{"id":26870,"date":"2019-10-11T09:00:27","date_gmt":"2019-10-11T09:00:27","guid":{"rendered":"https:\/\/www.shqiperia.com\/blog\/?p=26870"},"modified":"2019-10-11T09:00:27","modified_gmt":"2019-10-11T09:00:27","slug":"banka-e-shqiperise-papunesia-u-shtua-te-ardhurat-e-shqiptareve-rane-ndjeshem","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/banka-e-shqiperise-papunesia-u-shtua-te-ardhurat-e-shqiptareve-rane-ndjeshem\/","title":{"rendered":"Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm. –"},"content":{"rendered":"

\"\"<\/p>\n

Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm<\/p>\n

11\/10\/2019<\/p>\n

Mbi 2000 familje t\u00eb vrojtuara nga Banka e Shqip\u00ebris\u00eb raportuan r\u00ebnie t\u00eb pun\u00ebsimit, t\u00eb ardhurave dhe shpenzimeve n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit.<\/p>\n

Rezultatet e vrojtimit treguan se niveli i p\u00ebrgjithsh\u00ebm i t\u00eb ardhurave dhe shpenzimeve t\u00eb familjeve ka rezultuar n\u00eb r\u00ebnie gjat\u00eb periudh\u00ebs. Gjithsesi, r\u00ebnia e shpenzimeve ka qen\u00eb disi m\u00eb e theksuar se r\u00ebnia e t\u00eb ardhurave, duke sjell\u00eb nj\u00eb p\u00ebrmir\u00ebsim t\u00eb leht\u00eb t\u00eb balanc\u00ebs financiare (t\u00eb ardhura-shpenzime) t\u00eb familjeve.<\/p>\n

Gjat\u00eb periudh\u00ebs, numri total i t\u00eb pun\u00ebsuarve n\u00eb kampionin e vrojtuar ka sh\u00ebnuar r\u00ebnie krahasuar me gjasht\u00ebmujorin e kaluar dhe me nj\u00eb vit m\u00eb par\u00eb. Nj\u00eb terma vjetor\u00eb, r\u00ebnia ka ardhur nga r\u00ebnia e numrit t\u00eb t\u00eb vet\u00ebpun\u00ebsuarve, nd\u00ebrkoh\u00eb q\u00eb pun\u00ebsimi n\u00eb sektor\u00ebt e tjer\u00eb ka rezultuar n\u00eb rritje.Indeksi i t\u00eb ardhurave t\u00eb familjeve sh\u00ebnoi 108.6 % n\u00eb 6mujorin e par\u00eb 2019 nga 113.5% q\u00eb ishte n\u00eb fund t\u00eb vitit 2018 n\u00eb raportin me (indeksi 100 % n\u00eb vitin 2010).<\/p>\n

\"\"<\/p>\n

1 \/ 1<\/p>\n

Gjithashtu indeksi i shpenzimeve n\u00eb pjes\u00ebn e par\u00eb t\u00eb vitit arriti n\u00eb 109.1 % nga 11.6% n\u00eb fund t\u00eb vitit.<\/p>\n

N\u00ebse analizohet ecuria e t\u00eb ardhurave dhe shpenzimeve t\u00eb familjeve huamarr\u00ebse, konstatohet se ecuria e indekseve t\u00eb t\u00eb ardhurave dhe shpenzimeve ka qen\u00eb n\u00eb r\u00ebnie gjat\u00eb periudh\u00ebs, por r\u00ebnia e t\u00eb ardhurave ka qen\u00eb disi m\u00eb e theksuar.<\/p>\n

Vrojtimi i gjendjes financiare dhe huamarrjes s\u00eb familjeve kryhet \u00e7do gjasht\u00eb muaj, mbi nj\u00eb kampion rast\u00ebsor prej 2010 familjesh, me shp\u00ebrndarje n\u00eb t\u00eb gjith\u00eb vendin.<\/p>\n

