{"id":100582,"date":"2026-05-22T12:56:50","date_gmt":"2026-05-22T12:56:50","guid":{"rendered":"https:\/\/www.shqiperia.com\/blog\/?p=100582"},"modified":"2026-05-22T12:56:50","modified_gmt":"2026-05-22T12:56:50","slug":"a-do-te-vazhdojne-te-rriten-qirate-ne-vend-eksperti-po-shkojme-drejt-nje-brezi-qe-sdo-te-bleje-kurre-nje-shtepi","status":"publish","type":"post","link":"https:\/\/www.shqiperia.com\/blog\/a-do-te-vazhdojne-te-rriten-qirate-ne-vend-eksperti-po-shkojme-drejt-nje-brezi-qe-sdo-te-bleje-kurre-nje-shtepi\/","title":{"rendered":"A do t\u00eb vazhdojn\u00eb t\u00eb rriten qirat\u00eb n\u00eb vend? Eksperti: – Po shkojm\u00eb drejt nj\u00eb brezi q\u00eb s\u2019do t\u00eb blej\u00eb kurr\u00eb nj\u00eb sht\u00ebpi"},"content":{"rendered":"
\"\"

ergis sefa<\/p><\/div>\n

22 Maji 2026<\/p>\n

Ekspoerti i ekonomis\u00eb, Ergis Sefa, i ftuar n\u00eb nje interviste televizive, ka ngritur alarmin p\u00ebr rritjen e vazhdueshme t\u00eb qirave dhe kostos s\u00eb jetes\u00ebs n\u00eb Tiran\u00eb, duke paralajm\u00ebruar se situata pritet t\u00eb r\u00ebndohet edhe m\u00eb shum\u00eb gjat\u00eb muajve t\u00eb ardhsh\u00ebm. Sipas tij, qirat\u00eb do t\u00eb vazhdojn\u00eb t\u00eb rriten, sidomos n\u00eb periudh\u00ebn shtator-tetor, kur kryeqyteti p\u00ebrballet me fluksin e student\u00ebve dhe t\u00eb qytetar\u00ebve q\u00eb zhvendosen drejt Tiran\u00ebs p\u00ebr mund\u00ebsi pun\u00ebsimi.<\/p>\n

\u201cAbsolutisht qirat\u00eb do t\u00eb vazhdojn\u00eb t\u00eb rriten. Fatkeq\u00ebsisht, po e jap un\u00eb lajmin e keq: qirat\u00eb do t\u00eb vazhdojn\u00eb t\u00eb rriten, ndon\u00ebse jo me t\u00eb nj\u00ebjtin rit\u00ebm si m\u00eb par\u00eb. Nga l\u00ebvizja ekonomike q\u00eb shohim, do t\u00eb ket\u00eb prap\u00eb nj\u00eb rritje k\u00ebt\u00eb vit, sidomos n\u00eb pjes\u00ebn e shtator-tetorit. Problemi m\u00eb i madh nuk \u00ebsht\u00eb vet\u00ebm rritja e qirave apo \u00e7mimeve, por raporti me t\u00eb ardhurat.<\/p>\n

N\u00ebse kostoja e jetes\u00ebs rritet me 5%, por rroga nuk rritet me t\u00eb nj\u00ebjtin nivel, ky \u00ebsht\u00eb problem. Vitet e fundit, rrogat n\u00eb Shqip\u00ebri nuk jan\u00eb rritur n\u00eb nivele t\u00eb k\u00ebnaqshme. Edhe pse ka pasur nj\u00eb tendenc\u00eb rritjeje n\u00eb administrat\u00ebn publike, ajo p\u00ebrb\u00ebn vet\u00ebm 1\/4 e forc\u00ebs pun\u00ebtore dhe nuk ka reflektuar rritje n\u00eb sektorin privat, i cili ka pothuajse dy vite q\u00eb nuk shfaq l\u00ebvizje\u201d<\/p>\n

