{"id":26870,"date":"2019-10-11T09:00:27","date_gmt":"2019-10-11T09:00:27","guid":{"rendered":"https:\/\/www.shqiperia.com\/blog\/?p=26870"},"modified":"2019-10-11T09:00:27","modified_gmt":"2019-10-11T09:00:27","slug":"banka-e-shqiperise-papunesia-u-shtua-te-ardhurat-e-shqiptareve-rane-ndjeshem","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/banka-e-shqiperise-papunesia-u-shtua-te-ardhurat-e-shqiptareve-rane-ndjeshem\/","title":{"rendered":"Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm. –"},"content":{"rendered":"

\"\"<\/p>\n

Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm<\/p>\n

11\/10\/2019<\/p>\n

Mbi 2000 familje t\u00eb vrojtuara nga Banka e Shqip\u00ebris\u00eb raportuan r\u00ebnie t\u00eb pun\u00ebsimit, t\u00eb ardhurave dhe shpenzimeve n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit.<\/p>\n

Rezultatet e vrojtimit treguan se niveli i p\u00ebrgjithsh\u00ebm i t\u00eb ardhurave dhe shpenzimeve t\u00eb familjeve ka rezultuar n\u00eb r\u00ebnie gjat\u00eb periudh\u00ebs. Gjithsesi, r\u00ebnia e shpenzimeve ka qen\u00eb disi m\u00eb e theksuar se r\u00ebnia e t\u00eb ardhurave, duke sjell\u00eb nj\u00eb p\u00ebrmir\u00ebsim t\u00eb leht\u00eb t\u00eb balanc\u00ebs financiare (t\u00eb ardhura-shpenzime) t\u00eb familjeve.<\/p>\n

Gjat\u00eb periudh\u00ebs, numri total i t\u00eb pun\u00ebsuarve n\u00eb kampionin e vrojtuar ka sh\u00ebnuar r\u00ebnie krahasuar me gjasht\u00ebmujorin e kaluar dhe me nj\u00eb vit m\u00eb par\u00eb. Nj\u00eb terma vjetor\u00eb, r\u00ebnia ka ardhur nga r\u00ebnia e numrit t\u00eb t\u00eb vet\u00ebpun\u00ebsuarve, nd\u00ebrkoh\u00eb q\u00eb pun\u00ebsimi n\u00eb sektor\u00ebt e tjer\u00eb ka rezultuar n\u00eb rritje.Indeksi i t\u00eb ardhurave t\u00eb familjeve sh\u00ebnoi 108.6 % n\u00eb 6mujorin e par\u00eb 2019 nga 113.5% q\u00eb ishte n\u00eb fund t\u00eb vitit 2018 n\u00eb raportin me (indeksi 100 % n\u00eb vitin 2010).<\/p>\n

\"\"<\/p>\n

1 \/ 1<\/p>\n

Gjithashtu indeksi i shpenzimeve n\u00eb pjes\u00ebn e par\u00eb t\u00eb vitit arriti n\u00eb 109.1 % nga 11.6% n\u00eb fund t\u00eb vitit.<\/p>\n

N\u00ebse analizohet ecuria e t\u00eb ardhurave dhe shpenzimeve t\u00eb familjeve huamarr\u00ebse, konstatohet se ecuria e indekseve t\u00eb t\u00eb ardhurave dhe shpenzimeve ka qen\u00eb n\u00eb r\u00ebnie gjat\u00eb periudh\u00ebs, por r\u00ebnia e t\u00eb ardhurave ka qen\u00eb disi m\u00eb e theksuar.<\/p>\n

Vrojtimi i gjendjes financiare dhe huamarrjes s\u00eb familjeve kryhet \u00e7do gjasht\u00eb muaj, mbi nj\u00eb kampion rast\u00ebsor prej 2010 familjesh, me shp\u00ebrndarje n\u00eb t\u00eb gjith\u00eb vendin.<\/p>\n