Vrojtimi i radh\u00ebs i referohet zhvillimeve n\u00eb gjasht\u00ebmujorin e par\u00eb t\u00eb vitit 2019 dhe pritjeve p\u00ebr gjasht\u00ebmujorin e dyt\u00eb t\u00eb tij. Rreth 90% e familjeve t\u00eb kampionit t\u00eb p\u00ebrzgjedhur kan\u00eb marr\u00eb pjes\u00eb n\u00eb procesin e vrojtimit. Rreth 56% e tyre banojn\u00eb n\u00eb zonat urbane dhe 44% n\u00eb zonat rurale t\u00eb vendit.<\/p>\n

K\u00ebrkesa p\u00ebr huamarrje e familjeve vijon t\u00eb mbetet e moderuar. Sipas vrojtimit, rreth 67% e t\u00eb p\u00ebrgjigjurve kan\u00eb deklaruar se \u201cnuk presin t\u00eb marrin hua t\u00eb re n\u00eb 6-mujorin e ardhsh\u00ebm\u201c. indeksi i mund\u00ebsis\u00eb p\u00ebr t\u00eb marr\u00eb nj\u00eb hua t\u00eb re ka rezultuar 0.149, dhe ka sh\u00ebnuar r\u00ebnie krahasuar me vrojtimin e<\/p>\n

Ngarkesa me borxh e familjeve mbetet ka shfaqur prirje r\u00ebn\u00ebse. Nga vrojtimi i gjendjes financiare dhe huamarrjes s\u00eb familjeve rezulton se n\u00eb fund t\u00eb gjasht\u00ebmujorit t\u00eb par\u00eb 2019, rreth 24% e familjeve shqiptare t\u00eb vrojtuara kan\u00eb t\u00eb pakt\u00ebn nj\u00eb borxh p\u00ebr t\u00eb paguar. Kjo pesh\u00eb ka rezultuar n\u00eb r\u00ebnie n\u00eb tre gjasht\u00ebmujor\u00ebt e fundit dhe \u00ebsht\u00eb 5 pik\u00eb p\u00ebrqindjeje n\u00ebn mesataren historike (q\u00eb prej vitit 2010).\/MONITOR<\/p>\n

\u00a9 SYRI.net<\/p>\n","protected":false},"excerpt":{"rendered":"