Ekonomisti b\u00ebri publike edhe disa t\u00eb dh\u00ebna nga nj\u00eb studim i realizuar, ku rezulton se nj\u00eb \u00e7ift i ri q\u00eb jeton me qira n\u00eb Tiran\u00eb ka nevoj\u00eb p\u00ebr minimumi 130 mij\u00eb deri n\u00eb 140 mij\u00eb lek\u00eb t\u00eb reja n\u00eb muaj p\u00ebr t\u00eb p\u00ebrballuar jetes\u00ebn baz\u00eb. Ai shtoi se, p\u00ebr shkak t\u00eb zhvillimeve globale dhe rritjes s\u00eb \u00e7mimeve, kjo shum\u00eb mund t\u00eb ket\u00eb arritur aktualisht deri n\u00eb 150 mij\u00eb lek\u00eb. Nd\u00ebrkoh\u00eb, paga mesatare n\u00eb kryeqytet llogaritet rreth 90 mij\u00eb deri n\u00eb 95 mij\u00eb lek\u00eb, \u00e7ka sipas tij tregon se shum\u00eb familje ndodhen vet\u00ebm pak mbi nivelin e mbijetes\u00ebs.<\/p>\n

\u201cKemi b\u00ebr\u00eb nj\u00eb studim n\u00eb fund t\u00eb vitit t\u00eb kaluar p\u00ebr koston e jetes\u00ebs. Rezultoi se p\u00ebr nj\u00eb \u00e7ift q\u00eb do t\u00eb nis\u00eb nj\u00eb jet\u00eb t\u00eb re n\u00eb Tiran\u00eb, duke marr\u00eb sht\u00ebpi me qira, nevojiten minimumi 130,000 deri n\u00eb 140,000 lek\u00eb t\u00eb reja n\u00eb muaj. P\u00ebr shkak t\u00eb konflikteve globale, kjo shif\u00ebr sot mund t\u00eb ket\u00eb shkuar n\u00eb 150,000 lek\u00eb minimumi. Nd\u00ebrkoh\u00eb, paga mesatare n\u00eb Tiran\u00eb \u00ebsht\u00eb diku te 90,000 deri n\u00eb 95,000 lek\u00eb.<\/p>\n

Pra, nj\u00eb \u00e7ift me dy paga mesatare \u00ebsht\u00eb vet\u00ebm pak mbi nivelin e mbijetes\u00ebs. N\u00ebse llogarisim ushqimet e shport\u00ebs baz\u00eb dhe strehimin, k\u00ebto t\u00eb dyja bashk\u00eb z\u00ebn\u00eb minimumi 56% deri n\u00eb 60% t\u00eb t\u00eb ardhurave. Para pes\u00eb viteve, kjo shif\u00ebr ishte rreth 40%. Kur shpenzon 3\/5 e pag\u00ebs vet\u00ebm p\u00ebr mbijetes\u00eb, nuk mund t\u00eb flasim m\u00eb p\u00ebr mir\u00ebqenie, hobi apo pasione, tha ekonomisti.<\/p>\n

N\u00eb lidhje me blerjen e nj\u00eb apartamenti, ekonomisti deklaroi se p\u00ebr shum\u00eb t\u00eb rinj kjo po b\u00ebhet gjithnj\u00eb e m\u00eb e paarritshme. Sipas tij, p\u00ebr t\u00eb marr\u00eb nj\u00eb kredi bankare dhe p\u00ebr t\u00eb ruajtur nj\u00eb standard minimal jetese, nj\u00eb individ duhet t\u00eb ket\u00eb t\u00eb ardhura mbi 140 mij\u00eb deri n\u00eb 150 mij\u00eb lek\u00eb n\u00eb muaj, nd\u00ebrsa nj\u00eb \u00e7ift duhet t\u00eb siguroj\u00eb mbi 200 mij\u00eb lek\u00eb t\u00eb ardhura neto. Ai paralajm\u00ebroi se Shqip\u00ebria mund t\u00eb shkoj\u00eb drejt nj\u00eb realiteti ku brezi i ri do t\u00eb jetoj\u00eb gjith\u00eb jet\u00ebn me qira.<\/p>\n