Vrojtimi i radh\u00ebs i referohet zhvillimeve n\u00eb gjasht\u00ebmujorin e par\u00eb t\u00eb vitit 2019 dhe pritjeve p\u00ebr gjasht\u00ebmujorin e dyt\u00eb t\u00eb tij. Rreth 90% e familjeve t\u00eb kampionit t\u00eb p\u00ebrzgjedhur kan\u00eb marr\u00eb pjes\u00eb n\u00eb procesin e vrojtimit. Rreth 56% e tyre banojn\u00eb n\u00eb zonat urbane dhe 44% n\u00eb zonat rurale t\u00eb vendit.<\/p>\n

K\u00ebrkesa p\u00ebr huamarrje e familjeve vijon t\u00eb mbetet e moderuar. Sipas vrojtimit, rreth 67% e t\u00eb p\u00ebrgjigjurve kan\u00eb deklaruar se \u201cnuk presin t\u00eb marrin hua t\u00eb re n\u00eb 6-mujorin e ardhsh\u00ebm\u201c. indeksi i mund\u00ebsis\u00eb p\u00ebr t\u00eb marr\u00eb nj\u00eb hua t\u00eb re ka rezultuar 0.149, dhe ka sh\u00ebnuar r\u00ebnie krahasuar me vrojtimin e<\/p>\n

Ngarkesa me borxh e familjeve mbetet ka shfaqur prirje r\u00ebn\u00ebse. Nga vrojtimi i gjendjes financiare dhe huamarrjes s\u00eb familjeve rezulton se n\u00eb fund t\u00eb gjasht\u00ebmujorit t\u00eb par\u00eb 2019, rreth 24% e familjeve shqiptare t\u00eb vrojtuara kan\u00eb t\u00eb pakt\u00ebn nj\u00eb borxh p\u00ebr t\u00eb paguar. Kjo pesh\u00eb ka rezultuar n\u00eb r\u00ebnie n\u00eb tre gjasht\u00ebmujor\u00ebt e fundit dhe \u00ebsht\u00eb 5 pik\u00eb p\u00ebrqindjeje n\u00ebn mesataren historike (q\u00eb prej vitit 2010).\/MONITOR<\/p>\n

\u00a9 SYRI.net<\/p>\n","protected":false},"excerpt":{"rendered":"

Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm 11\/10\/2019 Mbi 2000 familje t\u00eb vrojtuara nga Banka e Shqip\u00ebris\u00eb raportuan r\u00ebnie t\u00eb pun\u00ebsimit, t\u00eb ardhurave dhe shpenzimeve n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit. Rezultatet e vrojtimit treguan se niveli i p\u00ebrgjithsh\u00ebm i t\u00eb ardhurave dhe shpenzimeve t\u00eb familjeve ka rezultuar n\u00eb […]<\/p>\n","protected":false},"author":9,"featured_media":26871,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,35],"tags":[],"class_list":["post-26870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/10\/Banka-e-Shqiperise.png?fit=900%2C492&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-6Zo","jetpack-related-posts":[{"id":101801,"url":"https:\/\/www.shqiperia.com\/blog\/euro-bie-ne-93-leke-raporti-ne-2025-en-buxheti-humbi-100-mln-e-nga-kursi-i-kembimit\/","url_meta":{"origin":26870,"position":0},"title":"Euro bie n\u00eb 93 lek\u00eb, raporti: = N\u00eb 2025-\u00ebn buxheti humbi 100 mln \u20ac nga kursi i k\u00ebmbimit","author":"Kurt Farka","date":"June 25, 2026","format":false,"excerpt":"25 Qershor 2026 Nga. Eliza Gjediku\u00a0 Valutat po njohin nj\u00eb r\u00ebnie t\u00eb fort\u00eb edhe p\u00ebrgjat\u00eb k\u00ebtij viti. Euro ka prekur nivelin prej 93 lek\u00eb n\u00eb dy dit\u00ebt e fundit, dhe gjasat jan\u00eb q\u00eb zhvler\u00ebsimi t\u00eb vijoj\u00eb p\u00ebr shkak t\u00eb sezonit veror. Kursi i k\u00ebmbimit po d\u00ebmton eksportuesit por nj\u00ebkoh\u00ebsisht ka\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/1780236144_euro.jpg?fit=780%2C440&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/1780236144_euro.jpg?fit=780%2C440&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/1780236144_euro.jpg?fit=780%2C440&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/1780236144_euro.jpg?fit=780%2C440&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100582,"url":"https:\/\/www.shqiperia.com\/blog\/a-do-te-vazhdojne-te-rriten-qirate-ne-vend-eksperti-po-shkojme-drejt-nje-brezi-qe-sdo-te-bleje-kurre-nje-shtepi\/","url_meta":{"origin":26870,"position":1},"title":"A do t\u00eb vazhdojn\u00eb t\u00eb rriten qirat\u00eb n\u00eb vend? Eksperti: – Po shkojm\u00eb drejt nj\u00eb brezi q\u00eb s\u2019do t\u00eb blej\u00eb kurr\u00eb nj\u00eb sht\u00ebpi","author":"Kurt Farka","date":"May 22, 2026","format":false,"excerpt":"22 Maji 2026 Ekspoerti i ekonomis\u00eb, Ergis Sefa, i ftuar n\u00eb nje interviste televizive, ka ngritur alarmin p\u00ebr rritjen e vazhdueshme t\u00eb qirave dhe kostos s\u00eb jetes\u00ebs n\u00eb Tiran\u00eb, duke paralajm\u00ebruar se situata pritet t\u00eb r\u00ebndohet edhe m\u00eb shum\u00eb gjat\u00eb muajve t\u00eb ardhsh\u00ebm. Sipas tij, qirat\u00eb do t\u00eb vazhdojn\u00eb t\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100339,"url":"https:\/\/www.shqiperia.com\/blog\/cfare-ndodh-kur-vdekjet-tejkalojne-lindjet\/","url_meta":{"origin":26870,"position":2},"title":"\u00c7far\u00eb ndodh kur vdekjet tejkalojn\u00eb lindjet?","author":"Kurt Farka","date":"May 16, 2026","format":false,"excerpt":"16 Maji 2026 N\u00eb Japoni, tashm\u00eb ka kompani q\u00eb specializohen n\u00eb pastrimin e apartamenteve t\u00eb t\u00eb moshuarve q\u00eb kan\u00eb vdekur vet\u00ebm dhe jan\u00eb zbuluar jav\u00eb apo muaj m\u00eb von\u00eb, nd\u00ebrsa shitjet e pelenave p\u00ebr t\u00eb rritur kan\u00eb tejkaluar shitjet e pelenave p\u00ebr f\u00ebmij\u00eb p\u00ebr m\u00eb shum\u00eb se nj\u00eb dekad\u00eb. N\u00eb\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-02-192700-1024x573-1.jpg?fit=1024%2C573&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-02-192700-1024x573-1.jpg?fit=1024%2C573&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-02-192700-1024x573-1.jpg?fit=1024%2C573&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-02-192700-1024x573-1.jpg?fit=1024%2C573&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100503,"url":"https:\/\/www.shqiperia.com\/blog\/60-mije-nxenes-me-pak-instat-publikon-te-dhenat-krahasimi-me-4-vite-me-pare-bie-numri-i-te-diplomuarve-ne-arsimin-parauniversitar\/","url_meta":{"origin":26870,"position":3},"title":"60 