![\"\"](\"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/radoshniqi-kredite-per-shtepi-aldo-morning-show-768x429-1.jpg?resize=620%2C347&ssl=1\")
<\/p>\n<\/p>\n
12 tetor 2026<\/strong><\/p>\n Ekspertja e ekonomis\u00eb, Romina Radoshniqi, e ftuar n\u00eb emisionin \u201cAldo Morning Show\u201d, ka ngritur shqet\u00ebsimin p\u00ebr qytetar\u00ebt q\u00eb planifikojn\u00eb t\u00eb marrin kredi p\u00ebr blerjen e nj\u00eb banese, n\u00eb kushtet e \u00e7mimeve t\u00eb larta t\u00eb sht\u00ebpive dhe qirave.<\/p>\n Teksa Banka e Shqip\u00ebris\u00eb ka sinjalizuar mund\u00ebsin\u00eb e nj\u00eb politike monetare m\u00eb shtr\u00ebnguese, gj\u00eb q\u00eb mund t\u00eb rris\u00eb interesat, ekspertja thekson se problemi m\u00eb i madh \u00ebsht\u00eb p\u00ebr ata q\u00eb planifikojn\u00eb t\u00eb marrin kredi p\u00ebr sht\u00ebpi n\u00eb k\u00ebt\u00eb periudh\u00eb.<\/p>\n \u201cMendoj q\u00eb ato q\u00eb kan\u00eb marr\u00eb nuk duhet t\u00eb shqet\u00ebsohen aq shum\u00eb sepse kan\u00eb nj\u00eb tjet\u00ebr llogaritje. Megjithat\u00eb m\u00eb shum\u00eb problematike \u00ebsht\u00eb p\u00ebr ata t\u00eb cil\u00ebt do t\u00eb marrin nj\u00eb kredi p\u00ebr sht\u00ebpi. Dhe ne kemi nj\u00eb rritje t\u00eb kredive konsumatore, por dhe kredive p\u00ebr sht\u00ebpi, dhe kjo \u00ebsht\u00eb nj\u00eb sinjal jo faktit q\u00eb shqiptar\u00ebt kan\u00eb shum\u00eb para, por faktit q\u00eb shqiptar\u00ebt kan\u00eb nevoj\u00eb fizike, se strehimi \u00ebsht\u00eb fiziologjik, pra \u00ebsht\u00eb nevoj\u00eb baz\u00eb. N\u00ebse s\u2019ke nj\u00eb sht\u00ebpi e ke t\u00eb v\u00ebshtir\u00eb, dhe shum\u00eb shqiptar\u00eb kan\u00eb zgjedhur, le t\u00eb thejmi, zgjidhjen m\u00eb t\u00eb zgjuar q\u00eb t\u00eb blejn\u00eb nj\u00eb sht\u00ebpi dhe mos t\u00eb paguajn\u00eb qira, se dhe qirat\u00eb jan\u00eb me \u00e7mime tep\u00ebr t\u00eb larta\u201d<\/em>, tha ajo.<\/p>\n Radoshniqi theksoi se marrja e kredive p\u00ebr t\u00eb p\u00ebrballuar shpenzimet mujore mund t\u00eb shtoj\u00eb rrezikun financiar p\u00ebr familjet, ve\u00e7an\u00ebrisht kur pagat jan\u00eb t\u00eb ul\u00ebta dhe kostoja e jetes\u00ebs mbetet e lart\u00eb<\/p>\n \u201cNe marrim borxh p\u00ebr t\u00eb ruajtur mund\u00ebsisht standardin e jetes\u00ebs, ne marrim borxh p\u00ebr t\u00eb investuar m\u00eb s\u00eb shumti n\u00eb pasurit\u00eb e patundshme dhe kredia konsumatore q\u00eb n\u00eb t\u00eb v\u00ebrtet\u00eb na kushton, por ne e kemi tep\u00ebr t\u00eb nevojshme n\u00eb fakt p\u00ebr t\u00eb mbyllur muajin. Dhe kjo \u00ebsht\u00eb nj\u00eb tregues jo i rritjes s\u00eb besimit n\u00eb ekonomi, por i edukimit financiar, q\u00eb n\u00eb momentin q\u00eb ne nuk kemi para t\u00eb mjaftueshme, at\u00ebher\u00eb i drejtohemi me kredi, sidomos n\u00eb rastin e marrjes s\u00eb sht\u00ebpis\u00eb. Se pastaj p\u00ebr kredin\u00eb konsumatore kjo \u00ebsht\u00eb nj\u00eb problem tep\u00ebr i madh, sepse imagjinoje, standardi i ul\u00ebt i jetes\u00ebs, kemi kosto t\u00eb larta jetese, paga t\u00eb ul\u00ebta, marrim dhe kredi, i bie q\u00eb ne kemi nj\u00eb nivel tep\u00ebr t\u00eb lart\u00eb risku p\u00ebr t\u00eb qen\u00eb t\u00eb varf\u00ebr\u201d,<\/em> tha ajo.