\u201cP\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi me kredi, k\u00ebsti i bank\u00ebs shkon pothuajse aq. P\u00ebr nj\u00eb kredi 70,000-80,000 euro, k\u00ebsti \u00ebsht\u00eb i lart\u00eb. S\u00eb dyti, banka nuk e mbulon 100% sht\u00ebpin\u00eb; duhet t\u00eb kesh t\u00eb pakt\u00ebn 20% t\u00eb vler\u00ebs si kursim, q\u00eb jan\u00eb dhjet\u00ebra mij\u00ebra euro. S\u00eb treti, Banka e Shqip\u00ebris\u00eb ka vendosur kufizime: k\u00ebsti i kredis\u00eb nuk mund t\u00eb kaloj\u00eb 40% t\u00eb t\u00eb ardhurave tua.<\/p>\n

Q\u00eb t\u00eb paguash nj\u00eb k\u00ebst prej 60,000 lek\u00ebsh, duhet t\u00eb kesh nj\u00eb pag\u00eb mbi 140,000-150,000 lek\u00eb n\u00eb muaj. Sa t\u00eb rinj e kan\u00eb k\u00ebt\u00eb pag\u00eb n\u00eb Tiran\u00eb? Kam frik\u00eb se po shkojm\u00eb drejt faktit q\u00eb do t\u00eb jemi brezi i par\u00eb q\u00eb do t\u00eb jetojm\u00eb gjith\u00eb jet\u00ebn me qira.<\/p>\n

P\u00ebr t\u00eb bler\u00eb nj\u00eb sht\u00ebpi, nj\u00eb \u00e7ift duhet t\u00eb ket\u00eb t\u00eb ardhura neto mbi 200,000 lek\u00eb n\u00eb muaj, t\u00eb marra s\u00eb bashku. Nj\u00eb individ i vet\u00ebm duhet t\u00eb ket\u00eb t\u00eb ardhura 140,000-150,000 lek\u00eb q\u00eb t\u00eb kualifikohet p\u00ebr kredi dhe t\u00eb mbaj\u00eb cil\u00ebsin\u00eb e jet\u00ebs. N\u00ebn 110,000 lek\u00eb n\u00eb muaj \u00ebsht\u00eb e pamundur t\u00eb marr\u00ebsh kredi pa sakrifikuar gjith\u00e7ka.\u201d<\/p>\n

Duke krahasuar situat\u00ebn me rajonin dhe Europ\u00ebn, Sefa tha se qirat\u00eb n\u00eb Tiran\u00eb jan\u00eb nd\u00ebr m\u00eb t\u00eb lartat n\u00eb Ballkan n\u00eb raport me t\u00eb ardhurat. Ai theksoi se \u00e7mimet e pasurive t\u00eb paluajtshme n\u00eb Shqip\u00ebri jan\u00eb p\u00ebrtej logjik\u00ebs normale ekonomike dhe se n\u00eb treg ka element\u00eb spekulimi financiar dhe ndikim t\u00eb paras\u00eb informale. Sipas tij, kredit\u00eb e buta nuk kan\u00eb pasur ndikimin e pritsh\u00ebm n\u00eb treg, pasi numri i familjeve p\u00ebrfituese mbetet shum\u00eb i ul\u00ebt krahasuar me nevojat reale t\u00eb qytetar\u00ebve.<\/p>\n","protected":false},"excerpt":{"rendered":"

