rasti i par\u00eb i Hantavirus n\u00eb Shqip\u00ebri","author":"Kurt Farka","date":"May 12, 2026","format":false,"excerpt":"12 Maji 2026 Nj\u00eb rast i Hantavirus \u00ebsht\u00eb identifikuar n\u00eb Shqip\u00ebri q\u00eb rreth kat\u00ebr dekada m\u00eb par\u00eb, duke treguar se prania e k\u00ebtij virusi n\u00eb vend nuk \u00ebsht\u00eb nj\u00eb fenomen i ri, por nj\u00eb realitet i dokumentuar q\u00eb prej viteve \u201980. 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