Banka e Shqip\u00ebris\u00eb: Papun\u00ebsia u shtua, t\u00eb ardhurat e shqiptar\u00ebve ran\u00eb ndjesh\u00ebm 11\/10\/2019 Mbi 2000 familje t\u00eb vrojtuara nga Banka e Shqip\u00ebris\u00eb raportuan r\u00ebnie t\u00eb pun\u00ebsimit, t\u00eb ardhurave dhe shpenzimeve n\u00eb gjasht\u00eb muajt e par\u00eb t\u00eb vitit. Rezultatet e vrojtimit treguan se niveli i p\u00ebrgjithsh\u00ebm i t\u00eb ardhurave dhe shpenzimeve t\u00eb familjeve ka rezultuar n\u00eb […]<\/p>\n","protected":false},"author":9,"featured_media":26871,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,1,35],"tags":[],"class_list":["post-26870","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-njoftime-shtypi","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2019\/10\/Banka-e-Shqiperise.png?fit=900%2C492&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-6Zo","jetpack-related-posts":[{"id":103519,"url":"https:\/\/www.shqiperia.com\/blog\/fitimet-e-ekonomise-shqiptare-bien-me-12-ne-2025\/","url_meta":{"origin":26870,"position":0},"title":"fitimet e ekonomis\u00eb shqiptare bien me 12% n\u00eb 2025","author":"Kurt Farka","date":"July 31, 2026","format":false,"excerpt":"31 Korrik 2026 Fitimi operativ bruto i ekonomis\u00eb shqiptare ka sh\u00ebnuar nj\u00eb rritje t\u00eb fort\u00eb pas pandemis\u00eb, por t\u00eb dh\u00ebnat e vitit 2025 tregojn\u00eb fitimet i jan\u00eb kthyer r\u00ebnies. Fitimi operativ bruto n\u00eb ekonomi mat t\u00eb ardhurat q\u00eb u mbeten prodhuesve nga aktiviteti ekonomik, pasi jan\u00eb paguar punonj\u00ebsit dhe kostot\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/640-0-12e0ced84e5d11cdae27b598bcfda83d.jpg?fit=640%2C336&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/640-0-12e0ced84e5d11cdae27b598bcfda83d.jpg?fit=640%2C336&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/07\/640-0-12e0ced84e5d11cdae27b598bcfda83d.jpg?fit=640%2C336&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":104174,"url":"https:\/\/www.shqiperia.com\/blog\/euro-93-07-leke\/","url_meta":{"origin":26870,"position":1},"title":"Euro 93.07 lek\u00eb","author":"Kurt Farka","date":"August 10, 2026","format":false,"excerpt":"10 Gusht 2026 Krahasuar me nivelin m\u00eb t\u00eb lart\u00eb historik, prej 140.4 lek\u00ebsh, t\u00eb arritur n\u00eb shkurt t\u00eb vitit 2011, euro k\u00ebmbehet me 47.5 lek\u00eb m\u00eb pak, me nj\u00eb r\u00ebnie prej 34%. Monedha e p\u00ebrbashk\u00ebt ka sh\u00ebnuar nj\u00eb tjet\u00ebr r\u00ebnie n\u00eb tregun e brendsh\u00ebm valutor gjat\u00eb dit\u00ebs s\u00eb sotme, duke\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/640-0-410eb219b20ada053ba73ced0a9e4da6.jpg?fit=640%2C430&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/640-0-410eb219b20ada053ba73ced0a9e4da6.jpg?fit=640%2C430&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/640-0-410eb219b20ada053ba73ced0a9e4da6.jpg?fit=640%2C430&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":104583,"url":"https:\/\/www.shqiperia.com\/blog\/shqiperia-po-de-industrializohet-me-renien-me-te-forte-te-prodhimit-ne-europe-pas-ukraines\/","url_meta":{"origin":26870,"position":2},"title":"Shqip\u00ebria po de-industrializohet, me r\u00ebnien m\u00eb t\u00eb fort\u00eb t\u00eb prodhimit n\u00eb Europ\u00eb pas Ukrain\u00ebs","author":"Kurt Farka","date":"August 17, 2026","format":false,"excerpt":"17 Gusht 2026 Industria dhe zhvillimi i saj jan\u00eb nj\u00eb hap i domosdosh\u00ebm p\u00ebr t\u00eb \u00e7uar nj\u00eb vend drejt prosperitetit. 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T\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Ecuri-renie-krize-976-1.jpg?fit=1200%2C887&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Ecuri-renie-krize-976-1.jpg?fit=1200%2C887&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Ecuri-renie-krize-976-1.jpg?fit=1200%2C887&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Ecuri-renie-krize-976-1.jpg?fit=1200%2C887&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/Ecuri-renie-krize-976-1.jpg?fit=1200%2C887&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":103571,"url":"https:\/\/www.shqiperia.com\/blog\/tregu-i-pronave-ne-shqiperi-cmimet-rriten-me-shpejt-se-pagat-rrezik-mbivleresimi\/","url_meta":{"origin":26870,"position":3},"title":"Tregu i pronave n\u00eb Shqip\u00ebri\/ \u00c7mimet rriten m\u00eb shpejt se pagat, rrezik mbivler\u00ebsimi","author":"Kurt Farka","date":"August 1, 2026","format":false,"excerpt":"1 Gusht 2026 A \u00ebsht\u00eb tregu imobiliar shqiptar n\u00eb nj\u00eb fllusk\u00eb, apo rritja e \u00e7mimeve mb\u00ebshtetet ende nga faktor\u00eb ekonomik\u00eb? 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