22 Maji 2026 Ekspoerti i ekonomis\u00eb, Ergis Sefa, i ftuar n\u00eb nje interviste televizive, ka ngritur alarmin p\u00ebr rritjen e vazhdueshme t\u00eb qirave dhe kostos s\u00eb jetes\u00ebs n\u00eb Tiran\u00eb, duke paralajm\u00ebruar se situata pritet t\u00eb r\u00ebndohet edhe m\u00eb shum\u00eb gjat\u00eb muajve t\u00eb ardhsh\u00ebm. Sipas tij, qirat\u00eb do t\u00eb vazhdojn\u00eb t\u00eb rriten, sidomos n\u00eb periudh\u00ebn shtator-tetor, […]<\/p>\n","protected":false},"author":9,"featured_media":100583,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[27,35],"tags":[],"class_list":["post-100582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogu-i-udhetarit","category-shoqerore"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/ergis-sefa.jpg?fit=900%2C570&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5Z6wp-qai","jetpack-related-posts":[{"id":100333,"url":"https:\/\/www.shqiperia.com\/blog\/disa-shpjegime-pse-cmimi-i-arit-po-arrin-ne-nivele-rekord\/","url_meta":{"origin":100582,"position":0},"title":"Disa shpjegime: – Pse \u00e7mimi i arit po arrin n\u00eb nivele rekord?","author":"Kurt Farka","date":"May 16, 2026","format":false,"excerpt":"16 Maji 2026 Investitor\u00ebt po k\u00ebrkojn\u00eb streh\u00eb t\u00eb sigurta mes pasiguris\u00eb s\u00eb shtuar ekonomike. \u00c7mimi i arit \u00ebsht\u00eb rritur me gati nj\u00eb t\u00eb tret\u00ebn gjat\u00eb nj\u00eb viti, duke tejkaluar 3,550 dollar\u00eb p\u00ebr ons k\u00ebt\u00eb jav\u00eb, nj\u00eb nivel rekord. Disa analist\u00eb presin q\u00eb \u00e7mimet t\u00eb vazhdojn\u00eb t\u00eb rriten mes nj\u00eb mjedisi\u2026","rel":"","context":"In "Njoftime Shtypi"","block_context":{"text":"Njoftime Shtypi","link":"https:\/\/www.shqiperia.com\/blog\/category\/njoftime-shtypi\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/900-0-1757092900xshutterstock-2480509399-2024-08-368b960cfc07a7fc6986b47f60f0159d-scaled-298.webp?fit=900%2C506&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/900-0-1757092900xshutterstock-2480509399-2024-08-368b960cfc07a7fc6986b47f60f0159d-scaled-298.webp?fit=900%2C506&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/900-0-1757092900xshutterstock-2480509399-2024-08-368b960cfc07a7fc6986b47f60f0159d-scaled-298.webp?fit=900%2C506&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/900-0-1757092900xshutterstock-2480509399-2024-08-368b960cfc07a7fc6986b47f60f0159d-scaled-298.webp?fit=900%2C506&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100279,"url":"https:\/\/www.shqiperia.com\/blog\/jeta-ne-tirane-eshte-shtrenjtuar-me-60-brenda-5-viteve\/","url_meta":{"origin":100582,"position":1},"title":"Jeta n\u00eb Tiran\u00eb \u00ebsht\u00eb shtrenjtuar me 60% brenda 5 viteve","author":"Kurt Farka","date":"May 15, 2026","format":false,"excerpt":"15 Maji 2026 Tirana ka hyr\u00eb n\u00eb nj\u00eb faz\u00eb ku \u00e7mimet po rriten shum\u00eb m\u00eb shpejt t\u00eb ardhurat e shumic\u00ebs s\u00eb banor\u00ebve t\u00eb saj duke e shnd\u00ebrruar n\u00eb sfid\u00eb jet\u00ebn p\u00ebr nj\u00eb pjes\u00eb t\u00eb madhe prej tyre. T\u00eb dh\u00ebnat e platform\u00ebs Numbeo, nj\u00eb baromet\u00ebr digjital q\u00eb mbledh informacion n\u00eb koh\u00eb\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/LAGJE-TIRANE-1536x1025-1.jpg?fit=1200%2C801&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100385,"url":"https:\/\/www.shqiperia.com\/blog\/urdheri-me-misterioz-i-mesjetes-kaloresit-templare-origjina-e-vertete-e-tyre\/","url_meta":{"origin":100582,"position":2},"title":"Urdh\u00ebri