MIJ\u00cb NX\u00cbN\u00cbS M\u00cb PAK! INSTAT publikon t\u00eb dh\u00ebnat, krahasimi me 4 vite m\u00eb par\u00eb! – Bie numri i t\u00eb diplomuarve n\u00eb arsimin parauniversitar","author":"Kurt Farka","date":"May 20, 2026","format":false,"excerpt":"20 Maji 2026 R\u00ebnia e numrit t\u00eb nx\u00ebn\u00ebsve q\u00eb p\u00ebrfundojn\u00eb shkoll\u00ebn po shnd\u00ebrrohet nj\u00eb sfid\u00eb p\u00ebr arsimin parauniversitar. Sipas t\u00eb dh\u00ebnave zyrtare nga\u00a0INSTAT\u00a0n\u00eb vitin shkollor 2024-2025 n\u00eb institucionet publike dhe jopublike t\u00eb vendit u diplomuan n\u00eb total 82.640 nx\u00ebn\u00ebs dhe student\u00eb me nj\u00eb r\u00ebnie t\u00eb leht\u00eb nga viti paraardh\u00ebs, por\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/images-3.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":100659,"url":"https:\/\/www.shqiperia.com\/blog\/ekspertet-ngrene-alarmin-popullsia-e-tokes-mund-te-pergjysmohet-deri-ne-vitin-2064-shkak-pandemite-ndryshimet-klimatike-dhe\/","url_meta":{"origin":26870,"position":4},"title":"Ekspert\u00ebt ngren\u00eb alarmin\/ Popullsia e Tok\u00ebs mund t\u00eb p\u00ebrgjysmohet deri n\u00eb vitin 2064, shkak pandemit\u00eb, ndryshimet klimatike dhe\u2026","author":"Kurt Farka","date":"May 26, 2026","format":false,"excerpt":"26 Maji 2026 Ekspert\u00ebt paralajm\u00ebrojn\u00eb se popullsia e Tok\u00ebs mund t\u00eb p\u00ebrgjysmohet deri n\u00eb vitin 2064, si pasoj\u00eb e krizave globale si ndryshimet klimatike, pandemit\u00eb, konfliktet apo mungesa e burimeve. Sipas nj\u00eb studimi t\u00eb publikuar n\u00eb revist\u00ebn shkencore Chaos, Solitons & Fractals, studiuesit nga Universiteti i Milanit analizuan rritjen e\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/toka_sd-1.webp?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/toka_sd-1.webp?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/toka_sd-1.webp?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/toka_sd-1.webp?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/toka_sd-1.webp?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100161,"url":"https:\/\/www.shqiperia.com\/blog\/agjencia-telegrafike-me-ekspozite-shpalos-historine-e-lajmit-shqiptar\/","url_meta":{"origin":26870,"position":5},"title":"Agjencia Telegrafike me ekspozit\u00eb shpalos historin\u00eb e lajmit shqiptar","author":"Kurt Farka","date":"May 12, 2026","format":false,"excerpt":"12 Maji 2026 Ekspozita e Agjencis\u00eb Telegrafike duket se po zgjon kureshtje jo t\u00eb vog\u00ebl. Agjencia raporton se qindra turist\u00eb t\u00eb huaj jan\u00eb ndalur t\u00eb vizitojn\u00eb me k\u00ebrsh\u00ebri ekspozit\u00ebn e \u00e7elur n\u00eb Kalan\u00eb e Tiran\u00ebs nga Agjencia Telegrafike Shqiptare, me tem\u00eb \u201cATSH \u2013 Nj\u00eb rrug\u00ebtim n\u00eb historin\u00eb e lajmit shqiptar\u201d.\u2026","rel":"","context":"In "Kultura"","block_context":{"text":"Kultura","link":"https:\/\/www.shqiperia.com\/blog\/category\/kultura\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/0dac2990-5481-4e1a-bc5f-856643659817.jpg?fit=870%2C519&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/26870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=26870"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/26870\/revisions"}],"predecessor-version":[{"id":26873,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/26870\/revisions\/26873"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/26871"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=26870"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=26870"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=26870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}