<\/p>\n \/tvklan.al<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":" 12 tetor 2026 Ekspertja e ekonomis\u00eb, Romina Radoshniqi, e ftuar n\u00eb emisionin \u201cAldo Morning Show\u201d, ka ngritur shqet\u00ebsimin p\u00ebr qytetar\u00ebt q\u00eb planifikojn\u00eb t\u00eb marrin kredi p\u00ebr blerjen e nj\u00eb banese, n\u00eb kushtet e \u00e7mimeve t\u00eb larta t\u00eb sht\u00ebpive dhe qirave. Teksa Banka e Shqip\u00ebris\u00eb ka sinjalizuar mund\u00ebsin\u00eb e nj\u00eb politike monetare m\u00eb shtr\u00ebnguese, gj\u00eb q\u00eb […]<\/p>\n","protected":false},"author":9,"featured_media":119816,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,85,1,2,35],"tags":[],"class_list":["post-119815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-histori","category-njoftime-shtypi","category-politika","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/10\/radoshniqi-kredite-per-shtepi-aldo-morning-show-768x429-1.jpg?fit=768%2C429&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-vav","jetpack-related-posts":[{"id":100582,"url":"https:\/\/www.shqiperia.com\/blog\/a-do-te-vazhdojne-te-rriten-qirate-ne-vend-eksperti-po-shkojme-drejt-nje-brezi-qe-sdo-te-bleje-kurre-nje-shtepi\/","url_meta":{"origin":119815,"position":0},"title":"A do t\u00eb vazhdojn\u00eb t\u00eb rriten qirat\u00eb n\u00eb vend? 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Mes tyre mbizot\u00ebrojn\u00eb t\u00eb rinjt\u00eb rreth 35 vje\u00e7, me t\u00eb ardhura mesatare, t\u00eb cil\u00ebt po i shohin zonat rurale t\u00eb Spanj\u00ebs si nj\u00eb rrug\u00ebdalje nga nj\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/Spanje.jpeg?fit=1200%2C675&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/Spanje.jpeg?fit=1200%2C675&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/Spanje.jpeg?fit=1200%2C675&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/Spanje.jpeg?fit=1200%2C675&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/09\/Spanje.jpeg?fit=1200%2C675&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":101975,"url":"https:\/\/www.shqiperia.com\/blog\/tellalli-dhe-monologuesi-por-ekonomia-nuk-funksionon-me-slogane\/","url_meta":{"origin":119815,"position":2},"title":"Tellalli dhe monologuesi. – Por ekonomia nuk funksionon me slogane.","author":"Kurt Farka","date":"June 29, 2026","format":false,"excerpt":"29 Qershor 2026 Editorial \/ Qeveria sheh nj\u00eb Shqip\u00ebri q\u00eb po zhvillohet dita-dit\u00ebs. Protestat jan\u00eb keqkuptime nga ata q\u00eb nuk e kuptojn\u00eb zhvillimin. Pak\u00ebnaq\u00ebsit\u00eb jan\u00eb ekzagjerime. Bizneset, ndoshta, nuk po i lexojn\u00eb si duhet sukseset. Ndoshta korrupsioni \u00ebsht\u00eb thjesht perceptim. Ndoshta burokracia \u00ebsht\u00eb nj\u00eb form\u00eb moderne efikasiteti. Ndoshta konkurrenca e\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/megafoni-realistici-background-banner-web-modello-struttura-segnale-diffusore-concetto-di-attenzione-dell-annuncio-vettore-281381702.webp?fit=1200%2C980&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/megafoni-realistici-background-banner-web-modello-struttura-segnale-diffusore-concetto-di-attenzione-dell-annuncio-vettore-281381702.webp?fit=1200%2C980&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/megafoni-realistici-background-banner-web-modello-struttura-segnale-diffusore-concetto-di-attenzione-dell-annuncio-vettore-281381702.webp?fit=1200%2C980&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/megafoni-realistici-background-banner-web-modello-struttura-segnale-diffusore-concetto-di-attenzione-dell-annuncio-vettore-281381702.webp?fit=1200%2C980&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/megafoni-realistici-background-banner-web-modello-struttura-segnale-diffusore-concetto-di-attenzione-dell-annuncio-vettore-281381702.webp?fit=1200%2C980&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":101483,"url":"https:\/\/www.shqiperia.com\/blog\/rama-sulmon-protestuesit-hajvane-fryme-fashiste-po-demtojne-turizmin\/","url_meta":{"origin":119815,"position":3},"title":"Rama