m\u00eb misterioz i Mesjet\u00ebs: Kalor\u00ebsit Templar\u00eb, origjina e v\u00ebrtet\u00eb e tyre","author":"Kurt Farka","date":"May 18, 2026","format":false,"excerpt":"18 Maji 2026 N\u00eb vitin 1119, vet\u00ebm n\u00ebnt\u00eb kalor\u00ebs francez\u00eb b\u00ebn\u00eb nj\u00eb betim t\u00eb pazakont\u00eb n\u00eb Jerusalem. Kalor\u00ebsit Templar\u00eb nuk k\u00ebrkuan tok\u00eb, pasuri apo tituj. Premtuan vet\u00ebm nj\u00eb gj\u00eb: t\u00eb mbronin pelegrin\u00ebt q\u00eb udh\u00ebtonin drejt Tok\u00ebs s\u00eb Shenjt\u00eb. Por brenda pak dekadash, ky grup i vog\u00ebl luft\u00ebtar\u00ebsh u shnd\u00ebrrua n\u00eb\u2026","rel":"","context":"In "Histori"","block_context":{"text":"Histori","link":"https:\/\/www.shqiperia.com\/blog\/category\/histori\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_Kaloresit-Templare_11778842861.jpg?fit=826%2C588&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_Kaloresit-Templare_11778842861.jpg?fit=826%2C588&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_Kaloresit-Templare_11778842861.jpg?fit=826%2C588&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/auto_Kaloresit-Templare_11778842861.jpg?fit=826%2C588&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":100329,"url":"https:\/\/www.shqiperia.com\/blog\/erion-brace-ps-eshte-kthyer-ne-mur-ku-vendosen-njoftime\/","url_meta":{"origin":100582,"position":3},"title":"Erion Bra\u00e7e: – PS \u00ebsht\u00eb kthyer n\u00eb mur ku vendosen njoftime","author":"Kurt Farka","date":"May 15, 2026","format":false,"excerpt":"15 Maji 2026 Deputeti socialist Erion Bra\u00e7e foli n\u00eb Kjo Jav\u00eb mbr\u00ebmjen e sotme p\u00ebr situat\u00ebn e brendshme n\u00eb Partin\u00eb Socialiste. Bra\u00e7e u ndal n\u00eb kritik\u00ebn e tij tek momenti i p\u00ebrzgjedhjes s\u00eb kandidat\u00ebve p\u00ebr zgjedhjet e pjesshme n\u00eb bashkin\u00eb Tiran\u00eb dhe bashkit\u00eb e tjera, duke n\u00ebvizuar se nuk u\u2026","rel":"","context":"In "Blogu i Udh\u00ebtarit"","block_context":{"text":"Blogu i Udh\u00ebtarit","link":"https:\/\/www.shqiperia.com\/blog\/category\/blogu-i-udhetarit\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/erion-brace.jpg?fit=1098%2C782&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/erion-brace.jpg?fit=1098%2C782&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/erion-brace.jpg?fit=1098%2C782&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/erion-brace.jpg?fit=1098%2C782&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/www.shqiperia.com\/blog\/wp-content\/uploads\/2026\/05\/erion-brace.jpg?fit=1098%2C782&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":100509,"url":"https:\/\/www.shqiperia.com\/blog\/u-nominua-nga-trump-per-ambasador-ne-tirane-eric-wendt-para-senatit-kater-prioritetet-e-mia-do-mbeshtes-shqiperine-ne-luften-kunder-korrupsionit-dhe-krimit-te-organizuar-transnacional\/","url_meta":{"origin":100582,"position":4},"title":"U nominua nga Trump p\u00ebr ambasador n\u00eb Tiran\u00eb, Eric Wendt para Senatit: – Kat\u00ebr prioritetet e mia, do mb\u00ebshtes Shqip\u00ebrin\u00eb n\u00eb luft\u00ebn kund\u00ebr korrupsionit dhe krimit t\u00eb organizuar transnacional","author":"Kurt Farka","date":"May 21, 2026","format":false,"excerpt":"21 Maji 2026 Kandidati p\u00ebr ambasador n\u00eb Shqip\u00ebri Eric Wendt mbajti fjal\u00ebn e tij para Komitetit p\u00ebr Marr\u00ebdh\u00ebniet me Jasht\u00eb n\u00eb Senatin amerikan. 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