sulmon protestuesit: -Hajvan\u00eb, frym\u00eb fashiste! Po d\u00ebmtojn\u00eb turizmin","author":"Kurt Farka","date":"June 14, 2026","format":false,"excerpt":"Kryeministri Edi Rama ka zgjedhur q\u00eb s\u00ebrish t\u00eb sulmoj\u00eb protestuesit, q\u00eb prej dy jav\u00ebsh dalin \u00e7do dit\u00eb n\u00eb shesh p\u00ebr t\u00eb k\u00ebrkuar largimin e tij nga qeveria. N\u00eb rubrik\u00ebn \u2018sh\u00ebnimet e jav\u00ebs\u2019 n\u00eb potkastin e tij \u201cFlasim\u201d, kreu i qeveris\u00eb i konsideroi protestuesit si \u2018hajvan\u00eb\u2019 me mend\u00ebsi fashiste, q\u00eb si\u00e7\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/06\/rama-protestat1-433x300-1.jpg?fit=433%2C300&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":103364,"url":"https:\/\/www.shqiperia.com\/blog\/odisea-i-matt-damon-dhe-odisea-i-bekim-fehmiut\/","url_meta":{"origin":119815,"position":4},"title":"ODISEA I MATT DAMON DHE ODISEA I BEKIM FEHMIUT","author":"Kurt Farka","date":"July 28, 2026","format":false,"excerpt":"28 Korrik 2026 Nga Ben Blushi Dy dit\u00ebt e fundit pash\u00eb dy Odise. At\u00eb t\u00eb Matt Damon q\u00eb po p\u00ebrmbyt kinemat\u00eb e bot\u00ebs dhe Odisean e aktorit kosovar Bekim Fehmiu t\u00eb xhiruar n\u00eb vitin 1968 nga italian\u00ebt. 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Zgjidhin hallet e Popullit.","author":"Kurt Farka","date":"August 26, 2026","format":false,"excerpt":"26 Gusht 2026 Punonj\u00ebsve t\u00eb administrat\u00ebs u jepet mund\u00ebsia t\u00eb p\u00ebrfitojn\u00eb kredi me 0% interes p\u00ebr blerje apartamenti. Ministria e Ekonomis\u00eb dhe Inovacionit njoftoi hapjen e thirrjes p\u00ebr aplikim p\u00ebr 300 kredi me 0% interes p\u00ebr blerjen e nj\u00eb banese p\u00ebr punonj\u00ebsit e administrat\u00ebs publike. Aplikimet nisin nga 27 Gushti\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kredi-pa-interesa.jpg?fit=706%2C407&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kredi-pa-interesa.jpg?fit=706%2C407&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kredi-pa-interesa.jpg?fit=706%2C407&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/08\/kredi-pa-interesa.jpg?fit=706%2C407&ssl=1&resize=700%2C400 2x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/119815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/comments?post=119815"}],"version-history":[{"count":1,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/119815\/revisions"}],"predecessor-version":[{"id":119817,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/posts\/119815\/revisions\/119817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media\/119816"}],"wp:attachment":[{"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/media?parent=119815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/categories?post=119815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shqiperia.com\/blog\/wp-json\/wp\/v2\/tags?post=119815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}